RRBINasdaqState Commercial BanksFiscal year ends December 31
RED RIVER BANCSHARES INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$99.77−1.50 (-1.48%)
Close on Oct 19, 2026
- Market cap
- $659.99M
- P/E (TTM)
- 14.4
- Dividend yield
- 0.54%
Margins
Share of revenue, fiscal years 2017 to 2025
Net margin
34.1%+3.5 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +14.4% | +6.0% | +6.4% | – | |
| Net income | +24.9% | +5.0% | +8.7% | – | |
| EPS, diluted | +28.9% | +7.5% | +10.7% | – | |
| Free cash flow | +26.4% | +4.1% | +48.9% | – | |
| Dividend per share | +50.0% | +24.5% | +17.6% | – |
Returns and balance sheet
9 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2017 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | 10.5% | 12.5% | |
| Return on assets | – | 1.2% | 1.3% | |
| Capex to revenue | – | 7.6% | 2.1% | |
| Diluted shares | – | 7M | 7M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Red River Bancshares generated $231.32M from operations and spent $77.11M on capital expenditure, dividends and share buybacks. 31% of that went back into the business.
Generated
$231.32M
Used
$77.11M
Capital expenditure$24.24M31%Dividends$12.40M16%Share buybacks$40.46M52%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin34.1%
×Asset turnover0.04×
×Equity multiplier9.49×
=Return on equity, FY202512.5%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 34.1% | 0.04× | 9.49× | 12.5% |
| FY2024 | 31.2% | 0.03× | 10.07× | 11.0% |
| FY2023 | 32.4% | 0.03× | 10.90× | 12.2% |
| FY2022 | 35.0% | 0.03× | 11.19× | 13.1% |
| FY2021 | 34.2% | 0.03× | 10.05× | 11.3% |
| FY2020 | 30.5% | 0.04× | 8.62× | 10.5% |
| FY2019 | 31.2% | 0.04× | 8.64× | 11.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
6of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$42.76M
- Cash generatingOperating cash flow above zero$44.79M
- Return on assets improvedROA up on the prior year1.1% → 1.4%
- Earnings backed by cashOperating cash flow above net income$44.79M vs $42.76M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise7M → 7M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.04 → 0.04