StockData
UnitedHealth Group Inc logo

UnitedHealth Group Inc (UNH) operating KPIs

UNHNYSEHospital & Medical Service PlansFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026Score 11/30
$406.97−3.94 (-0.96%)

Close on Oct 30, 2026Market cap $365.29BP/E 26.2Yield 2.15%

KPIs

Operating metrics that drive UnitedHealth's business · fiscal year ends December 31

The chart is empty. Tick the box next to any metric in the table below to plot it — tick several to compare them on one chart.

Add to chartMetric
Q3 2026
2026-09-30
Q2 2026
2026-06-30
Q1 2026
2026-03-31
Q4 2025
2025-12-31
Q3 2025
2025-09-30
Q2 2025
2025-06-30
Q1 2025
2025-03-31
Q4 2024
2024-12-31
Q3 2024
2024-09-30
Q2 2024
2024-06-30
Q1 2024
2024-03-31
Q4 2023
2023-12-31
UnitedHealthcare — Total Medical Benefits People Served (Domestic)4
48,300.0048,525.0049,050.0049,760.0050,125.0050,115.0050,125.0049,345.0049,330.0049,085.0049,180.0047,210.00
Commercial — Total People Served (Domestic)2
29,755.0029,920.0030,065.0029,650.0029,930.0029,970.0030,000.0029,730.0029,730.0029,570.0029,415.0027,315.00
Commercial — Risk-Based (Fully Insured)
7,575.007,655.007,725.008,165.008,440.008,440.008,410.008,845.008,900.008,735.008,545.008,115.00
Commercial — Fee-Based (Self-Funded / ASO)
22,180.0022,265.0022,340.0021,485.0021,490.0021,530.0021,590.0020,885.0020,830.0020,835.0020,870.0019,200.00
Community & Senior (Public & Senior) — Total People Served3
18,545.0018,605.0018,985.0020,110.0020,195.0020,145.0020,125.0019,615.0019,600.0019,515.0019,765.0019,895.00
Medicare Advantage (Individual & Group MA)
7,605.007,565.007,555.008,445.008,435.008,350.008,245.007,845.007,810.007,770.007,760.007,695.00
Medicaid (Community & State Managed Care)
6,695.006,780.007,160.007,380.007,460.007,490.007,570.007,435.007,450.007,410.007,680.007,845.00
Medicare Supplement (Standardized Medigap)
4,245.004,260.004,270.004,285.004,300.004,305.004,310.004,335.004,340.004,335.004,325.004,355.00
Supplemental — Medicare Part D Stand-Alone Prescription Drug Plans
2,690.002,710.002,740.002,770.002,795.002,800.002,835.003,050.003,055.003,065.003,085.003,315.00
Supplemental — International / South American Medical Benefits
1,140.001,145.001,160.001,160.001,160.001,165.001,160.001,330.001,335.001,330.002,295.005,540.00
Optum Health — Total Consumers Served(M)1
92939392939595100104104104103
Optum Health — Fully Accountable Value-Based Care Patients(M)
54.70
Optum Rx — Quarterly Adjusted Scripts Fulfilled(M)
393387383424414414408422407399395400
Optum Insight — Aggregate Contract Revenue Backlog
31.1032.1032.1032.9032.8032.8032.6032.8032.10
GAAP Remaining Performance Obligations (RPO — Non-Cancelable Long-Term Contracts)($M)
10,70011,00011,70011,60011,90012,40012,70013,00014,00014,30011,800
Consolidated Medical Care Ratio (MCR = Medical Costs / Premiums)(%)
88.4%86.7%83.9%89.1%89.9%89.4%84.8%85.5%85.2%85.1%84.3%
Consolidated Operating Cost Ratio (OCR = Operating Costs / Total Revenues)(%)
12.8%12.7%13.8%12.9%13.5%12.3%12.4%13.2%13.3%14.1%
Return on Shareholders' Equity (ROE — Annualized)(%)
22.3%26.2%9.9%14.4%26.8%23.7%26.3%19.2%28.2%
Debt-to-Total-Capital Ratio(%)
41.7%41.2%42.9%43.9%44.1%
