BSVNNasdaqState Commercial BanksFiscal year ends December 31
Bank7 Corp.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$57.13−1.01 (-1.74%)
Close on Oct 19, 2026
- Market cap
- $548.68M
- P/E (TTM)
- 13.1
- Dividend yield
- 1.79%
Margins
Share of revenue, fiscal years 2015 to 2025
Net margin
44.7%+5.2 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -1.1% | +10.0% | +14.6% | – | |
| Net income | -5.8% | +13.3% | +17.5% | – | |
| EPS, diluted | -7.0% | +11.8% | +17.0% | – | |
| Free cash flow | -18.6% | +1.6% | +10.8% | – | |
| Dividend per share | +14.6% | +25.2% | +20.0% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 33.5% | 18.6% | 18.6% | |
| Return on assets | – | 2.0% | 2.3% | |
| Capex to revenue | 7.4% | 0.9% | 4.9% | |
| Diluted shares | 7M | 9M | 10M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Bank7 generated $220.15M from operations and spent $47.82M on capital expenditure, dividends and share buybacks. 26% of that went back into the business.
Generated
$220.15M
Used
$47.82M
Capital expenditure$12.66M26%Dividends$32.07M67%Share buybacks$3.09M6%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin44.7%
×Asset turnover0.05×
×Equity multiplier7.98×
=Return on equity, FY202518.6%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 44.7% | 0.05× | 7.98× | 18.6% |
| FY2024 | 46.9% | 0.06× | 9.16× | 23.8% |
| FY2023 | 30.8% | 0.05× | 10.67× | 18.0% |
| FY2022 | 41.0% | 0.05× | 10.81× | 21.8% |
| FY2021 | 41.7% | 0.05× | 10.08× | 19.7% |
| FY2020 | 39.5% | 0.05× | 9.08× | 18.6% |
| FY2019 | 18.9% | 0.05× | 8.68× | 8.7% |
| FY2018 | 61.0% | 0.06× | 9.35× | 31.7% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$43.07M
- Cash generatingOperating cash flow above zero$46.14M
- Return on assets improvedROA up on the prior year2.6% → 2.5%
- Earnings backed by cashOperating cash flow above net income$46.14M vs $43.07M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise9M → 10M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.06 → 0.06