MPBNasdaqState Commercial BanksFiscal year ends December 31
MID PENN BANCORP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$35.92−0.12 (-0.33%)
Close on Oct 19, 2026
- Market cap
- $920.44M
- P/E (TTM)
- 12.7
- Dividend yield
- 2.34%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
24.9%+0.2 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +26.1% | +9.6% | +16.3% | +20.2% | |
| Net income | +13.8% | +0.9% | +16.5% | +24.0% | |
| EPS, diluted | -12.1% | -9.5% | -3.8% | +5.7% | |
| Free cash flow | +61.5% | +8.8% | +47.2% | +19.9% | |
| Dividend per share | +5.0% | +1.6% | +0.5% | +6.7% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 11.1% | 10.6% | 7.7% | |
| Return on assets | 0.8% | 1.0% | 1.0% | |
| Capex to revenue | 1.9% | 3.5% | 3.6% | |
| Diluted shares | 4M | 8M | 22M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Mid Penn Bancorp generated $309.65M from operations and spent $102.77M on capital expenditure, dividends and share buybacks. 25% of that went back into the business.
Generated
$309.65M
Used
$102.77M
Capital expenditure$25.67M25%Dividends$66.57M65%Share buybacks$10.53M10%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin24.9%
×Asset turnover0.04×
×Equity multiplier7.90×
=Return on equity, FY20257.7%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 24.9% | 0.04× | 7.90× | 7.7% |
| FY2024 | 27.6% | 0.03× | 8.99× | 8.3% |
| FY2023 | 22.4% | 0.03× | 9.28× | 7.1% |
| FY2022 | 32.0% | 0.04× | 9.17× | 10.9% |
| FY2021 | 22.5% | 0.03× | 10.31× | 7.9% |
| FY2020 | 24.7% | 0.04× | 10.60× | 10.6% |
| FY2019 | 21.4% | 0.04× | 9.34× | 7.7% |
| FY2018 | 16.7% | 0.04× | 10.86× | 7.1% |
| FY2017 | 16.4% | 0.04× | 15.07× | 9.7% |
| FY2016 | 19.1% | 0.04× | 13.98× | 11.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$56.25M
- Cash generatingOperating cash flow above zero$80.04M
- Return on assets improvedROA up on the prior year0.9% → 1.0%
- Earnings backed by cashOperating cash flow above net income$80.04M vs $56.25M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise17M → 22M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.04