Days Claims Payable (DCP)(days)
4747494446454647474547
Days Sales Outstanding (DSO)(days)
1718221919202221
Net Favorable (Unfavorable) Medical Reserve Development (Quarterly)($M)
6108601408070
Medical Costs Payable — Ending Liability Balance($M)
39,35238,93039,65939,33740,18138,42737,13634,22433,95132,54734,03232,395
Total Medical Claims Incurred (Rollforward)($M)1
75,35873,48982,04179,95878,58573,41167,03565,95765,45865,73562,231
Medical Claims Incurred — Related to Prior Years (Prior Year Development)($M)
-200-1,050-1102900-320-100-210-80-310-80
Total Medical Claims Paid (Cash Outflow)($M)1
76,09473,22682,42478,21077,29570,49666,78364,46466,76463,41162,628
Medical Claims Paid — Related to Prior Years($M)
3,26929,2058371,4552,32926,6694371,2083,12824,759919
UnitedHealthcare Segment — Total Revenue($M)4
86,33086,01786,26587,11387,07086,10384,61774,13274,85373,86675,357
UnitedHealthcare Medicare & Retirement Revenue($M)
42,42042,39042,08243,60143,35642,62341,70534,18834,90434,90435,486
UnitedHealthcare Community & State (Medicaid) Revenue($M)
23,70223,63524,06523,77623,83923,71123,06420,15020,19519,72520,500
UnitedHealthcare Employer & Individual — Total Revenue (Domestic + Global)($M)2
20,20819,99220,11819,73619,87519,76919,84819,79419,75419,23719,371
UnitedHealthcare Employer & Individual — Domestic Revenue($M)
19,22319,04819,20618,87519,04918,95019,06619,01918,98518,64617,839
UnitedHealthcare Employer & Individual — Global Revenue($M)
9859449128618268197827757695911,532
UnitedHealthcare — Unaffiliated (External Customer) Revenue($M)
85,36785,76186,50285,53084,08974,04673,33874,822
Optum Total (Combined Platform) — Total Revenue($M)6
66,88365,66363,74970,33369,17767,22563,88565,101
Optum Rx (Pharmacy Care Services) — Total Revenue($M)2
39,92738,29235,73641,45639,67938,45935,13235,77434,20732,41530,835
Optum Rx — Unaffiliated (External Client) Revenue($M)
15,00114,29714,43314,62113,94813,53512,98212,496
Optum Rx — Affiliated (Intersegment to UHC) Revenue($M)
23,24221,39825,19523,79021,13720,55419,37318,281
Optum Health (Care Delivery & Value-Based Care) — Total Revenue($M)2
22,91023,47224,10925,54325,42224,72524,83725,66025,91727,05026,731
Optum Health — Unaffiliated (External Payer & Patient) Revenue($M)
8,8798,8679,5108,6408,8029,85510,0929,724
Optum Health — Affiliated (Intersegment to UHC) Revenue($M)
14,35314,99815,91815,84515,81015,44816,57616,617
Optum Insight (Health Technology, Data & Analytics) — Total Revenue($M)2
5,4745,4025,1255,0445,3205,2325,0274,7814,9314,5434,502
Optum Insight — Unaffiliated (External Health System & Payer) Revenue($M)
1,5621,6651,5841,7171,7031,7411,4461,743
Optum Insight — Affiliated (Intersegment) Revenue($M)
3,5563,1183,2903,2683,0913,0863,0702,731
Optum Total — Unaffiliated (External Customer) Revenue($M)
25,44224,82925,52724,97824,45325,13124,52023,963
Optum Total — Affiliated (Intersegment to UHC) Revenue($M)
39,64838,29343,08641,71238,92737,95837,89036,613
Optum Intra-Platform Eliminations($M)
1,4281,5031,2211,7101,3171,1911,1111,1141,1301,1291,016
Corporate Intersegment Eliminations (Optum ↔ UnitedHealthcare)($M)
40,51939,64838,29344,23143,08641,71238,92738,42637,95837,89036,613
