PROVNasdaqSavings Institution, Federally CharteredFiscal year ends June 30

PROVIDENT FINANCIAL HOLDINGS INC

Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Sep 2, 2026

$18.11−0.04 (-0.19%)

Close on Oct 19, 2026

Market cap: $114.61M
P/E (TTM): 17.6
Dividend yield: 3.09%

PROVIDENT FINANCIAL HOLDINGS INC balance sheet

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2026 2026-06-30	FY 2025 2025-06-30	FY 2024 2024-06-30	FY 2023 2023-06-30	FY 2022 2022-06-30	FY 2021 2021-06-30	FY 2020 2020-06-30	FY 2019 2019-06-30	FY 2018 2018-06-30	FY 2017 2017-06-30	FY 2016 2016-06-30	FY 2015 2015-06-30	FY 2014 2014-06-30	FY 2013 2013-06-30	FY 2012 2012-06-30	FY 2011 2011-06-30	FY 2010 2010-06-30
Cash & Equivalents	49	53	51	66	23	70	116	71	43	73	51	81	119	194	145	143	–
Cash & Short-Term Investments	49	53	51	66	23	70	116	71	43	73	51	81	119	194	145	143	–
Property, Plant & Equipment	9.23	9.32	9.31	9.23	8.83	9.38	10	8.23	8.70	6.64	6.04	5.42	6.37	6.69	6.60	4.81	–
Gross Property, Plant & Equipment	24	24	24	24	23	23	24	21	22	22	20	19	20	20	19	–	–
Accumulated Depreciation	-15	-15	-15	-15	-14	-14	-14	-13	-13	-15	-14	-14	-14	-13	-12	–	–
Operating Lease Right-of-Use Assets	2.09	1.65	1.36	2.15	1.97	2.12	2.53	–	–	–	–	–	–	–	–	–	–
Total Assets	1,208	1,246	1,272	1,333	1,187	1,184	1,177	1,085	1,176	1,201	1,171	1,175	1,106	1,211	1,261	1,314	–
Operating Lease Liabilities	2.10	1.68	1.41	2.17	2.00	2.19	2.64	–	–	–	–	–	–	–	–	–	–
Total Liabilities	1,082	1,117	1,142	1,203	1,058	1,056	1,053	964	1,055	1,072	1,038	1,033	960	1,051	1,116	1,173	–
Preferred Stock	–	–	–	–	–	0	0	0	–	–	–	–	–	–	–	–	–
Common Stock	0.18	0.18	0.18	0.18	0.18	0.18	0.18	0.18	0.18	–	–	–	–	–	–	–	–
Additional Paid-In Capital	100	99	99	100	99	98	96	94	95	93	91	89	88	88	87	85	–
Retained Earnings	215	212	210	207	203	198	194	191	191	193	192	188	182	180	157	147	–
Treasury Stock	-189	-183	-179	-177	-173	-169	-166	-165	-166	-158	-150	-136	-125	-108	-99	93	–
Comprehensive Income & Other	0.01	0.02	0.00	-0.04	0.00	0.07	0.10	0.16	0.21	0.23	0.31	0.33	0.39	0.55	0.63	0.64	0.63
Shareholders' Equity	126	129	130	130	129	127	124	121	120	128	133	141	146	160	145	141	–
Total Equity	126	129	130	130	129	127	124	121	120	128	133	141	146	160	145	141	–
Total Liabilities & Equity	1,208	1,246	1,272	1,333	1,187	1,184	1,177	1,085	1,176	1,201	1,171	1,175	1,106	1,211	1,261	1,314	–
Shares Outstanding(shares)	6.26	6.58	6.85	7.04	7.29	7.54	7.44	7.49	7.42	7.71	7.98	8.63	9.31	10	11	11	–
Loans, Net	1,033	1,046	1,053	1,078	940	851	903	880	903	905	840	814	772	748	797	–	–
Allowance for Credit Losses	5.85	6.42	7.07	5.95	5.56	7.59	8.27	7.08	7.39	8.04	8.67	8.72	9.74	15	21	8.72	21
Deposits	910	889	888	951	956	938	893	841	908	927	926	924	898	923	961	946	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 16.6%
Return on equity, FY2026: 5.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 17.6
Price to sales: 2.86
Price to book: 0.91
Dividend yield: 3.09%