UCBNYSEState Commercial BanksFiscal year ends December 31

UNITED COMMUNITY BANKS INC

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026

$33.78−0.31 (-0.91%)

Close on Oct 19, 2026

Market cap: $4.07B
P/E (TTM): 11.1
Dividend yield: 2.90%

UNITED COMMUNITY BANKS INC income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	1,063	952	893	826	744	577	561	522	440	404	326	270	209	222	31	67	-4.55
Advertising Expenses	9.61	8.55	9.47	8.38	5.91	15	6.17	5.99	4.24	4.43	3.67	3.46	3.72	3.86	4.29	4.63	3.95
Operating Expenses	–	–	–	–	–	–	–	–	–	–	211	163	174	–	–	–	–
Interest Expense	–	–	419	61	30	56	83	61	34	25	21	26	28	38	66	100	160
Asset Impairment Charges	–	–	–	–	–	–	–	–	–	–	5.97	–	–	–	–	211	95
Gain (Loss) on Investments	–	–	–	–	–	–	–	-0.66	0.04	0.98	–	–	–	–	–	–	–
Pretax Income	422	323	233	356	348	209	239	216	173	163	115	107	35	35	-231	-432	-319
Income Tax Expense	94	71	45	79	78	45	53	50	105	62	43	39	-238	1.05	-3.98	71	-91
Income from Continuing Operations	–	–	–	–	–	–	–	–	68	101	72	68	273	34	-227	-504	-229
Income from Discontinued Operations	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	-0.10	0.51
Net Income	328	252	188	277	270	164	186	166	68	101	72	68	273	34	-227	-502	-228
Preferred Dividends	4.72	6.29	6.64	6.88	6.88	3.53	0	0	0	0.02	0.07	–	–	–	–	–	–
Net Income to Common	318	245	181	269	261	159	184	165	67	101	72	67	261	22	-239	-513	-239
EPS (Basic)(per share)	2.62	2.04	1.54	2.52	2.97	1.91	2.31	2.07	0.92	1.40	1.09	1.11	4.44	0.38	-5.97	-27.09	-19.76
EPS (Diluted)(per share)	2.62	2.04	1.54	2.52	2.97	1.91	2.31	2.07	0.92	1.40	1.09	1.11	4.44	0.38	-5.97	-27.09	-19.76
Shares Outstanding (Basic, Weighted)(shares)	121	120	118	107	88	83	80	80	73	72	65	61	59	58	40	19	–
Shares Outstanding (Diluted, Weighted)(shares)	121	120	118	107	88	83	80	80	73	72	65	61	59	58	40	19	–
Dividend per Share(per share)	0.98	0.94	0.92	0.86	0.78	0.72	0.68	0.58	0.38	0.30	0.22	0.11	–	–	–	–	–
Total Interest Income	1,383	1,378	1,237	813	579	558	553	500	390	335	279	248	246	266	303	341	403
Net Interest Income	909	827	818	752	549	502	469	439	356	310	257	223	218	228	237	241	243
Non-Interest Income	154	125	75	138	158	156	105	93	88	94	73	56	57	56	45	49	62
Provision for Credit Losses	49	51	89	64	-38	80	13	9.50	3.80	-0.80	3.70	8.50	66	63	251	223	310
Non-Interest Expense	592	578	571	470	397	368	322	306	268	241	211	163	174	187	262	499	315

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 34.0%
Return on equity, FY2025: 9.3%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 11.1
Price to sales: 3.66
Price to book: 1.09
Dividend yield: 2.90%