UnitedHealth Group Inc
Close on Nov 2, 2026Market cap $359.43BP/E 25.8Yield 2.18%
UnitedHealth Consolidated Operating Cost Ratio by Quarter
Consolidated Operating Cost Ratio (OCR = Operating Costs / Total Revenues) (%)
UnitedHealth Consolidated Operating Cost Ratio: 12.8% in Q3 2026, down 0.7 pts from a year earlier.
Where the Q3 2026 figure comes from
Source: UNH Form 8-K Earnings Release (2026-10-13) ↗
Consolidated operating costs divided by total consolidated revenues.
Quarterly history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Consolidated Operating Cost Ratio (OCR = Operating Costs / Total Revenues) (%) | Year on year | Source |
|---|---|---|---|---|
| Q3 2026 | Sep 30, 2026 | 12.8% | -0.7 pts | UNH Form 8-K Earnings Release (2026-10-13) ↗ |
| Q2 2026 | Jun 30, 2026 | 12.7% | +0.4 pts | UNH Form 10-Q (2026-08-10) ↗ |
| Q1 2026 | Mar 31, 2026 | 13.8% | +1.4 pts | UNH Form 8-K Earnings Release (2026-04-21) ↗ |
| Q4 2025 | Dec 31, 2025 | 12.9% | – | UNH Form 8-K Earnings Release (2026-01-27) ↗ |
| Q3 2025 | Sep 30, 2025 | 13.5% | +0.3 pts | UNH Form 10-Q (2025-10-28) ↗ |
| Q2 2025 | Jun 30, 2025 | 12.3% | -1.0 pts | UNH Form 10-Q (2026-08-10) ↗ |
| Q1 2025 | Mar 31, 2025 | 12.4% | -1.7 pts | UNH Form 8-K Earnings Release (2026-04-21) ↗ |
| Q3 2024 | Sep 30, 2024 | 13.2% | -1.8 pts | UNH Form 10-Q (2025-10-28) ↗ |
| Q2 2024 | Jun 30, 2024 | 13.3% | -1.6 pts | UNH Form 10-Q (2025-08-11) ↗ |
| Q1 2024 | Mar 31, 2024 | 14.1% | -0.7 pts | UNH Form 8-K Earnings Release (2025-04-17) ↗ |
| Q3 2023 | Sep 30, 2023 | 15.0% | +0.6 pts | UNH Form 10-Q (2024-11-04) ↗ |
| Q2 2023 | Jun 30, 2023 | 14.9% | +0.3 pts | UNH Form 10-Q (2024-08-09) ↗ |
| Q1 2023 | Mar 31, 2023 | 14.8% | +0.6 pts | UNH Form 10-Q (2023-05-03) ↗ |
| Q3 2022 | Sep 30, 2022 | 14.4% | -0.4 pts | UNH Form 10-Q (2023-11-06) ↗ |
| Q2 2022 | Jun 30, 2022 | 14.6% | +0.1 pts | UNH Form 10-Q (2023-08-02) ↗ |
| Q1 2022 | Mar 31, 2022 | 14.2% | -0.4 pts | UNH Form 10-Q (2023-05-03) ↗ |
| Q3 2021 | Sep 30, 2021 | 14.8% | -0.8 pts | UNH Form 10-Q (2022-11-02) ↗ |
| Q2 2021 | Jun 30, 2021 | 14.5% | -1.6 pts | UNH Form 10-Q (2022-08-03) ↗ |
| Q1 2021 | Mar 31, 2021 | 14.6% | -0.9 pts | UNH Form 10-Q (2022-05-04) ↗ |
| Q3 2020 | Sep 30, 2020 | 15.6% | +0.8 pts | UNH Form 10-Q (2021-11-03) ↗ |
| Q2 2020 | Jun 30, 2020 | 16.1% | +2.2 pts | UNH Form 10-Q (2021-08-03) ↗ |
| Q1 2020 | Mar 31, 2020 | 15.5% | +1.4 pts | UNH Form 10-Q (2020-05-06) ↗ |
| Q3 2019 | Sep 30, 2019 | 14.8% | -0.2 pts | UNH Form 10-Q (2020-11-02) ↗ |
| Q2 2019 | Jun 30, 2019 | 13.9% | -1.1 pts | UNH Form 10-Q (2020-08-03) ↗ |
| Q1 2019 | Mar 31, 2019 | 14.1% | -1.3 pts | UNH Form 10-Q (2020-05-06) ↗ |
| Q3 2018 | Sep 30, 2018 | 15.0% | – | UNH Form 8-K Earnings Release (2018-10-16) ↗ |
| Q2 2018 | Jun 30, 2018 | 15.0% | – | UNH Form 8-K Earnings Release (2018-07-17) ↗ |
| Q1 2018 | Mar 31, 2018 | 15.4% | – | UNH Form 8-K Earnings Release (2018-04-17) ↗ |
Cite this data
StockData. (2026). UnitedHealth Consolidated Operating Cost Ratio (%), quarterly Q1 2018–Q3 2026 [Data set]. Compiled from UnitedHealth SEC filings and investor materials. https://stockdatahq.com/stocks/unh/kpis/ocr-pct
See every metric in the UnitedHealth KPI table. Data updated Oct 24, 2026.