SLM Corp (SLMBP) stock

SLMBPNasdaqPersonal Credit InstitutionsFiscal year ends December 31Also trades as SLM

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026Score 18/30

$69.15−2.65 (-3.69%)

Close on Oct 30, 2026Market cap $3.35BP/E 5.0Yield 2.92%

Earnings

SLM's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.

Next report

Jan 21, 2027

Q4 FY2026 · estimated, during market hours

Revenue, Q3 FY2026

–

Adjusted EPS, Q3 FY2026

-$0.19

$0.63 a year earlier

Latest guidance

Raised

Oct 22, 2026 · 4 items

Quarterly results

Revenue and earnings per share from each of SLM's earnings releases, newest first

Quarter	Reported	Revenue	YoY	EPS	Adj. EPS	Source
Q4 FY2026ended Dec 31, 2026	Jan 21, 2027Expected	–	–	–	–	–
Q3 FY2026ended Sep 30, 2026	Oct 22, 2026after the close	–	–	-$0.19	–	Release
Q2 FY2026ended Jun 30, 2026	Jul 23, 2026during market hours	–	–	$0.29	–	Release
Q1 FY2026ended Mar 31, 2026	Apr 23, 2026during market hours	–	–	$1.54	–	Release
Q4 FY2025ended Dec 31, 2025	Jan 22, 2026during market hours	–	–	$1.12	–	Release
Q3 FY2025ended Sep 30, 2025	Oct 23, 2025during market hours	–	–	$0.63	–	Release
Q2 FY2025ended Jun 30, 2025	Jul 24, 2025during market hours	–	–	$0.32	–	Release
Q1 FY2025ended Mar 31, 2025	Apr 24, 2025during market hours	–	–	–	–	Release
Q4 FY2024ended Dec 31, 2024	Jan 23, 2025during market hours	–	–	–	–	Release
Q3 FY2024ended Sep 30, 2024	Oct 23, 2024during market hours	–	–	-$0.23	–	Release
Q2 FY2024ended Jun 30, 2024	Jul 24, 2024during market hours	–	–	$1.11	–	Release
Q1 FY2024ended Mar 31, 2024	Apr 24, 2024during market hours	–	–	$1.27	–	Release
Q4 FY2023ended Dec 31, 2023	Jan 24, 2024during market hours	–	–	$0.72	$0.72	Release
Q3 FY2023ended Sep 30, 2023	Oct 25, 2023during market hours	–	–	$0.11	$0.11	Release
Q2 FY2023ended Jun 30, 2023	Jul 26, 2023during market hours	–	–	$1.10	$1.10	Release
Q1 FY2023ended Mar 31, 2023	Apr 26, 2023during market hours	–	–	$0.47	$0.47	Release
Q4 FY2022ended Dec 31, 2022	Feb 1, 2023during market hours	–	–	-$0.33	-$0.33	Release
Q3 FY2022ended Sep 30, 2022	Oct 26, 2022during market hours	–	–	$0.29	$0.29	Release
Q2 FY2022ended Jun 30, 2022	Jul 27, 2022during market hours	–	–	$1.29	$1.29	Release
Q1 FY2022ended Mar 31, 2022	Apr 27, 2022during market hours	–	–	$0.45	$0.46	Release
Q4 FY2021ended Dec 31, 2021	Jan 26, 2022during market hours	–	–	$1.04	$1.05	Release
Q3 FY2021ended Sep 30, 2021	Oct 20, 2021during market hours	–	–	$0.24	$0.24	Release
Q2 FY2021ended Jun 30, 2021	Jul 21, 2021during market hours	–	–	–	–	Filing
Q1 FY2021ended Mar 31, 2021	Apr 21, 2021during market hours	–	–	–	–	Filing
Q4 FY2020ended Dec 31, 2020	Jan 27, 2021during market hours	–	–	–	–	Release
Q3 FY2020ended Sep 30, 2020	Oct 21, 2020during market hours	–	–	–	–	Filing

Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.