UnitedHealthcare — Earnings from Operations($M)1
2,8313,9425,6941,8052,0755,2262,973
UnitedHealthcare — Operating Margin(%)
4.6%6.6%2.1%2.4%6.2%5.6%5.4%5.8%
Optum Total — Earnings from Operations($M)4
3,7324,0493,2962,5103,0753,8934,800
Optum Rx — Earnings from Operations($M)1
1,7181,4901,1921,5491,4411,3181,739
Optum Rx — Operating Margin(%)
3.9%3.3%3.9%3.7%3.8%4.5%4.3%3.7%
Optum Health — Earnings from Operations($M)1
7351,1901,141414291,4111,791
Optum Health — Operating Margin(%)
5.1%4.7%1.0%1.7%5.7%8.3%7.1%7.1%
Optum Insight — Earnings from Operations($M)1
1,2791,3699639201,2051,1641,270
Optum Insight — Operating Margin(%)
25.3%18.8%14.4%23.0%23.2%16.0%12.0%10.9%
Optum Total — Operating Margin(%)
6.2%5.2%3.6%4.6%6.1%7.0%6.2%5.8%
UnitedHealthcare — Segment Capital Expenditures($M)
207204238193196211187183
Optum Total — Segment Capital Expenditures (Property, Equipment & Software)($M)3
592559652693702780666560
Optum Health — Segment Capital Expenditures($M)
210184282292264256230238
Optum Insight — Segment Capital Expenditures($M)
291306267303353398344245
Optum Rx — Segment Capital Expenditures($M)
916910398851269277
UnitedHealthcare — Segment Depreciation & Amortization($M)
176218221221219217221235
Optum Total — Segment Depreciation & Amortization($M)3
864811878863842824799762
Optum Insight — Segment Depreciation & Amortization($M)
414392359385376332316310
Optum Health — Segment Depreciation & Amortization($M)
260246309262255283277272
Optum Rx — Segment Depreciation & Amortization($M)
190173210216211209206180
Amedisys, Inc. (AMED, CIK 0000896262) — Consolidated Net Service Revenue3
Amedisys (AMED, Acquired Aug 2025) — Home Health Segment Revenue($M)6
396379372377364
Amedisys Home Health — Segment Operating Income($M)
67.362.354.567.160.8
Amedisys Home Health — Total Patient Volume (Admissions + Recertifications)2
165,842.00163,946.00157,287.00156,358.00156,176.00
Amedisys Home Health — Total Admissions
117,002.00119,596.00109,856.00110,188.00112,215.00
Amedisys Home Health — Total Recertifications
48,840.0044,350.0047,431.0046,170.0043,961.00
Amedisys Home Health — Medicare Completed Episodes
72,245.0069,871.0071,118.0073,000.0072,998.00
Amedisys Home Health — Average Medicare Revenue per Completed Episode($)
3,0583,0083,0213,0362,998
Amedisys Home Health — Total Patient Visits1
1,922,747.001,822,387.001,829,075.001,831,990.001,792,629.00
Amedisys Home Health — Average Visits per Completed Episode(×)
12.0011.7012.0012.2011.90
Amedisys Home Health — Total Cost per Visit($)2
121121122118117
Amedisys Home Health — Clinician Cost per Visit($)
108108109106105
Amedisys Home Health — Care Center & Manager Cost per Visit($)
12.5213.1212.6511.8911.99
Amedisys (AMED) — Hospice Segment Revenue($M)6
215206208204201
Amedisys Hospice — Segment Operating Income($M)
54.44949.749.946.9
Amedisys Hospice — Total Admissions
12,172.0013,118.0011,488.0012,124.0012,657.00
Amedisys Hospice — Average Daily Census (ADC)
13,13212,75913,00412,96812,767
Amedisys Hospice — Average Discharge Length of Stay (ALOS)(days)
9394989092
Amedisys Hospice — Revenue per Patient Day($)
180179174173173
