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UnitedHealth Group Inc

UNHNYSEHospital & Medical Service PlansFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026Score 11/30
$400.44−6.53 (-1.60%)

Close on Nov 2, 2026Market cap $359.43BP/E 25.8Yield 2.18%

UnitedHealth Consolidated Medical Care Ratio by Quarter

Consolidated Medical Care Ratio (MCR = Medical Costs / Premiums) (%)

QuarterlyAnnual

UnitedHealth Consolidated Medical Care Ratio: 88.4% in Q3 2026, down 1.5 pts from a year earlier.

Latest, Q3 2026
88.4%
Period ended Sep 30, 2026
Change on a year earlier
-1.5 pts
89.9% in Q3 2025
History
29 quarters
Since Q1 2018
Sources
24
Documents cited below

Where the Q3 2026 figure comes from

Source: UNH Form 8-K Earnings Release (2026-10-13) ↗

Consolidated medical costs divided by consolidated premium revenues.

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedConsolidated Medical Care Ratio (MCR = Medical Costs / Premiums) (%)Year on yearSource
Q3 2026Sep 30, 202688.4%-1.5 ptsUNH Form 8-K Earnings Release (2026-10-13) ↗
Q2 2026Jun 30, 202686.7%-2.7 ptsUNH Form 10-Q (2026-08-10) ↗
Q1 2026Mar 31, 202683.9%-0.9 ptsUNH Form 8-K Earnings Release (2026-04-21) ↗
Q4 2025Dec 31, 202589.1%+3.6 ptsUNH Form 8-K Earnings Release (2026-01-27) ↗
Q3 2025Sep 30, 202589.9%+4.7 ptsUNH Form 10-Q (2025-10-28) ↗
Q2 2025Jun 30, 202589.4%+4.3 ptsUNH Form 10-Q (2026-08-10) ↗
Q1 2025Mar 31, 202584.8%+0.5 ptsUNH Form 8-K Earnings Release (2026-04-21) ↗
Q4 2024Dec 31, 202485.5%–UNH Form 8-K Earnings Release (2025-01-16) ↗
Q3 2024Sep 30, 202485.2%+2.9 ptsUNH Form 10-Q (2025-10-28) ↗
Q2 2024Jun 30, 202485.1%+1.9 ptsUNH Form 10-Q (2025-08-11) ↗
Q1 2024Mar 31, 202484.3%+2.1 ptsUNH Form 8-K Earnings Release (2025-04-17) ↗
Q3 2023Sep 30, 202382.3%+0.7 ptsUNH Form 10-Q (2024-11-04) ↗
Q2 2023Jun 30, 202383.2%+1.7 ptsUNH Form 10-Q (2024-08-09) ↗
Q1 2023Mar 31, 202382.2%+0.2 ptsUNH Form 8-K Earnings Release (2023-04-14) ↗
Q3 2022Sep 30, 202281.6%-1.4 ptsUNH Form 10-Q (2023-11-06) ↗
Q2 2022Jun 30, 202281.5%-1.3 ptsUNH Form 10-Q (2023-08-02) ↗

Cite this data

StockData. (2026). UnitedHealth Consolidated Medical Care Ratio (%), quarterly Q1 2018–Q3 2026 [Data set]. Compiled from UnitedHealth SEC filings and investor materials. https://stockdatahq.com/stocks/unh/kpis/mcr-pct

See every metric in the UnitedHealth KPI table. Data updated Oct 24, 2026.