FICONYSEServices-Business Services, NECFiscal year ends September 30
FAIR ISAAC CORP
Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 29, 2026
$781.07+9.88 (+1.28%)
Close on Oct 19, 2026
- Market cap
- $17.73B
- P/E (TTM)
- 22.6
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
82.2%+10.1 pts over 5 years
Operating margin
46.5%+23.6 pts over 5 years
Net margin
32.7%+14.5 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +15.9% | +13.1% | +9.0% | +9.0% | |
| Gross profit | +19.6% | +15.0% | +11.9% | +11.2% | |
| Operating income | +26.1% | +19.5% | +25.6% | +21.0% | |
| Net income | +27.1% | +20.4% | +22.5% | +22.4% | |
| EPS, diluted | +29.8% | +23.2% | +27.4% | +25.9% | |
| Free cash flow | +23.4% | +15.2% | +17.6% | +20.3% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 23.8% | 76.2% | -48.1% | |
| Return on assets | 8.9% | 15.6% | 36.4% | |
| Current ratio | 1.09 | 1.29 | 0.83 | |
| Debt to equity | 1.19 | 2.52 | -1.75 | |
| Net debt to EBITDA | 2.46× | 2.07× | 3.11× | |
| Interest coverage | 6.4× | 7.0× | 6.9× | |
| Capex to revenue | 2.5% | 1.7% | 0.4% | |
| Diluted shares | 32M | 30M | 25M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Fair Isaac generated $2.81B from operations and spent $4.66B on capital expenditure, dividends and share buybacks. 1% of that went back into the business.
Generated
$2.81B
Used
$4.66B
Capital expenditure$35.64M1%Dividends$00%Share buybacks$4.62B99%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin32.7%
×Asset turnover1.11×
×Equity multiplier-1.32×
=Return on equity, FY2025-48.1%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 32.7% | 1.11× | -1.32× | -48.1% |
| FY2024 | 29.9% | 1.04× | -2.00× | -62.1% |
| FY2023 | 28.4% | 1.00× | -2.03× | -57.6% |
| FY2022 | 27.1% | 0.92× | -3.30× | -81.8% |
| FY2021 | 29.8% | 0.83× | 14.42× | 356.2% |
| FY2020 | 18.3% | 0.85× | 4.90× | 76.2% |
| FY2019 | 16.6% | 0.84× | 4.79× | 66.6% |
| FY2018 | 12.6% | 0.77× | 3.43× | 33.6% |
| FY2017 | 14.3% | 0.76× | 2.61× | 28.2% |
| FY2016 | 12.4% | 0.72× | 2.67× | 23.8% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
7of 9 tests passed in fiscal 2025. Scores of 7 to 9 are usually read as strong.
- ProfitableNet income above zero$651.95M
- Cash generatingOperating cash flow above zero$778.81M
- Return on assets improvedROA up on the prior year32.6% → 38.0%
- Earnings backed by cashOperating cash flow above net income$778.81M vs $651.95M
- Less leverageLong-term debt to assets fell127.7% → 142.2%
- Better liquidityCurrent ratio rose1.62 → 0.83
- No dilutionShare count did not rise25M → 25M
- Gross margin improvedGross margin up on the prior year79.73% → 82.23%
- More efficientAsset turnover rose1.09 → 1.16