Amedisys Hospice — Cost per Patient Day($)
91.3692.7889.9288.6590.64
Amedisys (AMED) — High Acuity Care (Hospital-at-Home / Contessa) Revenue($M)3
10.79.407.709.806.40
Amedisys High Acuity Care — Segment Operating Income (Loss)($M)
-3.40-3.70-6.50-2.80-6.20
Amedisys High Acuity Care — Full-Risk Admissions
225277217157139
Amedisys High Acuity Care — Limited-Risk Admissions
848722656675622
Property, Equipment and Capitalized Software, Net1
PP&E — Less: Accumulated Depreciation and Amortization($M)
7,5466,9717,039
Finite-Lived Intangible Assets, Net1
Intangible Assets — Annual / Quarterly Amortization Expense($M)
373401
Total Operating Lease Liabilities (Current + Noncurrent)($M)
4,6154,8894,898
Elevance Health (ELV) — Total Revenue($M)4
51,42950,47450,18149,74750,71149,77648,89145,44245,10643,88642,57742,647
Elevance Health (ELV) — Premiums Earned($M)
41,70441,27941,02440,69041,79141,27140,88736,24536,80935,41635,69635,138
Elevance Health (ELV) — Medical & Health Care Benefits Expense($M)
37,77937,02435,61538,06538,14036,70635,31233,50032,94930,57230,54631,334
Elevance Health (ELV) — Operating Income($M)
1,2691,7632,0863091,2952,4253,1706731,4082,7653,0161,284
Elevance Health (ELV) — Medical Claims & Benefits Payable (Ending Liability)($M)
18,43818,46318,42517,08417,14817,15516,81215,74615,34615,20416,45916,111
CVS Health (CVS — Aetna / Caremark) — Total Revenue($M)4
106,096100,426105,693102,87198,91594,58897,71095,42891,23488,43793,813
CVS Health (CVS — Aetna / Caremark) — Premiums Earned($M)
35,11733,79134,01733,71934,19532,82030,91330,92530,66730,39125,075
CVS Health (CVS — Aetna / Caremark) — Medical & Health Care Benefits Expense($M)
31,48529,35833,06632,02031,31729,13529,54329,92227,85327,80322,518
CVS Health (CVS — Aetna / Caremark) — Operating Income($M)
4,7034,6802,112-3,2072,3813,3742,3688323,0452,2713,373
CVS Health (CVS — Aetna / Caremark) — Medical Claims & Benefits Payable (Ending Liability)($M)
16,20315,40415,32915,30014,29614,56514,98414,52113,85014,38712,067
The Cigna Group (CI — Evernorth / Cigna Healthcare) — Total Revenue($M)3
71,66868,49472,47269,74867,17865,50265,64963,69460,52357,25551,114
The Cigna Group (CI — Evernorth / Cigna Healthcare) — Premiums Earned($M)
9,8599,8129,2889,0819,15612,73611,50311,43611,45411,60311,175
The Cigna Group (CI — Evernorth / Cigna Healthcare) — Medical & Health Care Benefits Expense($M)
8,4307,9248,2607,8427,74910,49810,1669,5279,5159,4409,280
The Cigna Group (CI — Evernorth / Cigna Healthcare) — Operating Income($M)
2,6762,3582,3452,5782,3061,9712,1732,5762,4122,2562,060
Humana Inc. (HUM — Medicare Advantage / CenterWell) — Total Revenue($M)4
39,64832,51532,64932,38832,11229,21329,39729,54029,61126,462
Humana Inc. (HUM — Medicare Advantage / CenterWell) — Premiums Earned($M)
37,70930,88430,71130,71630,51427,75027,95128,14228,26125,128
Humana Inc. (HUM — Medicare Advantage / CenterWell) — Medical & Health Care Benefits Expense($M)
33,70728,72127,99127,56526,53525,38125,12025,03925,12422,782
Humana Inc. (HUM — Medicare Advantage / CenterWell) — Operating Income($M)
1,754-8084001,0982,014-5437281,1411,236-348
