UNHNYSEHospital & Medical Service PlansFiscal year ends December 31
UNITEDHEALTH GROUP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$406.88+5.45 (+1.36%)
Close on Oct 19, 2026
- Market cap
- $368.63B
- P/E (TTM)
- 26.2
- Dividend yield
- 2.15%
Unitedhealth statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Hospital & Medical Service Plans companies for comparison
Valuation
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Market Cap | $365.21B | $3.25B |
| Enterprise Value | $413.14B | $2.52B |
| PE Ratio | 26.18 | 10.26 |
| PS Ratio | 0.81 | 1.07 |
| P/FCF Ratio | 15.46 | 7.95 |
| P/OCF Ratio | 13.52 | 7.16 |
Enterprise value
| Measure | Unitedhealth | Industry median |
|---|---|---|
| EV / Sales | 0.92 | 0.93 |
| EV / EBITDA | 15.91 | 6.24 |
| EV / EBIT | 19.06 | 7.37 |
| EV / FCF | 17.49 | 7.33 |
Income (trailing twelve months)
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Revenue | $450.13B | $4.57B |
| Gross Profit | $398.69B | $5.63B |
| Operating Income | $21.68B | $617.20M |
| Pretax Income | $17.44B | $589.53M |
| Net Income | $14.12B | $470.80M |
| EBITDA | $25.96B | $657.96M |
| EPS (Diluted) | $15.54 | $4.81 |
Margins
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Gross Margin | 88.6% | 31.0% |
| Operating Margin | 4.82% | 4.46% |
| Pretax Margin | 3.87% | 13.7% |
| Profit Margin | 3.14% | 10.7% |
| EBITDA Margin | 5.77% | 13.5% |
| FCF Margin | 5.25% | 17.5% |
Returns
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Return on Assets (ROA) | 4.57% | 3.35% |
| Return on Capital Employed (ROCE) | 11.0% | 6.00% |
Growth
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 6.46% | 7.97% |
| Net Income Growth (YoY) | -33.7% | 25.1% |
| EPS Growth (YoY) | -32.7% | 27.7% |
| FCF Growth (YoY) | -6.55% | 7.71% |
| Revenue Growth (3Y CAGR) | 11.4% | 9.53% |
| Revenue Growth (5Y CAGR) | 11.7% | 8.29% |
| EPS Growth (3Y CAGR) | -14.5% | 15.9% |
| EPS Growth (5Y CAGR) | -3.77% | 15.2% |
Balance sheet
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $31.47B | $520.88M |
| Total Debt | $73.33B | $663.00M |
| Net Cash (Debt) | -$41.86B | $309.26M |
| Net Cash Per Share | -$46.64 | $5.42 |
| Working Capital | -$24.96B | $477.04M |
Financial position
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Current Ratio | 0.78 | 1.50 |
| Quick Ratio | 0.47 | 0.98 |
| Debt / EBITDA | 2.82 | 2.36 |
| Debt / FCF | 3.10 | 2.10 |
| Net Debt / EBITDA | 1.61 | -0.40 |
| Interest Coverage | 5.57 | 4.16 |
Cash flow (trailing twelve months)
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Operating Cash Flow | $27.02B | $698.90M |
| Capital Expenditures | -$3.40B | -$11.90M |
| Free Cash Flow | $23.62B | $661.55M |
| FCF Per Share | $26.31 | $8.91 |
Efficiency
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Asset Turnover | 1.46 | 0.27 |
| Revenue Per Employee | $1.15M | $1.73M |
| Profits Per Employee | $36.21K | $213.95K |
| Employee Count | 390,000 | 1,341 |
Dividends and yields
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Earnings Yield | 3.87% | 9.56% |
| FCF Yield | 6.47% | 12.5% |
| Dividend Yield | 2.15% | 2.02% |
| Buyback Yield | 0.29% | 2.89% |
| Shareholder Yield | 2.43% | 4.63% |
| Dividend Per Share | $8.73 | $1.75 |
| Dividend Growth (YoY) | 6.72% | 4.86% |
| Years of Dividend Growth | 11 | 3 |
| Payout Ratio | 57.3% | 19.5% |
| FCF Payout Ratio | 34.3% | 16.0% |
Shares
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Shares Outstanding | 897,595,000 | 65,596,200 |
| Shares Change (YoY) | -1.41% | -1.19% |
| Shares Change (QoQ) | -0.33% | -0.33% |
| Float | 895,966,000 | 56,719,400 |
| Shares Held by Insiders | 0.18% | 3.34% |
| Shares Held by Institutions | 87.7% | 85.3% |
Taxes
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Income Tax | $2.53B | $105.00M |
| Effective Tax Rate | 14.5% | 19.8% |
Scores
| Measure | Unitedhealth | Industry median |
|---|---|---|
| Altman Z-Score | 3.12 | 0.89 |
| Piotroski F-Score | 7 | 5 |
| Beneish M-Score | -2.57 |
Calculated by StockData from Unitedhealth's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.