UCBNYSEState Commercial BanksFiscal year ends December 31
UNITED COMMUNITY BANKS INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$33.78−0.31 (-0.91%)
Close on Oct 19, 2026
- Market cap
- $4.07B
- P/E (TTM)
- 11.1
- Dividend yield
- 2.90%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
87.3%
105M of 121M shares
Institutional holders
372
58 new, 35 sold out
Net institutional buying
4M
In Q2 2026
Insider trades, 12 months
1 buys · 8 sales
Net sold $2.30M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| FMR LLC | 9,404,728 | 7.90% | 13G (passive) amendment | Mar 31, 2025 |
| Vanguard Portfolio Management | 8,107,083 | 6.77% | 13G (passive) | Mar 31, 2026 |
| Abigail P. Johnson | 8,027,052 | 6.70% | 13G (passive) amendment | Jun 30, 2026 |
| Vanguard Capital Management | 6,319,637 | 5.28% | 13G (passive) | Mar 31, 2026 |
| State Street Corporation | 6,232,961 | 5.20% | 13G (passive) | Mar 31, 2026 |
| Dimensional Fund Advisors LP | 6,058,962 | 5.10% | 13G (passive) | Dec 31, 2024 |
| BlackRock, Inc. | 17,058,774 | – | 13G (passive) amendment | Dec 31, 2023 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of UCB | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 17,508,114 | 14.52% | $614.36M | −353,522 | 0.01% |
| Vanguard Portfolio Management LLC | 8,117,742 | 6.73% | $284.85M | +72,750 | 0.01% |
| FMR LLC | 8,027,052 | 6.66% | $281.67M | −923,183 | 0.01% |
| Dimensional Fund Advisors LP | 6,641,192 | 5.51% | $233.04M | +121,060 | 0.04% |
| State Street Corp | 6,538,953 | 5.42% | $231.05M | +305,992 | 0.01% |
| Vanguard Capital Management LLC | 5,421,389 | 4.50% | $190.24M | +45,200 | 0.00% |
| Neuberger Berman Group LLC | 3,519,022 | 2.92% | $123.48M | +28,254 | 0.08% |
| Earnest Partners LLC | 3,232,896 | 2.68% | $113.44M | −124,179 | 0.41% |
| Geode Capital Management, LLC | 3,118,742 | 2.59% | $109.45M | +140,353 | 0.01% |
| Invesco Ltd. | 2,214,478 | 1.84% | $77.71M | +440,073 | 0.01% |
| Goldman Sachs Group Inc | 1,773,844 | 1.47% | $62.24M | −91,693 | 0.01% |
| Snyder Capital Management L P | 1,640,886 | 1.36% | $57.58M | −41,963 | 0.99% |
| Nomura Asset Management International Inc. | 1,606,581 | 1.33% | $56.38M | −118,040 | 0.08% |
| Bank of New York Mellon Corp | 1,572,963 | 1.30% | $55.20M | +256,712 | 0.01% |
| Norges Bank | 1,523,614 | 1.26% | $53.46M | New | 0.01% |
| Charles Schwab Investment Management Inc | 1,501,475 | 1.25% | $52.69M | +11,096 | 0.01% |
| Northern Trust Corp | 1,443,555 | 1.20% | $50.65M | +130,771 | 0.01% |
| Vaughan Nelson Investment Management, L.P. | 1,434,797 | 1.19% | $50.35M | +349,272 | 0.45% |
| Massachusetts Financial Services Co /Ma/ | 1,406,300 | 1.17% | $49.35M | +154,043 | 0.02% |
| Qube Research & Technologies Ltd | 1,102,640 | 0.91% | $38.69M | +710,757 | 0.04% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 372 | 105M | 87.3% | 58 / 133 | 98 / 35 | 8M | 5M |
| Q1 2026 | 354 | 101M | 84.1% | 54 / 125 | 110 / 28 | 21M | 7M |
| Q4 2025 | 336 | 103M | 85.0% | 66 / 105 | 109 / 27 | 8M | 6M |
| Q3 2025 | 303 | 101M | 83.6% | 37 / 101 | 101 / 33 | 4M | 5M |
| Q2 2025 | 303 | 102M | 84.9% | 40 / 125 | 89 / 37 | 5M | 5M |
| Q1 2025 | 301 | 102M | 84.8% | 54 / 107 | 84 / 22 | 6M | 7M |
