S&T Bancorp Inc (STBA) stock
STBANasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 13/3011% above fair value
$50.81−0.14 (-0.27%)
Close on Nov 12, 2026Market cap $1.79BP/E 12.9Yield 2.72%
S&T Bancorp statistics
93 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 21, 2027 (estimated, before the open)
- Last ex-dividend date
- Nov 12, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.74
- 1.52
- P/OCF Ratio
- 10.36
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 3.80
- 2.95
- EV / FCF
- 9.48
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- -4.77%
- 0.35%
- Shares Change (QoQ)
- 0.00%
- 0.00%
- Float
- 35M
- 17M
- Shares Held by Insiders
- 1.37%
- 6.05%
- Shares Held by Institutions
- 74.3%
- 61.3%
Short sellingIndustry
- Short Interest
- 2M
- –
- Short Interest Change
- 4.19%
- -4.13%
- Short % of Float
- 7.14%
- 3.58%
- Short % of Shares Outstanding
- 7.04%
- 3.18%
- Days to Cover
- 11.62
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $53.58
- –
- 52-Week Low
- $36.95
- –
- 20-Day Moving Average
- $50.60
- –
- 50-Day Moving Average
- $49.83
- –
- 200-Day Moving Average
- $46.87
- –
- Average True Range (14)
- $1.18
- –
- Price Change (1 Week)
- -0.16%
- 0.47%
- Price Change (1 Month)
- 5.92%
- 4.83%
- Price Change (3 Months)
- -0.65%
- -3.58%
- Price Change (6 Months)
- 15.9%
- 10.8%
- Price Change (YTD)
- 29.1%
- 19.6%
- Price Change (1 Year)
- 29.4%
- 25.4%
- Price Change (3 Years)
- 88.5%
- 76.7%
- Price Change (5 Years)
- 57.4%
- 26.5%
- Price Change (10 Years)
- 45.7%
- 67.0%
- Average Volume (10 Days)
- 207,008
- –
- Average Volume (20 Days)
- 213,711
- –
- Average Volume (90 Days)
- 250,894
- –
- Relative Volume
- 0.78
- 0.66
- Relative Strength Index (14)
- 52.6
- 52.6
- Volatility (1 Year)
- 21.3%
- 24.4%
- Beta (5 Years)
- 0.62
- 0.63
MarginsIndustry
- Pretax Margin
- 43.0%
- 36.9%
- FCF Margin
- 40.1%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 10.0%
- 10.8%
- Return on Assets (ROA)
- 1.46%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 7.48%
- 11.8%
- Net Income Growth (YoY)
- 8.22%
- 22.7%
- EPS Growth (YoY)
- 13.5%
- 21.6%
- FCF Growth (YoY)
- 13.2%
- 27.5%
- Revenue Growth (3Y CAGR)
- 2.44%
- 5.82%
- Revenue Growth (5Y CAGR)
- 3.47%
- 6.17%
- EPS Growth (3Y CAGR)
- 0.29%
- 1.31%
- EPS Growth (5Y CAGR)
- 45.8%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $348.59K
- $359.04K
- Profits Per Employee
- $119.64K
- $110.51K
- Employee Count
- 1,206
- 492
- WACC
- 8.06%
- 8.00%
Income statement (TTM)Industry
- Pretax Income
- $180.67M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $192.22M
- $166.15M
- Net Cash Per Share
- $5.45
- $8.19
- Equity (Book Value)
- $1.41B
- $570.13M
- Book Value Per Share
- $39.91
- $28.22
- Tangible Book Value
- $1.03B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$4.28M
- -$4.27M
- FCF Per Share
- $4.78
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 8.05%
- 8.32%
- FCF Yield
- 9.42%
- 9.23%
- Dividend Yield
- 2.72%
- 2.44%
- Buyback Yield
- 7.45%
- 1.80%
- Shareholder Yield
- 10.2%
- 3.22%
- Dividend Per Share
- $1.38
- $0.92
- Dividend Growth (YoY)
- 3.76%
- 4.26%
- Years of Dividend Growth
- 13
- 2
- Payout Ratio
- 37.0%
- 29.0%
- FCF Payout Ratio
- 31.6%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $36.38M
- $16.14M
- Effective Tax Rate
- 20.1%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $59.48
- $45.31
- Graham Upside
- 17.1%
- 18.8%
- Altman Z-Score
- 0.34
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $98.50
- –
- Lynch Upside
- 93.9%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | STBA | S&P 500 | Difference | STBA per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +5.7% | -2.7% | +8.4 pts | ||
| 3 months | +0.2% | -1.7% | +1.9 pts | ||
| Year to date | +33.3% | +11.9% | +21.4 pts | ||
| 1 year | +35.4% | +12.0% | +23.4 pts | ||
| 3 years | +110.4% | +78.2% | +32.2 pts | +28.1% | +21.2% |
| 5 years | +89.3% | +73.2% | +16.1 pts | +13.6% | +11.6% |
| 10 years | +105.0% | +309.6% | −204.6 pts | +7.4% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
2M STBA shares were sold short on Oct 30, 2026, up 4.2% from the previous report, or 7.14% of the shares available to trade. At recent volumes it would take 11.6 days to buy them back. Over the last 20 sessions, 69.2% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 2,483,543 | +4.2% | 213,732 | 11.6 |
| Oct 15, 2026 | 2,383,644 | -1.0% | 221,403 | 10.8 |
| Sep 30, 2026 | 2,407,914 | +12.2% | 367,244 | 6.6 |
| Sep 15, 2026 | 2,145,187 | +6.6% | 205,835 | 10.4 |
| Aug 31, 2026 | 2,013,052 | -8.3% | 221,267 | 9.1 |
| Aug 14, 2026 | 2,194,288 | +4.4% | 219,910 | 10.0 |
| Jul 31, 2026 | 2,101,518 | +6.2% | 316,556 | 6.6 |
| Jul 15, 2026 | 1,979,636 | +7.3% | 228,967 | 8.7 |
| Jun 30, 2026 | 1,844,451 | +4.6% | 339,631 | 5.4 |
| Jun 15, 2026 | 1,762,675 | +4.1% | 221,474 | 8.0 |
| May 29, 2026 | 1,692,584 | +14.5% | 232,366 | 7.3 |
| May 15, 2026 | 1,478,406 | +6.7% | 290,695 | 5.1 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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