Synchrony Financial (SYF.PA) balance sheet

SYF.PANYSEFinance ServicesFiscal year ends December 31Also trades as SYF, SYF.PB

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026Score 15/3048% below fair value

$17.48−0.12 (-0.68%)

Close on Oct 30, 2026Market cap $24.52BP/E 7.7Yield 1.53%

Synchrony Financial balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31
Cash & Equivalents	14,973	14,755	14,259	10,430	8,686	11,605	12,647	10,376	11,817	9,668	12,716	11,828	2,319	1,334	1,187
Cash & Short-Term Investments	14,973	14,755	14,259	10,430	8,686	11,605	12,647	10,376	11,817	9,668	12,716	11,828	2,319	1,334	1,187
Property, Plant & Equipment	1,248	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Equity Method Investments	834	816	–	–	–	–	–	–	–	–	–	–	–	–	–
Goodwill	1,363	1,274	1,018	1,105	1,105	1,078	1,078	1,024	991	949	949	949	949	936	–
Intangible Assets	104	854	815	742	1,168	1,125	1,265	1,137	749	712	701	519	300	–	–
Deferred Tax Assets	2,078	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Total Assets	119,095	119,463	117,479	104,564	95,748	95,948	104,826	106,792	95,808	90,207	83,990	75,707	59,085	–	–
Total Liabilities	102,329	102,883	103,576	91,691	82,093	83,247	89,738	92,114	81,574	76,011	71,386	65,229	53,125	–	–
Preferred Stock	1,222	1,222	734	734	734	734	734	0	–	–	–	–	–	–	–
Common Stock	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0	–	–
Additional Paid-In Capital	9,902	9,853	9,775	9,718	9,669	9,570	9,537	9,482	9,445	9,393	9,351	9,408	0	–	–
Retained Earnings	24,598	21,635	18,662	16,716	14,245	10,621	12,117	8,986	6,809	5,330	3,293	1,079	0	–	–
Treasury Stock	-18,909	-16,072	-15,201	-14,171	-10,925	-8,174	-7,243	-3,729	-1,957	-475	0	–	–	–	–
Shareholders' Equity	16,766	16,580	13,903	12,873	13,655	12,701	15,088	14,678	14,234	14,196	12,604	10,478	5,960	4,582	4,328
Total Equity	16,766	16,580	13,903	12,873	13,655	12,701	15,088	14,678	14,234	14,196	12,604	10,478	5,960	4,582	4,328
Total Liabilities & Equity	119,095	119,463	117,479	104,564	95,748	95,948	104,826	106,792	95,808	90,207	83,990	75,707	59,085	–	–
Shares Outstanding(shares)	347	388	407	438	527	584	616	719	771	817	834	834	0	–	–
Loans, Net	–	–	–	–	–	71,602	81,613	86,712	76,373	71,993	64,793	58,050	54,362	–	–
Allowance for Credit Losses	10,442	10,929	10,571	9,527	8,688	10,265	8,623	6,427	5,574	4,344	3,497	3,236	2,892	2,274	2,052
Deposits	81,144	82,062	81,153	71,735	62,270	62,782	65,154	64,019	56,488	52,055	43,367	34,955	25,719	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 18.3%
Return on equity, FY2025: 21.3%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 7.7
Price to sales: 1.27
Price to book: 1.45
Dividend yield: 1.53%