Current guidance

SLM's latest outlook for periods it has not reported yet, compared with what it said before

Metric	Period	Guidance	Before	Change	Given
Diluted Earnings per Common Share	FY2026	$1.95 – $2.05	–	New	Oct 22, 2026
Diluted Earnings Per Common Share	FY2026	$3.10 – $3.20	–	New	Apr 23, 2026
GAAP Diluted Earnings Per Common ShareGAAP	FY2026	$2.70 – $2.80	–	New	Jan 22, 2026
Net Charge-offs	FY2026	$400.00M – $420.00M	–	New	Oct 22, 2026
Net Charge-Offs	FY2026	$345.00M – $385.00M	$345.00M – $385.00M	Lowered	Apr 23, 2026
Non-interest Expenses	FY2026	$750.00M – $780.00M	–	Raised	Oct 22, 2026
Non-Interest Expenses	FY2026	$750.00M – $780.00M	$750.00M – $780.00M	Raised	Apr 23, 2026
Private Education Loan Originations Growth	FY2026	+12% – +14%	–	New	Oct 22, 2026
Private Education Loan Originations Year-Over-Year Growth	FY2026	+12% – +14%	+12% – +14%	Reaffirmed	Apr 23, 2026

Guidance history

Every forecast SLM put in an earnings release, newest first

Given	Metric	Period	Guidance	Change
Oct 22, 2026	Diluted Earnings per Common Share	FY2026	$1.95 – $2.05	New
Oct 22, 2026	Net Charge-offs	FY2026	$400.00M – $420.00M	New
Oct 22, 2026	Private Education Loan Originations Growth	FY2026	+12% – +14%	New
Oct 22, 2026	Non-interest Expenses	FY2026	$750.00M – $780.00M	Raised
Apr 23, 2026	Diluted Earnings Per Common Share	FY2026	$3.10 – $3.20	New
Apr 23, 2026	Private Education Loan Originations Year-Over-Year Growth	FY2026	+12% – +14%	Reaffirmed
Apr 23, 2026	Net Charge-Offs	FY2026	$345.00M – $385.00M	Lowered
Apr 23, 2026	Non-Interest Expenses	FY2026	$750.00M – $780.00M	Raised
Jan 22, 2026	GAAP Diluted Earnings Per Common Share	FY2026	$2.70 – $2.80	New
Jan 22, 2026	Private Education Loan Originations Year-over-Year Growth	FY2026	+12% – +14%	New
Jan 22, 2026	Net Charge-Offs	FY2026	$345.00M – $385.00M	New
Jan 22, 2026	Non-Interest Expenses	FY2026	$750.00M – $780.00M	Raised
Oct 23, 2025	GAAP Diluted Earnings Per Common Share	FY2025	$3.20 – $3.30	New
Oct 23, 2025	Total Loan Portfolio Net Charge-Offs as a Percentage of Average Loans in Repayment	FY2025	2% – 2.2%	New
Oct 23, 2025	Private Education Loan Originations Year-over-Year Growth	FY2025	+5% – +6%	New
Oct 23, 2025	Non-Interest Expenses	FY2025	$655.00M – $675.00M	New
Jul 24, 2025	GAAP Diluted Earnings Per Common Share	FY2025	$3.00 – $3.10	New
Jul 24, 2025	Total Loan Portfolio Net Charge-Offs as a Percentage of Average Loans in Repayment	FY2025	2% – 2.2%	New
Jul 24, 2025	Private Education Loan Originations Year-over-Year Growth	FY2025	+6% – +8%	Reaffirmed
Jul 24, 2025	Non-Interest Expenses	FY2025	$655.00M – $675.00M	New
Jan 23, 2025	Private Education Loan Originations Year-over-Year Growth	FY2025	+6% – +8%	New
Oct 23, 2024	Diluted Earnings Per Common Share	FY2024	$2.70 – $2.80	New
Oct 23, 2024	Total Loan Portfolio Net Charge-Offs percentage of Average Loans in Repayment	FY2024	2.1% – 2.3%	New
Oct 23, 2024	Private Education Loan Originations Year-over-Year Growth	FY2024	+8% – +9%	Raised
Oct 23, 2024	Total Loan Portfolio Net Charge-Offs	FY2024	$325.00M – $340.00M	Lowered
Oct 23, 2024	Non-Interest Expenses	FY2024	$635.00M – $655.00M	Raised
Jul 24, 2024	Diluted Earnings Per Common Share	FY2024	$2.70 – $2.80	Raised
Jul 24, 2024	Private Education Loan Originations Year-over-Year Growth	FY2024	+7% – +8%	Reaffirmed
Jul 24, 2024	Total Loan Portfolio Net Charge-Offs	FY2024	$325.00M – $345.00M	Lowered
Jul 24, 2024	Non-Interest Expenses	FY2024	$635.00M – $655.00M	New
Apr 24, 2024	Diluted Earnings Per Common Share	FY2024	$2.60 – $2.70	New
Apr 24, 2024	Private Education Loan Originations Year-over-Year Growth	FY2024	+7% – +8%	Reaffirmed
Apr 24, 2024	Total Loan Portfolio Net Charge-Offs	FY2024	$340.00M – $370.00M	Lowered
