UPAY

The company provides financial technology platforms and digital marketplace services across credit management, regulatory compliance, and outdoor recreation. Through its ACPAS software, the firm offers cloud-based loan origination, administration, payment processing, and collections solutions for credit providers, retailers, and professional service firms. Its AML GO platform provides anti-money laundering screening, customer due diligence, sanctions checking, and transaction monitoring tools for financial institutions and regulated entities. Additionally, the company operates HUNTPAL, an online marketplace connecting hunters with vetted outfitters while offering installment-based financing for outdoor travel and guided safari experiences.

The company concentrates the majority of its business operations in Southern Africa, with commercial reach extending across South Africa and into the United States. Its subsidiary leases approximately 2,905 square feet of office space in Centurion, South Africa, while the enterprise maintains its registered executive office and mailing address in Dallas, Texas.

Summary of the business section of UPAY's latest annual report, written by StockData.

“We have 16 full-time employees: (a) our CEO/CFO, Jacob C Fölscher; (b) 1 operations manager; (c) 1 financial director; (d) 1 scientific programmer; (e) 4 systems engineers; (f) 2 accounting/bookkeeping persons; (g) 2 assistants, and (h) 4 Software developers.”