UPYYOTCServices-Prepackaged SoftwareFiscal year ends February 28
UPAY
Financials through Q1 FY2027, quarter ended May 31, 2026Last filing: 10-Q on Oct 20, 2026
$0.90+0.00 (0.00%)
Close on Oct 16, 2026
- Market cap
- $15.56M
- P/E (TTM)
- –
- Dividend yield
- –
UPAY statistics
Financials through May 31, 2026, price as of Oct 16, 2026, median of Services-Prepackaged Software companies for comparison
Valuation
| Measure | UPAY | Industry median |
|---|---|---|
| Market Cap | $15.90M | $288.35M |
| Enterprise Value | $15.88M | $295.96M |
| PS Ratio | 19.82 | 2.36 |
Enterprise value
| Measure | UPAY | Industry median |
|---|---|---|
| EV / Sales | 19.80 | 2.14 |
Income (trailing twelve months)
| Measure | UPAY | Industry median |
|---|---|---|
| Revenue | $802.24K | $285.88M |
| Gross Profit | $586.62K | $158.88M |
| Operating Income | -$425.78K | -$627.44K |
| Pretax Income | -$1.38M | -$295.11K |
| Net Income | -$1.38M | -$298.85K |
| EBITDA | -$425.78K | -$186.20K |
| EPS (Diluted) | -$0.09 | $0.00 |
Margins
| Measure | UPAY | Industry median |
|---|---|---|
| Gross Margin | 73.1% | 55.8% |
| Operating Margin | -53.1% | -1.97% |
| Pretax Margin | -172.0% | -0.50% |
| Profit Margin | -172.0% | -1.84% |
| EBITDA Margin | -53.1% | 0.49% |
| FCF Margin | -29.3% | 10.0% |
Returns
| Measure | UPAY | Industry median |
|---|---|---|
| Return on Assets (ROA) | -651.5% | -3.10% |
Growth
| Measure | UPAY | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 27.7% | 9.79% |
| Revenue Growth (3Y CAGR) | -18.1% | 7.56% |
| Revenue Growth (5Y CAGR) | -7.64% | 12.3% |
Balance sheet
| Measure | UPAY | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $91.69K | $43.10M |
| Total Debt | $76.16K | $204.00M |
| Net Cash (Debt) | $15.53K | $1.87M |
| Net Cash Per Share | $0.00 | $0.14 |
| Equity (Book Value) | -$582.94K | $52.02M |
| Book Value Per Share | -$0.03 | $1.91 |
| Tangible Book Value | -$582.94K | $3.03M |
| Working Capital | -$380.14K | $14.05M |
Financial position
| Measure | UPAY | Industry median |
|---|---|---|
| Current Ratio | 0.29 | 1.39 |
| Quick Ratio | 0.27 | 0.93 |
| Interest Coverage | -8.34 | -0.66 |
Cash flow (trailing twelve months)
| Measure | UPAY | Industry median |
|---|---|---|
| Operating Cash Flow | -$231.59K | $8.52M |
| Capital Expenditures | -$3.18K | -$5.59M |
| Free Cash Flow | -$234.77K | $47.39M |
| FCF Per Share | -$0.01 | $0.69 |
Efficiency
| Measure | UPAY | Industry median |
|---|---|---|
| Asset Turnover | 3.79 | 0.63 |
| Revenue Per Employee | $50.14K | $393.50K |
| Profits Per Employee | -$86.25K | -$4.74K |
| Employee Count | 16 | 530 |
Dividends and yields
| Measure | UPAY | Industry median |
|---|---|---|
| Earnings Yield | -8.68% | -0.95% |
| FCF Yield | -1.48% | 4.01% |
Shares
| Measure | UPAY | Industry median |
|---|---|---|
| Shares Outstanding | 17,665,200 | 59,289,300 |
| Shares Change (YoY) | 6.49% | 2.27% |
| Shares Change (QoQ) | 0.11% | 0.06% |
| Float | 15,861,800 | 52,876,900 |
| Shares Held by Insiders | 10.2% | 13.2% |
Taxes
| Measure | UPAY | Industry median |
|---|---|---|
| Income Tax | $0 | $1.64M |
Scores
| Measure | UPAY | Industry median |
|---|---|---|
| Altman Z-Score | -15.92 | 1.50 |
| Piotroski F-Score | 4 | 5 |
Calculated by StockData from UPAY's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.