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Toronto Dominion Bank

TDNYSECommercial Banks, NECFiscal year ends October 31Also trades as TDBCP
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 4, 2025Score 1/30
$125.04+0.54 (+0.43%)

Close on Nov 2, 2026Market cap $211.26BP/E 18.7Yield –

Toronto Dominion Bank Efficiency Ratio by Year

Efficiency Ratio (%) (%)

QuarterlyAnnual

Toronto Dominion Bank Efficiency Ratio: 40.5% in FY2025, unchanged from a year earlier. That is the lowest of the 11 years on record here.

Latest, FY2025
40.5%
Period ended Oct 31, 2025
Change on a year earlier
0.0 pts
40.5% in FY2024
History
11 years
Since FY2015
Sources
10
Documents cited below

Where the FY2025 figure comes from

Source: TD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗

Annual history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedEfficiency Ratio (%) (%)Year on yearSource
FY2025Oct 31, 202540.5%0.0 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
FY2024Oct 31, 202440.5%-1.5 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
FY2023Oct 31, 202342.0%-1.3 ptsTD Supplementary Financial Information (2025-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
FY2022Oct 31, 202243.3%-1.3 ptsTD Supplementary Financial Information (2024-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
FY2021Oct 31, 202144.6%+0.4 ptsTD Supplementary Financial Information (2023-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
FY2020Oct 31, 202044.2%-1.5 ptsTD Supplementary Financial Information (segment-alignment-abridged-sfi-final-f.xlsx) - Canadian Personal and Commercial Banking ↗
FY2019Oct 31, 201945.7%+3.7 ptsTD Supplementary Financial Information (2021-q4-financial-supppack-f-en.xlsx) - Canadian Personal and Commercial Banking ↗
FY2018Oct 31, 201842.0%-0.5 ptsTD Supplementary Financial Information (2020-q4-financial-supppack-f-en.xlsx) - Canadian Personal and Commercial Banking ↗
FY2017Oct 31, 201742.5%-0.8 ptsTD Supplementary Financial Information (2019-q4-financial-supppack-f-en.xlsx) - Canadian Personal and Commercial Banking ↗
FY2016Oct 31, 201643.3%-0.6 ptsTD Supplementary Financial Information (2018-q4-financial-supppack-f-en.xlsx) - Canadian Personal and Commercial Banking ↗
FY2015Oct 31, 201543.9%–TD Supplementary Financial Information (2017-q4-supp-pack-f-en.xlsx) - Canadian Personal and Commercial Banking ↗

Cite this data

StockData. (2026). Toronto Dominion Bank Efficiency Ratio (%), annual FY2015–FY2025 [Data set]. Compiled from Toronto Dominion Bank SEC filings and investor materials. https://stockdatahq.com/stocks/td/kpis/cad-pc-eff-ratio-reported-pct

See every metric in the Toronto Dominion Bank KPI table. Data updated Nov 2, 2026.