Ponce Financial Group, Inc. (PDLB) stock
PDLBNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 15/3014% below fair value
$22.18−0.02 (-0.09%)
Close on Nov 13, 2026Market cap $536.49MP/E 11.7Yield –
Ponce Financial profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Ponce Financial's profit margin for the twelve months ending Sep 30, 2026 was 35.5%. For fiscal 2025 it was 26.3%, against 13.1% the year before. The highest annual figure on record is 27.2% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 26.3% | +13.2 |
| FY2024 | Dec 31, 2024 | 13.1% | +8.7 |
| FY2023 | Dec 31, 2023 | 4.4% | +45.5 |
| FY2022 | Dec 31, 2022 | -41.1% | −68.3 |
| FY2021 | Dec 31, 2021 | 27.2% | +20.2 |
| FY2020 | Dec 31, 2020 | 7.0% | +19.5 |
| FY2019 | Dec 31, 2019 | -12.6% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 52.4% | +28.0 |
| Q2 FY2026 | Jun 30, 2026 | 26.9% | +3.9 |
| Q1 FY2026 | Mar 31, 2026 | 28.5% | +4.2 |
| Q4 FY2025 | Dec 31, 2025 | 32.3% | +19.4 |
| Q3 FY2025 | Sep 30, 2025 | 24.3% | +12.3 |
| Q2 FY2025 | Jun 30, 2025 | 23.0% | +7.2 |
| Q1 FY2025 | Mar 31, 2025 | 24.2% | +12.5 |
| Q4 FY2024 | Dec 31, 2024 | 12.8% | +10.0 |
| Q3 FY2024 | Sep 30, 2024 | 12.1% | +0.4 |
| Q2 FY2024 | Jun 30, 2024 | 15.8% | +16.3 |
| Q1 FY2024 | Mar 31, 2024 | 11.8% | +9.8 |
| Q4 FY2023 | Dec 31, 2023 | 2.8% | +58.3 |
| Q3 FY2023 | Sep 30, 2023 | 11.7% | +88.5 |
| Q2 FY2023 | Jun 30, 2023 | -0.5% | −4.9 |
| Q1 FY2023 | Mar 31, 2023 | 1.9% | +36.8 |
| Q4 FY2022 | Dec 31, 2022 | -55.5% | −97.2 |
| Q3 FY2022 | Sep 30, 2022 | -76.8% | −87.8 |
| Q2 FY2022 | Jun 30, 2022 | 4.4% | −22.5 |
| Q1 FY2022 | Mar 31, 2022 | -34.9% | −49.5 |
| Q4 FY2021 | Dec 31, 2021 | 41.7% | +31.8 |
| Q3 FY2021 | Sep 30, 2021 | 11.0% | −11.2 |
| Q2 FY2021 | Jun 30, 2021 | 26.9% | +32.5 |
| Q1 FY2021 | Mar 31, 2021 | 14.6% | +26.1 |
| Q4 FY2020 | Dec 31, 2020 | 9.9% | – |
| Q3 FY2020 | Sep 30, 2020 | 22.1% | – |
| Q2 FY2020 | Jun 30, 2020 | -5.7% | – |
| Q1 FY2020 | Mar 31, 2020 | -11.5% | – |
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