TRUNYSEServices-Consumer Credit Reporting, Collection AgenciesFiscal year ends December 31
TransUnion
Financials through Q1 FY2026, quarter ended Mar 31, 2026Last filing: 10-Q on Jul 28, 2026
$73.12−0.96 (-1.30%)
Close on Oct 19, 2026
- Market cap
- $14.22B
- P/E (TTM)
- 20.3
- Dividend yield
- 0.63%
Margins
Share of revenue, fiscal years 2012 to 2025
Gross margin
–
Operating margin
18.7%−1.0 pts over 5 years
Net margin
10.0%−3.6 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +9.4% | +7.2% | +12.6% | +11.7% | |
| Operating income | +28.7% | +11.1% | +11.4% | +15.8% | |
| Net income | +60.1% | +19.6% | +5.8% | +54.4% | |
| EPS, diluted | +60.0% | +18.9% | +5.3% | +50.1% | |
| Free cash flow | +28.0% | – | +2.6% | +14.1% | |
| Dividend per share | +9.5% | +4.8% | +43.7% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 9.3% | 14.3% | 10.5% | |
| Return on assets | 2.6% | 4.8% | 4.1% | |
| Current ratio | 1.47 | 2.19 | 1.75 | |
| Debt to equity | 1.74 | 1.36 | 1.15 | |
| Net debt to EBITDA | 3.88× | 3.50× | 2.97× | |
| Interest coverage | 3.5× | 4.0× | 3.6× | |
| Capex to revenue | 7.3% | 8.1% | 7.1% | |
| Diluted shares | 185M | 192M | 197M |
Where the cash went
Fiscal 2021 to 2025, five years combined
TransUnion generated $3.57B from operations and spent $2.18B on capital expenditure, dividends and share buybacks. 68% of that went back into the business.
Generated
$3.57B
Used
$2.18B
Capital expenditure$1.47B68%Dividends$402.60M18%Share buybacks$302.00M14%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin10.0%
×Asset turnover0.41×
×Equity multiplier2.55×
=Return on equity, FY202510.5%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 10.0% | 0.41× | 2.55× | 10.5% |
| FY2024 | 6.8% | 0.38× | 2.69× | 6.9% |
| FY2023 | -5.4% | 0.34× | 2.78× | -5.0% |
| FY2022 | 7.2% | 0.31× | 3.01× | 6.6% |
| FY2021 | 47.0% | 0.30× | 3.09× | 43.1% |
| FY2020 | 13.6% | 0.35× | 3.01× | 14.3% |
| FY2019 | 14.1% | 0.35× | 3.42× | 16.8% |
| FY2018 | 11.9% | 0.38× | 3.36× | 15.3% |
| FY2017 | 22.8% | 0.39× | 3.20× | 28.5% |
| FY2016 | 7.1% | 0.37× | 3.56× | 9.3% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
8of 8 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$455.40M
- Cash generatingOperating cash flow above zero$987.60M
- Return on assets improvedROA up on the prior year2.6% → 4.1%
- Earnings backed by cashOperating cash flow above net income$987.60M vs $455.40M
- Less leverageLong-term debt to assets fell46.2% → 44.2%
- Better liquidityCurrent ratio rose1.70 → 1.75
- No dilutionShare count did not rise197M → 197M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.38 → 0.42