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Toronto Dominion Bank

TDNYSECommercial Banks, NECFiscal year ends October 31Also trades as TDBCP
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 4, 2025Score 1/30
$125.04+0.54 (+0.43%)

Close on Nov 2, 2026Market cap $211.26BP/E 18.7Yield –

Toronto Dominion Bank Efficiency Ratio by Quarter

Efficiency Ratio (%) (%)

QuarterlyAnnual

Toronto Dominion Bank Efficiency Ratio: 38.6% in Q3 FY26, down 0.8 pts from a year earlier. That is the lowest of the 47 quarters on record here.

Latest, Q3 FY26
38.6%
Period ended Jul 31, 2026
Change on a year earlier
-0.8 pts
39.4% in Q3 FY25
History
47 quarters
Since Q1 FY15
Sources
39
Documents cited below

Where the Q3 FY26 figure comes from

Source: TD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedEfficiency Ratio (%) (%)Year on yearSource
Q3 FY26Jul 31, 202638.6%-0.8 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q2 FY26Apr 30, 202639.7%-1.4 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q1 FY26Jan 31, 202639.6%-0.9 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q4 FY25Oct 31, 202541.1%-0.4 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q3 FY25Jul 31, 202539.4%+0.1 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q2 FY25Apr 30, 202541.1%+0.7 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q1 FY25Jan 31, 202540.5%-0.1 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q4 FY24Oct 31, 202441.5%-1.4 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q3 FY24Jul 31, 202439.3%-2.2 ptsTD Supplementary Financial Information (2026-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q2 FY24Apr 30, 202440.4%-2.8 ptsTD Supplementary Financial Information (2026-q2-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q1 FY24Jan 31, 202440.6%0.0 ptsTD Supplementary Financial Information (2026-q1-financial-supppack-f-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q4 FY23Oct 31, 202342.9%-0.2 ptsTD Supplementary Financial Information (2025-q4-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q3 FY23Jul 31, 202341.5%-0.9 ptsTD Supplementary Financial Information (2025-q3-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q2 FY23Apr 30, 202343.2%-1.3 ptsTD Supplementary Financial Information (2025-q2-financial-supppack-f-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q1 FY23Jan 31, 202340.6%-2.5 ptsTD Supplementary Financial Information (2025-q1-financial-supppack-f-en.xlsx) - Canadian Personal and Commercial Banking ↗
Q4 FY22Oct 31, 202243.1%-1.5 ptsTD Supplementary Financial Information (2024-q4-financial-supppack-en.xlsx) - Canadian Personal and Commercial Banking ↗

Cite this data

StockData. (2026). Toronto Dominion Bank Efficiency Ratio (%), quarterly Q1 FY15–Q3 FY26 [Data set]. Compiled from Toronto Dominion Bank SEC filings and investor materials. https://stockdatahq.com/stocks/td/kpis/cad-pc-eff-ratio-reported-pct

See every metric in the Toronto Dominion Bank KPI table. Data updated Nov 2, 2026.