| Q4 2024 | 273 | 103M | 85.8% | 32 / 99 | 90 / 31 | 10M | 5M |
| Q3 2024 | 276 | 98M | 81.6% | 47 / 87 | 85 / 29 | 22M | 4M |
| Q2 2024 | 260 | 98M | 81.1% | 29 / 91 | 84 / 38 | 4M | 7M |
| Q1 2024 | 270 | 100M | 83.0% | 40 / 74 | 101 / 24 | 7M | 6M |
| Q4 2023 | 255 | 99M | 82.2% | 42 / 88 | 78 / 21 | 7M | 6M |
| Q3 2023 | 236 | 99M | 82.1% | 17 / 86 | 75 / 21 | 5M | 3M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of UCB | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 7,195,573 | 5.97% | $252.49M | 0.23% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 3,799,990 | 3.15% | $133.34M | 0.01% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 2,886,850 | 2.39% | $101.30M | 0.12% | Jun 30, 2026 |
| Vanguard Small-Cap Index Fund | 2,746,742 | 2.28% | $96.38M | 0.05% | Jun 30, 2026 |
| Fidelity Low-Priced Stock Fund | 2,513,647 | 2.08% | $89.08M | 0.36% | Jul 31, 2026 |
| Neuberger Genesis Fund | 2,057,991 | 1.71% | $67.81M | 0.92% | May 31, 2026 |
| Vanguard Small-Cap Value Index Fund | 1,738,775 | 1.44% | $61.01M | 0.09% | Jun 30, 2026 |
| U.S. Small Cap Value Portfolio | 1,535,195 | 1.27% | $54.41M | 0.28% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 1,370,497 | 1.14% | $48.09M | 0.05% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 1,340,286 | 1.11% | $47.50M | 0.14% | Jul 31, 2026 |
| Nomura Small Cap Core Fund | 1,295,225 | 1.07% | $42.68M | 0.77% | May 29, 2026 |
| Harbor Small Cap Value Fund | 1,232,965 | 1.02% | $43.70M | 1.74% | Jul 31, 2026 |
| State Street(R) SPDR(R) S&P(R) Regional Banking ETF | 1,229,449 | 1.02% | $43.14M | 0.91% | Jun 30, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 1,094,887 | 0.91% | $38.42M | 0.23% | Jun 30, 2026 |
| iShares Russell 2000 Value ETF | 1,038,689 | 0.86% | $36.45M | 0.25% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| H. Lynn Harton | President & CEO, Director | 336,828 | 0.28% | Feb 19, 2026 |
| Thomas Hardaway Speir | EVP, CFO | 12,752 | 0.01% | Sep 9, 2026 |
| Alan H. Kumler | SVP, Chief Accounting Officer | 23,612 | 0.02% | Sep 2, 2026 |
| Robert A. Edwards | EVP, Chief Risk Officer | 57,877 | 0.05% | Jul 30, 2026 |
| Jefferson L. Harralson | EVP, CFO | 37,433 | 0.03% | Jul 28, 2026 |
| Richard Bradshaw | EVP, Chief Banking Officer | 83,228 | 0.07% | Jul 27, 2026 |
| Mark Aaron Terry | EVP, Chief Information Officer | 26,200 | 0.02% | Feb 18, 2026 |
| Lux Melinda Davis | EVP, CAO & GC | 46,389 | 0.04% | Feb 18, 2026 |
| Holly N. Berry | EVP, Chief HR Officer | 11,140 | 0.01% | Feb 18, 2026 |
| Abraham Cox | EVP, Chief Consumer & SBBO | 18,539 | 0.02% | Feb 18, 2026 |
| Carl Steven Carande | Director | 3,689 | 0.00% | Aug 10, 2026 |
| Kenneth L. Daniels | Director | 27,424 | 0.02% | Jul 28, 2026 |
| Thomas A. Richlovsky | Director | 40,385 | 0.03% | Jul 28, 2026 |
| Jennifer M. Bazante | Director | 13,382 | 0.01% | Jul 28, 2026 |
| John Marc James | Director | 8,302 | 0.01% | Jul 28, 2026 |
| Sally Pope Davis | Director | 8,120 | 0.01% | May 14, 2026 |
| Tim Wallis | Director | 121,803 | 0.10% | May 14, 2026 |
| Lance F. Drummond | Director | 18,849 | 0.02% | May 14, 2026 |
| David H. Wilkins | Director | 21,476 | 0.02% | May 14, 2026 |
| Jennifer Mann | Director | 18,849 | 0.02% | May 14, 2026 |
