CWBCNasdaqState Commercial BanksFiscal year ends December 31
Community West Bancshares
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$25.21−0.54 (-2.10%)
Close on Oct 19, 2026
- Market cap
- $683.42M
- P/E (TTM)
- 13.6
- Dividend yield
- 1.90%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
26.0%+0.0 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +25.6% | +20.1% | +13.4% | +11.3% | |
| Net income | +397.9% | +12.7% | +13.4% | +13.3% | |
| EPS, diluted | +344.4% | -4.1% | +4.3% | +7.2% | |
| Free cash flow | +154.1% | +23.2% | +23.0% | +10.0% | |
| Dividend per share | 0.0% | 0.0% | +1.8% | +10.3% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 10.0% | 8.6% | 9.9% | |
| Return on assets | 1.1% | 1.1% | 1.1% | |
| Capex to revenue | 1.6% | 1.9% | 1.7% | |
| Diluted shares | 11M | 13M | 19M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Community West Bancshares generated $162.38M from operations and spent $118.31M on capital expenditure, dividends and share buybacks. 16% of that went back into the business.
Generated
$162.38M
Used
$118.31M
Capital expenditure$18.77M16%Dividends$78.92M67%Share buybacks$20.62M17%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin26.0%
×Asset turnover0.04×
×Equity multiplier9.34×
=Return on equity, FY20259.9%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 26.0% | 0.04× | 9.34× | 9.9% |
| FY2024 | 6.6% | 0.04× | 10.45× | 2.7% |
| FY2023 | 28.5% | 0.04× | 12.85× | 13.5% |
| FY2022 | 31.5% | 0.03× | 11.64× | 12.7% |
| FY2021 | 34.8% | 0.04× | 9.04× | 11.5% |
| FY2020 | 26.0% | 0.04× | 7.61× | 8.6% |
| FY2019 | 27.8% | 0.05× | 7.00× | 9.6% |
| FY2018 | 29.2% | 0.05× | 7.45× | 9.9% |
| FY2017 | 20.9% | 0.04× | 8.31× | 7.5% |
| FY2016 | 27.5% | 0.04× | 8.97× | 10.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$38.17M
- Cash generatingOperating cash flow above zero$46.12M
- Return on assets improvedROA up on the prior year0.3% → 1.1%
- Earnings backed by cashOperating cash flow above net income$46.12M vs $38.17M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise17M → 19M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.05 → 0.04