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Stifel Financial Corp (SFB) stock analysis

SFBNYSESecurity Brokers, Dealers & Flotation CompaniesFiscal year ends December 31Also trades as SF, SF.PB, SF.PC, SF.PD
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026Score 10/306% below fair value
$17.81−0.14 (-0.78%)

Close on Oct 30, 2026Market cap $2.88BP/E 3.2Yield 6.89%

StockData Score

Prices as of Oct 30, 2026How the score works

Value3Growth2Performance3Health0Dividend2

Mixed10 of 30 checks passed

Stifel Financial passes 10 of the 30 checks behind our score; 12 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.

Valuation
3/6
Growth
2/6
Past performance
3/6
Financial health
0/6
Dividend
2/6

What stands out

  • Trading below fair value

    The share price of $66.69 is below our fair value estimate of $71.15.

  • Earnings grew over 5 years

    Net income grew 6.3% a year on average over the last five fiscal years.

  • Revenue growing 10%+ a year

    Revenue grew 11.4% a year over the last three fiscal years.

  • Earnings growth accelerating

    Net income grew 56.2% over the last twelve months, against a 5-year average of 6.3% a year.

What to watch

  • Margin of safety under 20%

    The price is 6.3% below fair value, less than the 20% cushion we look for.

  • EPS growing under 10% a year

    Diluted EPS grew 3.3% a year over the last three fiscal years.

  • Elevated bankruptcy risk

    The Altman Z-score is 0.54; above 3 is the safe zone and below 1.8 the distress zone.

  • EV/EBITDA above its 5-year median

    Stifel Financial's EV/EBITDA of 11.1 is above its 5-year median of 4.8.

Valuation3/6

  • P/E below its 5-year median

    Stifel Financial's P/E of 11.9 is below its own 5-year median of 14.6.

  • P/E below the industry

    Stifel Financial's P/E of 11.9 is below the Security Brokers, Dealers, and Flotation median of 16.0.

  • EV/EBITDA above its 5-year median

    Stifel Financial's EV/EBITDA of 11.1 is above its 5-year median of 4.8.

  • P/S above the industry

    Stifel Financial's price-to-sales of 3.75 is above the Security Brokers, Dealers, and Flotation median of 2.99 (book value is negative, so we use sales).

  • Trading below fair value

    The share price of $66.69 is below our fair value estimate of $71.15.

  • Margin of safety under 20%

    The price is 6.3% below fair value, less than the 20% cushion we look for.

Growth2/6

  • Revenue growing 10%+ a year

    Revenue grew 11.4% a year over the last three fiscal years.

  • EPS growing under 10% a year

    Diluted EPS grew 3.3% a year over the last three fiscal years.

  • Earnings growth accelerating

    Net income grew 56.2% over the last twelve months, against a 5-year average of 6.3% a year.

  • Growing slower than the industry

    Revenue grew 11.0% over the last twelve months; the Security Brokers, Dealers, and Flotation median is 20.3%.

  • Company guidance

    No outlook found in earnings releases from the last twelve months.

  • Gross margin trend

    This company does not report gross profit.

Past performance3/6

  • Return on equity

    Needs positive equity and five years of results.

  • Return on invested capital

    Needs operating income and invested capital.

  • Return on equity against the industry

    Needs positive equity.

  • Earnings grew over 5 years

    Net income grew 6.3% a year on average over the last five fiscal years.

  • Net margin above its 5-year average

    Net margin was 14.3% over the last twelve months, against a 5-year average of 13.0%.

  • Net margin above the industry

    Stifel Financial's net margin of 14.3% is above the Security Brokers, Dealers, and Flotation median of 13.4%.

Financial health0/6

  • Debt level

    Needs debt and equity figures.

  • Debt trend

    Needs a balance sheet from five years ago with positive equity.

  • Debt coverage

    Needs operating cash flow.

  • Interest coverage

    Interest expense is not reported separately.

  • Short-term liquidity

    The balance sheet is not split into current and non-current items.

  • Elevated bankruptcy risk

    The Altman Z-score is 0.54; above 3 is the safe zone and below 1.8 the distress zone.

Dividend2/6

  • Pays a dividend

    Stifel Financial paid dividends worth 2.0% of the share price over the last twelve months.

  • Yield below Treasuries

    The 2.0% yield is below the 4.4% on a 1-year Treasury.

  • Yield below the top quarter

    The top quarter of US dividend payers yield 4.0% or more; Stifel Financial yields 2.0%.

  • Dividend not cut

    The dividend per share has not fallen by more than 10% in any of the last 10 fiscal years.

  • Earnings cover

    Needs dividends paid and net income.

  • Cash-flow cover

    Needs dividends paid and free cash flow.

Scores of similar companies

Fair value

How we estimate it

Our estimate per share

$71.15

The share price is 6% below this estimate.

20%+ below
Near fair value
20%+ above
$66.69Price
MethodMultiple usedOwn 5Y medianIndustry medianValue per shareWeight
P/E15.3×14.6×16.0×$85.3553%
EV/EBITDA9.0×4.8×13.2×$54.9347%
Earnings powerleft out, too far from the others11.0% cost of equity––$15.53–
Fair value$71.15100%

Valuation over time

Using the earnings and balance sheet published at each date, not today's.

  • P/E at month end
  • Own 5-year median 14.6
  • Security Brokers, Dealers, and Flotation median 16.0

An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.

Market risk

From the past year of daily prices.

Liquidity

Low risk

Average value traded per day
$101.49M
Value traded per 1% price move
$77.95M

Downside

Low risk

Typical loss in a bad month
14.3%
Volatility (annualized)
26%
Sharpe ratio, 1 year
-0.74
Beta to the S&P 500 (5Y)
1.21

Typical bad-month loss, week by week

25%: high

Margins

Share of revenue, fiscal years 2011 to 2025

Operating margin

–

Net margin

10.8%−2.4 pts over 5 years