| James P. Clements | Director | 15,600 | 0.01% | May 14, 2026 |
| George B. Bell | Director | 11,393 | 0.01% | May 14, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Thomas Hardaway Speir EVP, CFO | Sep 8, 2026 | Award | +12,752 | – | – | 12,752 |
| Alan H. Kumler SVP, Chief Accounting Officer | Sep 1, 2026 | Award | +2,932 | – | – | 23,612 |
| Alan H. Kumler SVP, Chief Accounting Officer | Aug 15, 2026 | Tax withholding | −514 | $36.74 | $18.88K | 20,680 |
| Carl Steven Carande Director | Aug 10, 2026 | Buy | +2,101 | $35.35 | $74.27K | 3,689 |
| Carl Steven Carande Director | Aug 1, 2026 | Award | +1,588 | – | – | 1,588 |
| Robert A. Edwards EVP, Chief Risk Officer | Jul 29, 2026 | Gift | −1,500 | – | – | 57,877 |
| Jefferson L. Harralson EVP, CFO | Jul 28, 2026 | Sale | −25,000 | $35.41 | $885.25K | 37,433 |
| Richard Bradshaw EVP, Chief Banking Officer | Jul 27, 2026 | Sale(10b5-1 plan) | −2 | $35.15 | $70 | 83,228 |
| Richard Bradshaw EVP, Chief Banking Officer | Jul 27, 2026 | Sale(10b5-1 plan) | −1,422 | $35.09 | $49.90K | 83,230 |
| Kenneth L. Daniels Director | Jul 24, 2026 | Gift | −2,526 | – | – | 2,330 |
| Kenneth L. Daniels Director | Jul 24, 2026 | Gift | +2,526 | – | – | 23,094 |
| John Marc James Director | Jul 24, 2026 | Gift | −2,526 | – | – | 2,330 |
| John Marc James Director | Jul 24, 2026 | Gift | +2,526 | – | – | 5,972 |
| Jennifer M. Bazante Director | Jul 24, 2026 | Gift | +2,526 | – | – | 8,546 |
| Jennifer M. Bazante Director | Jul 24, 2026 | Gift | −2,526 | – | – | 4,836 |
| Thomas A. Richlovsky Director | Jul 24, 2026 | Gift | +2,526 | – | – | 38,055 |
| Thomas A. Richlovsky Director | Jul 24, 2026 | Gift | −2,526 | – | – | 2,330 |
| Alan H. Kumler SVP, Chief Accounting Officer | May 15, 2026 | Tax withholding | −113 | $32.06 | $3.62K | 21,094 |
| Tim Wallis Director | May 13, 2026 | Award | +2,330 | – | – | 30,385 |
| Lance F. Drummond Director | May 13, 2026 | Award | +2,330 | – | – | 18,849 |
| Sally Pope Davis Director | May 13, 2026 | Award | +2,330 | – | – | 8,120 |
| Jennifer M. Bazante Director | May 13, 2026 | Award | +2,330 | – | – | 7,345 |
| Thomas A. Richlovsky Director | May 13, 2026 | Award | +2,330 | – | – | 4,856 |
| Kenneth L. Daniels Director | May 13, 2026 | Award | +2,330 | – | – | 4,856 |
| David H. Wilkins Director | May 13, 2026 | Award | +2,330 | – | – | 21,476 |
| James P. Clements Director | May 13, 2026 | Award | +2,330 | – | – | 15,600 |
| John Marc James Director | May 13, 2026 | Award | +2,330 | – | – | 4,856 |
| George B. Bell Director | May 13, 2026 | Award | +2,330 | – | – | 11,393 |
| Jennifer Mann Director | May 13, 2026 | Award | +2,330 | – | – | 18,849 |
| Richard Bradshaw EVP, Chief Banking Officer | Apr 27, 2026 | Sale(10b5-1 plan) | −1,510 | $33.09 | $49.97K | 84,497 |
| H. Lynn Harton President & CEO, Director | Feb 18, 2026 | Sale(10b5-1 plan) | −25,000 | $34.64 | $866.00K | 84,123 |
| Holly N. Berry EVP, Chief HR Officer | Feb 15, 2026 | Tax withholding | −458 | $34.56 | $15.83K | 11,140 |
| Holly N. Berry EVP, Chief HR Officer | Feb 15, 2026 | Award | +1,505 | – | – | 11,598 |
| Holly N. Berry EVP, Chief HR Officer | Feb 15, 2026 | Tax withholding | −588 | $34.56 | $20.32K | 10,552 |
