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Synchrony Financial (SYF.PA) stock

SYF.PANYSEFinance ServicesFiscal year ends December 31Also trades as SYF, SYF.PB
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026Score 15/3048% below fair value
$17.48−0.12 (-0.68%)

Close on Oct 30, 2026Market cap $24.52BP/E 7.7Yield 1.53%

Synchrony Financial grew revenue 2.9% to $19.25B over the twelve months to Jun 30, 2026. At the latest close the market valued the company at $24.52B, 7.7 times its earnings.

Revenue
$19.25B
+2.9% vs. a year earlier
EPS, diluted
$9.76
+18.4% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026

Valuation

Market cap
$24.52B
P/E ratio
7.7
Price to sales
1.27
Price to book
1.45
Dividend yield
1.53%
Free cash flow yield
–

Fundamentals

Revenue
$19.25B
Net income
$3.52B
EPS, diluted
$9.76
Book value per share
$50.57
Diluted shares
334M

Trading

Next earnings
Jan 26, 2027 (estimated, before the open)
Previous close
$17.60
Open
$17.63
Day's range
$17.42 – $17.70
Volume
107,211
Average volume (20 days)
112,726
Beta (5 years)
1.25
52-week range
$63.08 – $88.77
RSI (14 days)
54.0
Volatility (1 year)
31.2%
Relative volume
0.86×
WACC
11.2%

Market cap history

Month-end market cap since 2014, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 30, 2026. The S&P 500 is measured by the SPY fund.

PeriodSYF.PAS&P 500DifferenceSYF.PA per yearS&P 500 per year
1 month-2.5%-0.9%−1.6 pts
3 months-7.9%+2.1%−10.0 pts
Year to date-5.9%+11.7%−17.5 pts
1 year-6.9%+12.4%−19.3 pts
3 years+44.7%+88.6%−43.9 pts+13.1%+23.5%
5 years-7.0%+75.9%−82.9 pts-1.4%+12.0%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$19.25B+2.9% YoY

Net income

$3.52B+7.0% YoY

EPS, diluted

$9.76+18.4% YoY
Reported periodTrailing twelve months

Press releases

Releases Synchrony Financial filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Synchrony Financial

Finance Services

The provided filing excerpt contains raw XBRL data tags, accounting taxonomies, CIK identifiers, and balance sheet member definitions rather than narrative text. While tags reference terms such as credit card receivables, consumer loans, commercial portfolio segments, and entities including Ally Lending and Pets Best, the text does not contain prose describing the company's business operations, primary products, or target customers.

Company profile, executives and history

Synchrony Financial stock: common questions

What is Synchrony Financial's stock price?

SYF.PA closed at $17.48 on Oct 30, 2026, down 0.68% on the day. Over the past 52 weeks it traded between $63.08 and $88.77.

What is Synchrony Financial's market cap?

Synchrony Financial was worth $24.52B at the close on Oct 30, 2026: the share price times the diluted shares outstanding.

What is SYF.PA's P/E ratio?

SYF.PA trades at 7.7 times earnings, based on diluted earnings per share of $9.76 over the twelve months to Jun 30, 2026.

How much revenue does Synchrony Financial make?

Synchrony Financial reported revenue of $19.25B for the twelve months to Jun 30, 2026, up 2.9% from a year earlier.

Does Synchrony Financial pay a dividend?

Yes. Synchrony Financial paid $1.15 per share over the last twelve months, a yield of 1.53% at the latest price, and has raised its annual dividend 4 years in a row.

When does Synchrony Financial report earnings next?

Synchrony Financial is expected to report Q4 FY2026 results on Jan 26, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has SYF.PA stock performed over the past year?

Including dividends, SYF.PA returned -6.9% over the past year, against +12.4% for the S&P 500.

How many SYF.PA shares are sold short?

16M shares were sold short at the latest FINRA report, 5.08% of the float, or 5.5 days of average trading volume.

Who are Synchrony Financial's competitors?

Companies most similar to Synchrony Financial by business, industry and size include TU, NU, TD, XPEV, IP.