EFXNYSEServices-Consumer Credit Reporting, Collection AgenciesFiscal year ends December 31
EQUIFAX INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 20, 2026
$158.57−2.68 (-1.66%)
Close on Oct 19, 2026
- Market cap
- $18.90B
- P/E (TTM)
- 27.9
- Dividend yield
- 1.19%
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
56.4%−1.5 pts over 5 years
Operating margin
18.0%+1.6 pts over 5 years
Net margin
10.9%−1.7 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +6.9% | +5.8% | +8.0% | +8.6% | |
| Gross profit | +8.4% | +5.2% | +7.5% | +6.8% | |
| Operating income | +5.1% | +1.2% | +10.1% | +4.7% | |
| Net income | +9.3% | -1.7% | +4.9% | +4.4% | |
| EPS, diluted | +9.9% | -2.0% | +4.6% | +4.1% | |
| Free cash flow | +39.5% | +104.5% | +16.7% | +6.2% | |
| Dividend per share | +21.2% | +6.6% | +3.9% | +5.0% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 19.7% | 18.1% | 14.0% | |
| Return on assets | 8.8% | 5.9% | 5.6% | |
| Current ratio | 0.53 | 1.00 | 0.60 | |
| Debt to equity | 1.00 | 1.38 | 1.11 | |
| Net debt to EBITDA | 2.32× | 2.50× | 2.70× | |
| Interest coverage | 9.0× | 4.8× | 5.2× | |
| Capex to revenue | 5.5% | 10.2% | 7.9% | |
| Diluted shares | 121M | 123M | 124M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Equifax generated $6.15B from operations and spent $4.68B on capital expenditure, dividends and share buybacks. 57% of that went back into the business.
Generated
$6.15B
Used
$4.68B
Capital expenditure$2.69B57%Dividends$998.90M21%Share buybacks$997.40M21%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin10.9%
×Asset turnover0.51×
×Equity multiplier2.51×
=Return on equity, FY202514.0%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 10.9% | 0.51× | 2.51× | 14.0% |
| FY2024 | 10.6% | 0.47× | 2.58× | 12.9% |
| FY2023 | 10.4% | 0.44× | 2.81× | 12.8% |
| FY2022 | 13.6% | 0.45× | 3.00× | 18.5% |
| FY2021 | 15.1% | 0.48× | 3.06× | 22.0% |
| FY2020 | 12.6% | 0.47× | 3.05× | 18.1% |
| FY2019 | -11.0% | 0.47× | 2.65× | -13.5% |
| FY2018 | 9.1% | 0.47× | 2.29× | 9.9% |
| FY2017 | 17.5% | 0.48× | 2.38× | 20.1% |
| FY2016 | 15.5% | 0.56× | 2.24× | 19.7% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
8of 9 tests passed in fiscal 2025. Scores of 7 to 9 are usually read as strong.
- ProfitableNet income above zero$660.30M
- Cash generatingOperating cash flow above zero$1.62B
- Return on assets improvedROA up on the prior year4.9% → 5.6%
- Earnings backed by cashOperating cash flow above net income$1.62B vs $660.30M
- Less leverageLong-term debt to assets fell36.8% → 34.2%
- Better liquidityCurrent ratio rose0.75 → 0.60
- No dilutionShare count did not rise125M → 124M
- Gross margin improvedGross margin up on the prior year55.67% → 56.45%
- More efficientAsset turnover rose0.46 → 0.52