| Robert A. Edwards EVP, Chief Risk Officer | Feb 15, 2026 | Tax withholding | −1,006 | $34.56 | $34.77K | 59,377 |
| Robert A. Edwards EVP, Chief Risk Officer | Feb 15, 2026 | Tax withholding | −1,392 | $34.56 | $48.11K | 60,383 |
| Robert A. Edwards EVP, Chief Risk Officer | Feb 15, 2026 | Award | +4,580 | – | – | 61,775 |
| Jefferson L. Harralson EVP, CFO | Feb 15, 2026 | Tax withholding | −2,115 | $34.56 | $73.09K | 64,016 |
| Jefferson L. Harralson EVP, CFO | Feb 15, 2026 | Award | +6,363 | – | – | 66,131 |
| Jefferson L. Harralson EVP, CFO | Feb 15, 2026 | Tax withholding | −1,583 | $34.56 | $54.71K | 62,433 |
| H. Lynn Harton President & CEO, Director | Feb 15, 2026 | Tax withholding | −9,755 | $34.56 | $337.13K | 252,705 |
| H. Lynn Harton President & CEO, Director | Feb 15, 2026 | Tax withholding | −11,622 | $34.56 | $401.66K | 262,460 |
| H. Lynn Harton President & CEO, Director | Feb 15, 2026 | Award | +24,542 | – | – | 274,082 |
| Lux Melinda Davis EVP, CAO & GC | Feb 15, 2026 | Award | +5,012 | – | – | 46,389 |
| Lux Melinda Davis EVP, CAO & GC | Feb 15, 2026 | Tax withholding | −1,522 | $34.56 | $52.60K | 44,867 |
| Lux Melinda Davis EVP, CAO & GC | Feb 15, 2026 | Tax withholding | −1,230 | $34.56 | $42.51K | 43,637 |
| Richard Bradshaw EVP, Chief Banking Officer | Feb 15, 2026 | Tax withholding | −2,359 | $34.56 | $81.53K | 87,211 |
| Richard Bradshaw EVP, Chief Banking Officer | Feb 15, 2026 | Tax withholding | −1,374 | $34.56 | $47.49K | 85,837 |
| Richard Bradshaw EVP, Chief Banking Officer | Feb 15, 2026 | Award | +7,217 | – | – | 89,570 |
| Abraham Cox EVP, Chief Consumer & SBBO | Feb 15, 2026 | Tax withholding | −281 | $34.56 | $9.71K | 18,539 |
| Abraham Cox EVP, Chief Consumer & SBBO | Feb 15, 2026 | Tax withholding | −369 | $34.56 | $12.75K | 18,170 |
| Abraham Cox EVP, Chief Consumer & SBBO | Feb 15, 2026 | Award | +1,707 | – | – | 18,820 |
| Mark Aaron Terry EVP, Chief Information Officer | Feb 15, 2026 | Tax withholding | −523 | $34.56 | $18.07K | 26,200 |
| Mark Aaron Terry EVP, Chief Information Officer | Feb 15, 2026 | Tax withholding | −633 | $34.56 | $21.88K | 26,723 |
| Mark Aaron Terry EVP, Chief Information Officer | Feb 15, 2026 | Award | +2,080 | – | – | 27,356 |
| Richard Bradshaw EVP, Chief Banking Officer | Feb 12, 2026 | Award | +10,350 | – | – | 82,353 |
| Holly N. Berry EVP, Chief HR Officer | Feb 12, 2026 | Award | +2,403 | – | – | 10,093 |
| Abraham Cox EVP, Chief Consumer & SBBO | Feb 12, 2026 | Award | +3,561 | – | – | 17,113 |
| Robert A. Edwards EVP, Chief Risk Officer | Feb 12, 2026 | Award | +5,848 | – | – | 57,195 |
| Mark Aaron Terry EVP, Chief Information Officer | Feb 12, 2026 | Award | +3,561 | – | – | 25,276 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Jefferson L. Harralson Officer | Jul 27, 2026 | 25,000 | $885.32K | Jul 27, 2026 | Restricted Stock |
| H. Lynn Harton Officer, Director | Feb 17, 2026 | 25,000 | $865.50K | Feb 17, 2026 | COMPENSATION ACQUIRED BETWEEN: 9/14/15 - 11/15/24 |
| H. Lynn Harton Officer, Director | Feb 7, 2025 | 35,000 | $1.19M | Feb 7, 2025 | COMPENSATION ACQUIRVED BETWEEN: 8/15/21 - 2/15/24 |
| Jefferson L. Harralson Officer | Oct 25, 2024 | 10,275 | $290.27K | Oct 25, 2024 | Performance Stock Units |