UNITED COMMUNITY BANKS INC

United Community Banks, Inc. is a financial holding company that delivers diverse banking and financial services primarily via its principal subsidiary, United Community Bank. The company provides a comprehensive suite of commercial and retail deposit and lending solutions, including secured and unsecured credit, residential mortgages, and national SBA, USDA, and equipment financing. Additional offerings include private banking, wealth management, fiduciary trust services, investment advisory, insurance products, payment processing, and property reinsurance. These offerings serve retail consumers, small and mid-sized enterprises, non-profit entities, and commercial organizations across sectors such as health care, education, real estate, energy, and government.

Headquartered in Greenville, South Carolina, the company conducts its primary banking operations across Georgia, South Carolina, North Carolina, Tennessee, Florida, and Alabama, including a location in Oakland Park, Florida acquired in 2025. In addition to physical branches and offices throughout these six southeastern states, services are distributed via internet and mobile platforms, complemented by nationwide equipment finance and government-guaranteed loan origination.

Summary of the business section of United Community Banks's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, we employed 3,070 full-time equivalent employees compared to 2,979 as of December 31, 2024.”