STBANasdaqState Commercial BanksFiscal year ends December 31
S&T BANCORP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$48.49−0.35 (-0.72%)
Close on Oct 19, 2026
- Market cap
- $1.75B
- P/E (TTM)
- 12.9
- Dividend yield
- 2.85%
S&T Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Market Cap | $1.71B | $679.86M |
| Enterprise Value | $1.49B | $408.94M |
| PE Ratio | 12.90 | 12.00 |
| PS Ratio | 4.11 | 3.61 |
| PB Ratio | 1.22 | 1.18 |
| P/TBV Ratio | 1.66 | 1.41 |
| P/FCF Ratio | 11.95 | 10.93 |
| P/OCF Ratio | 11.65 | 10.04 |
Enterprise value
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| EV / Sales | 3.59 | 2.78 |
| EV / FCF | 10.43 | 8.25 |
Income (trailing twelve months)
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Revenue | $415.61M | $170.85M |
| Pretax Income | $175.76M | $70.12M |
| Net Income | $140.64M | $54.33M |
| EPS (Diluted) | $3.76 | $2.90 |
Margins
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 42.3% | 36.4% |
| Profit Margin | 33.8% | 29.1% |
| FCF Margin | 34.4% | 33.0% |
Returns
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 9.87% | 10.5% |
| Return on Assets (ROA) | 1.42% | 1.12% |
Growth
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 8.09% | 11.8% |
| Net Income Growth (YoY) | 7.40% | 23.1% |
| EPS Growth (YoY) | 10.3% | 22.7% |
| FCF Growth (YoY) | 6.01% | 27.1% |
| Revenue Growth (3Y CAGR) | 2.44% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.47% | 6.17% |
| EPS Growth (3Y CAGR) | 0.29% | 1.26% |
| EPS Growth (5Y CAGR) | 45.8% | 8.24% |
Balance sheet
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $217.82M | $205.54M |
| Net Cash (Debt) | $217.82M | $164.40M |
| Net Cash Per Share | $6.18 | $8.13 |
| Equity (Book Value) | $1.40B | $560.44M |
| Book Value Per Share | $39.81 | $28.47 |
| Tangible Book Value | $1.03B | $472.29M |
Cash flow (trailing twelve months)
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $146.75M | $61.20M |
| Capital Expenditures | -$3.67M | -$4.02M |
| Free Cash Flow | $143.09M | $52.43M |
| FCF Per Share | $4.06 | $3.07 |
Efficiency
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $344.62K | $353.78K |
| Profits Per Employee | $116.62K | $107.28K |
| Employee Count | 1,206 | 489 |
Dividends and yields
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 8.22% | 8.07% |
| FCF Yield | 8.37% | 8.89% |
| Dividend Yield | 2.85% | 2.48% |
| Shareholder Yield | 2.85% | 3.13% |
| Dividend Per Share | $1.38 | $0.93 |
| Dividend Growth (YoY) | 3.76% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 38.0% | 29.4% |
| FCF Payout Ratio | 37.3% | 26.0% |
Shares
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 35,265,500 | 18,839,100 |
| Shares Change (YoY) | -2.78% | 0.39% |
| Shares Change (QoQ) | -2.74% | 0.00% |
| Float | 34,783,600 | 17,061,900 |
| Shares Held by Insiders | 1.37% | 5.89% |
| Shares Held by Institutions | 74.3% | 61.9% |
Taxes
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Income Tax | $35.12M | $14.50M |
| Effective Tax Rate | 20.0% | 21.1% |
Scores
| Measure | S&T Bancorp | Industry median |
|---|---|---|
| Graham Number | $58.03 | $45.31 |
| Graham Upside | 19.7% | 21.6% |
| Altman Z-Score | 0.33 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from S&T Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.