Apr 24, 2024	Non-Interest Expenses	FY2024	$635.00M – $655.00M	Raised
Jan 24, 2024	diluted Non-GAAP “Core Earnings” per common share	FY2024	$2.60 – $2.70	New
Jan 24, 2024	non-interest expenses	FY2024	$635.00M – $655.00M	Raised
Jan 24, 2024	Private Education Loan originations year-over-year growth	FY2024	+7% – +8%	New
Jan 24, 2024	total loan portfolio net charge-offs	FY2024	$340.00M – $370.00M	New
Oct 25, 2023	diluted non-GAAP “Core Earnings” per common share	FY2023	$2.55 – $2.65	Narrowed
Oct 25, 2023	Private Education Loan originations year-over-year growth	FY2023	+6% – +7%	Raised
Oct 25, 2023	total loan portfolio net charge-offs	FY2023	$375.00M – $385.00M	Lowered
Oct 25, 2023	non-interest expenses	FY2023	$625.00M – $630.00M	Raised
Jul 26, 2023	diluted non-GAAP “Core Earnings” per common share	FY2023	$2.50 – $2.70	Reaffirmed
Jul 26, 2023	Private Education Loan originations year-over-year growth	FY2023	+5% – +6%	Reaffirmed
Jul 26, 2023	total loan portfolio net charge-offs	FY2023	$345.00M – $385.00M	Lowered
Jul 26, 2023	non-interest expenses	FY2023	$610.00M – $620.00M	Raised
Apr 26, 2023	diluted non-GAAP “Core Earnings” per common share	FY2023	$2.50 – $2.70	Reaffirmed
Apr 26, 2023	Private Education Loan originations year-over-year growth	FY2023	+5% – +6%	Reaffirmed
Apr 26, 2023	total loan portfolio net charge-offs	FY2023	$345.00M – $385.00M	Lowered
Apr 26, 2023	non-interest expenses	FY2023	$610.00M – $620.00M	Raised
Feb 1, 2023	diluted Non-GAAP “Core Earnings” per common share	FY2023	$2.50 – $2.70	New
Feb 1, 2023	Private Education Loan originations year-over-year growth	FY2023	+5% – +6%	New
Feb 1, 2023	total loan portfolio net charge-offs	FY2023	$345.00M – $385.00M	New
Feb 1, 2023	non-interest expenses	FY2023	$610.00M – $620.00M	Raised
Oct 26, 2022	diluted non-GAAP “Core Earnings” per common share	FY2022	$2.50 – $2.60	Lowered
Oct 26, 2022	Private Education Loan originations year-over-year growth	FY2022	+9% – +11%	Reaffirmed
Oct 26, 2022	total loan portfolio net charge-offs	FY2022	$325.00M – $345.00M	Lowered
Oct 26, 2022	non-interest expenses	FY2022	$555.00M – $565.00M	Raised
Jul 27, 2022	diluted non-GAAP “Core Earnings” per common share	FY2022	$2.50 – $2.70	Lowered
Jul 27, 2022	Private Education Loan originations year-over-year growth	FY2022	+9% – +11%	Raised
Jul 27, 2022	total loan portfolio net charge-offs	FY2022	$325.00M – $345.00M	Lowered
Jul 27, 2022	non-interest expenses	FY2022	$555.00M – $565.00M	Raised
Apr 27, 2022	diluted non-GAAP “Core Earnings” per common share	FY2022	$2.80 – $3.00	Reaffirmed
Apr 27, 2022	Private Education Loan originations year-over-year growth	FY2022	+8% – +10%	Reaffirmed
Apr 27, 2022	total loan portfolio net charge-offs	FY2022	$270.00M – $290.00M	Raised
Apr 27, 2022	non-interest expenses	FY2022	$555.00M – $565.00M	Raised
Jan 26, 2022	diluted Non-GAAP “Core Earnings” per common share	FY2022	$2.80 – $3.00	New
Jan 26, 2022	Private Education Loan originations year-over-year growth	FY2022	+8% – +10%	New
Jan 26, 2022	total loan portfolio net charge-offs	FY2022	$255.00M – $275.00M	New
Jan 26, 2022	non-interest expenses	FY2022	$555.00M – $565.00M	New
Oct 20, 2021	diluted “Core Earnings” per common share	FY2021	$3.55 – $3.60	New
Oct 20, 2021	Private Education Loan originations year-over-year growth	FY2021	+3% – +4%	New
Oct 20, 2021	total loan portfolio net charge-offs	FY2021	$195.00M – $205.00M	New
Oct 20, 2021	non-interest expenses	FY2021	$525.00M – $530.00M	Raised

Read from the company's earnings releases; each figure links to its sentence on hover. “Raised” and “Lowered” compare with the previous range for the same metric and period.