SYBTNasdaqState Commercial BanksFiscal year ends December 31
Stock Yards Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$76.20−0.48 (-0.63%)
Close on Oct 19, 2026
- Market cap
- $2.33B
- P/E (TTM)
- 15.2
- Dividend yield
- 1.65%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
35.3%
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +12.8% | +7.2% | +76.2% | +12.0% | |
| Net income | +22.4% | – | – | – | |
| EPS, diluted | +22.1% | +14.0% | +12.9% | +11.2% | |
| Free cash flow | +15.8% | +19.5% | +16.5% | +14.5% | |
| Dividend per share | +3.3% | +3.4% | – | +7.0% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 13.9% | |
| Return on assets | – | – | 1.5% | |
| Capex to revenue | 26.6% | 23.3% | 3.0% | |
| Diluted shares | 23M | 23M | 30M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Stock Yards Bancorp generated $626.46M from operations and spent $239.29M on capital expenditure, dividends and share buybacks. 22% of that went back into the business.
Generated
$626.46M
Used
$239.29M
Capital expenditure$52.64M22%Dividends$169.02M71%Share buybacks$17.64M7%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin35.3%
×Asset turnover0.04×
×Equity multiplier9.13×
=Return on equity, FY202513.9%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 35.3% | 0.04× | 9.13× | 13.9% |
| FY2024 | 32.5% | 0.04× | 9.47× | 12.7% |
| FY2023 | 31.7% | 0.04× | 9.68× | 13.3% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$140.15M
- Cash generatingOperating cash flow above zero$166.05M
- Return on assets improvedROA up on the prior year1.4% → 1.6%
- Earnings backed by cashOperating cash flow above net income$166.05M vs $140.15M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise29M → 30M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.04 → 0.04