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United Community Banks Inc (UCB) stock

UCBNYSEState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 9/3051% above fair value
$37.32+0.05 (+0.13%)

Close on Nov 13, 2026Market cap $4.50BP/E 31.6Yield 2.63%

United Community Banks profit margin

Profit margin (net margin) is net income as a percentage of revenue.

United Community Banks's profit margin for the twelve months ending Sep 30, 2026 was 17.8%. For fiscal 2025 it was 30.9%, against 26.5% the year before. The highest annual figure on record is 130.5% in fiscal 2013.

Annual profit margin

PeriodPeriod endValueChange (pts)
FY2025Dec 31, 202530.9%+4.4
FY2024Dec 31, 202426.5%+5.5
FY2023Dec 31, 202321.0%−12.6
FY2022Dec 31, 202233.6%−2.7
FY2021Dec 31, 202136.2%+7.8
FY2020Dec 31, 202028.4%−4.7
FY2019Dec 31, 201933.1%+1.3
FY2018Dec 31, 201831.8%+16.4
FY2017Dec 31, 201715.4%−9.5
FY2016Dec 31, 201624.9%+3.0
FY2015Dec 31, 201521.9%−3.1
FY2014Dec 31, 201425.1%−105.5
FY2013Dec 31, 2013130.5%+115.3
FY2012Dec 31, 201215.3%+749.8
FY2011Dec 31, 2011-734.5%+19.8
FY2010Dec 31, 2010-754.3%–

Quarterly profit margin

Change is against the same quarter a year earlier.

PeriodPeriod endValueChange (pts)
Q2 FY2026Jun 30, 202641.4%+11.2
Q1 FY2026Mar 31, 202630.5%+1.7
Q4 FY2025Dec 31, 202531.1%+0.8
Q3 FY2025Sep 30, 202533.0%+11.3
Q2 FY2025Jun 30, 202530.3%+3.1
Q1 FY2025Mar 31, 202528.8%+2.6
Q4 FY2024Dec 31, 202430.2%+24.7
Q3 FY2024Sep 30, 202421.8%−1.6
Q2 FY2024Jun 30, 202427.2%−2.4
Q1 FY2024Mar 31, 202426.2%−2.1
Q4 FY2023Dec 31, 20235.5%−30.9
Q3 FY2023Sep 30, 202323.4%−14.1
Q2 FY2023Jun 30, 202329.6%−2.7
Q1 FY2023Mar 31, 202328.3%+1.6
Q4 FY2022Dec 31, 202236.5%+6.8
Q3 FY2022Sep 30, 202237.5%−0.9
Q2 FY2022Jun 30, 202232.3%−5.1
Q1 FY2022Mar 31, 202226.7%−12.3
Q4 FY2021Dec 31, 202129.7%−2.7
Q3 FY2021Sep 30, 202138.4%+7.8
Q2 FY2021Jun 30, 202137.4%+15.8
Q1 FY2021Mar 31, 202139.0%+12.9
Q4 FY2020Dec 31, 202032.4%−1.8
Q3 FY2020Sep 30, 202030.6%−2.6
Q2 FY2020Jun 30, 202021.6%−10.1
Q1 FY2020Mar 31, 202026.1%−7.1
Q4 FY2019Dec 31, 201934.2%+1.0
Q3 FY2019Sep 30, 201933.3%+0.8
Q2 FY2019Jun 30, 201931.7%+1.2
Q1 FY2019Mar 31, 201933.2%+2.3
Q4 FY2018Dec 31, 201833.2%+43.3
Q3 FY2018Sep 30, 201832.5%+6.9
Q2 FY2018Jun 30, 201830.5%+4.3
Q1 FY2018Mar 31, 201830.9%+8.5
Q4 FY2017Dec 31, 2017-10.1%−35.7
Q3 FY2017Sep 30, 201725.6%–
Q2 FY2017Jun 30, 201726.2%–
Q1 FY2017Mar 31, 201722.4%–
Q4 FY2016Dec 31, 201625.6%–

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