Humana Inc. (HUM — Medicare Advantage / CenterWell) — Medical Claims & Benefits Payable (Ending Liability)($M)
12,6919,96710,08811,06011,45110,44011,12511,44611,72910,241
Centene Corporation (CNC — Medicaid / Marketplace) — Total Revenue($M)3
53,57949,94449,72549,69048,74246,62040,80542,02339,83640,40739,460
Centene Corporation (CNC — Medicaid / Marketplace) — Medical & Health Care Benefits Expense($M)
39,02938,30341,48940,90238,80836,50331,80932,20130,76530,93230,634
Centene Corporation (CNC — Medicaid / Marketplace) — Operating Income($M)
1,1981,861-1,745-6,954-4581,5341756651,2291,106-194
Centene Corporation (CNC — Medicaid / Marketplace) — Medical Claims & Benefits Payable (Ending Liability)($M)
20,26220,62720,54421,49320,11719,91118,30817,99518,17318,10918,000
Molina Healthcare (MOH — Medicaid / Medicare) — Total Revenue($M)3
11,08210,87410,79611,37511,47711,42711,14710,49910,3409,8809,9319,048
Molina Healthcare (MOH — Medicaid / Medicare) — Premiums Earned($M)
10,45710,24410,17210,71510,84110,86810,6289,9839,6949,4469,5048,362
Molina Healthcare (MOH — Medicaid / Medicare) — Operating Income($M)
10614583-162137373433380467434426316
Molina Healthcare (MOH — Medicaid / Medicare) — Medical Claims & Benefits Payable (Ending Liability)($M)
4,9884,8414,9414,8874,8444,8854,8044,6404,7324,5774,5714,204
U.S. Personal Consumption Expenditures: Health Care Services (BEA SAAR)
3,790.303,699.903,667.003,614.903,529.803,464.703,417.803,358.203,288.203,244.403,159.40
Total Consolidated Revenues($M)4
112,694112,032111,721113,215113,161111,616109,575100,807100,82098,85599,79694,427
Consolidated Premiums Revenue($M)
87,07888,979
Consolidated Products Revenue (Pharmacy)($M)
14,29313,296
Consolidated Services Revenue($M)
10,2469,754
Consolidated Investment and Other Income($M)
1,0771,132
Consolidated Earnings from Operations (GAAP EBIT)($M)5
6,5637,9918,9904,3155,1509,1197,773
Consolidated Operating Margin(%)
7.1%8.0%3.8%4.6%8.3%8.6%8.0%7.9%
Medical Costs($M)
76,98279,958
Operating Costs (SG&A)($M)
14,36915,223
Cost of Products Sold($M)
13,70712,566
Depreciation and Amortization($M)
1,0731,099
GAAP Net Earnings Attributable to UNH Common Shareholders($M)4
4,1102,348
Non-GAAP Adjusted Net Earnings Attributable to UNH Shareholders($M)
4,2282,6503,7166,6075,9916,6516,3076,43024,442
Earnings Attributable to Noncontrolling Interests($M)
190195
Earnings Before Income Taxes($M)1
5,5243,229
Interest Expense($M)
9631,003
Provision for Income Taxes($M)
1,224686
GAAP Diluted Earnings Per Share($)2
4.562.59
Non-GAAP Adjusted Diluted EPS($)
4.692.924.087.206.817.156.806.916.16
Diluted Weighted-Average Common Shares(M)
902908
Total Consolidated Assets($M)4
312,782
Cash and Short-Term Investments($M)
28,549
Long-Term Investments($M)
58,064
Accounts Receivable, Net($M)
20,543
Goodwill($M)
110,645110,512110,499110,340107,677107,566106,734105,978105,436105,664103,732
Total Shareholders' Equity($M)3
104,129
Short-Term Borrowings & Current Maturities of Long-Term Debt($M)
5,617
Long-Term Debt, Less Current Maturities($M)
68,714
Redeemable Noncontrolling Interests($M)
1,416
Cash Flows from Operating Activities1
Cash Paid for Acquisitions, Net($M)
980733,702327021,7348,643253,0061,747

4 metrics have no data in the last 12 quarters — .

Italic numbers are calculated by StockData from reported figures (hover for the formula). Numbers with a dotted underline are read from the text of earnings releases and presentations; hover to see the exact sentence. Tick a row to add it to the chart above (up to 8 lines).

Methodology and excluded metrics
  • Fiscal calendar: UnitedHealth Group operates on a calendar fiscal year ending December 31 (Q1 ends Mar 31, Q2 ends Jun 30, Q3 ends Sep 30, Q4 ends Dec 31). Latest reported company period: Q3 2026 (ended September 30, 2026, filed October 13, 2026 on Form 8-K) and Full-Year FY2025 (ended December 31, 2025, filed March 2, 2026 on Form 10-K).
  • 2026 Segment Realignment (Optum Financial): Effective January 1, 2026, UnitedHealth Group transferred Optum Financial (including Optum Bank) from Optum Health to Optum Insight. Prior-period segment revenues, operating earnings, and Optum Health consumers served for FY2024 and FY2025 were recast to conform to the 2026 presentation.
  • 2022 UHC Sub-Segment Realignment: Effective January 1, 2022, UnitedHealth Group combined UnitedHealthcare Global and UnitedHealthcare Employer & Individual into UnitedHealthcare Employer & Individual (reported with Domestic, Global, and Total sub-lines).
  • Subsidiary Standalone Disclosures (Group 4): Integrates standalone SEC filings of Amedisys, Inc. (AMED, CIK 0000896262, acquired by Optum Health on August 14, 2025) and LHC Group, Inc. (LHCG, CIK 0001303313, acquired by Optum Health on February 22, 2023), plus audited UK Companies House Full Accounts for Egton Medical Information Systems Limited (Company No. 02117205, Optum UK / EMIS, acquired October 2023).
  • Parent-Company Schedule I Evaluation: Under 17 CFR § 210.5-04, UNH includes Schedule I (Condensed Financial Information of Registrant) in Form 10-K because its insurance and HMO subsidiaries are subject to state statutory capital and dividend restrictions. Because the parent registrant is a pure holding company with $0 direct operating revenue, consolidated − parent subtraction does not isolate an operating unit; instead, Group 5 reports the exact Schedule I parent capital transfer metrics (cash dividends received from subsidiaries, return of capital, capital contributions, and equity in net assets of subsidiaries) alongside Note 10 Statutory Capital Actual vs. Required.
  • Bound & approximate figures excluded from numeric cells per Step 4 rules and recorded here: Optum total patients/consumers narrative bound ('over 120 million patients and consumers'), Optum Health value-based care patients at year-end 2023 ('more than 4.1 million'), Optum Rx specialty pharmaceutical spend in FY2025 ('nearly $100 billion'), 2027 Medicare Advantage 4+ Star plan membership ('at least 69% of members in 4+ Star plans'), and full-year 2026 EPS guidance ('at least $19.50 GAAP EPS; at least $20.50 Adjusted EPS').
  • Strict Step 4 compliance: Every cell displays a point figure published by UnitedHealth Group, its subsidiaries (Amedisys, LHC Group, EMIS UK), or official industry sources (CMS Medicaid Managed Care Enrollment Reports, BLS/BEA via FRED, SEC XBRL peer filings), plus the two permitted period splits (Q4 = FY − 9M and quarterly cash flow = YTD − prior YTD, marked with formula).

Data updated 2026-10-24.

Every KPI on its own page

Full history, chart, sources and a citation for each metric