BCB Bancorp vs Ponce Financial
BCBP and PDLB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BCBP and PDLB compare
Ponce Financial is the larger company, worth 3.2 times as much as BCB Bancorp ($537M against $166M).
Ponce Financial grew revenue faster over the last twelve months (27.3% versus 3.2% for BCB Bancorp).
Ponce Financial keeps more of each dollar of sales as profit, with a net margin of 35.5% compared with −152% at BCB Bancorp.
BCB Bancorp pays a dividend yielding 1.7%; Ponce Financial does not pay one.
Ponce Financial scores higher on the StockData Score (15 against 6 for BCB Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BCBP | PDLB |
|---|---|---|
| Size and price | ||
| Market cap | $166M | $537M |
| Share price | $9.17 | $22.20 |
| Change, 1 year | 17.7% | 42.4% |
| Change, 5 years | −39.6% | 46.8% |
| Beta (5Y) | 0.54 | 0.48 |
| Employees | 295 | 216 |
| StockData Score | ||
| Total score | 6 | 15 (better) |
| Valuation score | 2 | 4 (better) |
| Growth score | 0 | 3 (better) |
| Performance score | 0 | 5 (better) |
| Health score | 1 | 3 (better) |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/E | – | 11.7× |
| P/S | 1.6× (better) | 4.2× |
| P/B | 0.7× (better) | 0.9× |
| P/FCF | 5.4× (better) | 7.6× |
| FCF yield | 18.4% (better) | 13.1% |
| Fair value | – | $25.67 |
| Margin of safety | – | 13.5% |
| Growth | ||
| Revenue growth (TTM) | 3.2% | 27.3% (better) |
| Revenue growth, 5Y average | 1.8% | 14.6% (better) |
| Net income growth (TTM) | −5664% | 112% (better) |
| EPS growth (TTM) | −16580% | 112% (better) |
| EPS growth, 5Y average | – | 39.2% |
| Profitability | ||
| Net margin | −152% | 35.5% (better) |
| FCF margin | 30.0% | 54.8% (better) |
| Return on equity | −54.7% | 8.2% (better) |
| Financial health | ||
| Altman Z-score | 0.06 | 0.20 (better) |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.7% | – |
| Years of dividend growth | 0 | – |
| Dividend growth, 5Y average | 2.7% | – |
| Buyback yield | −55.5% | – |
| Shareholder yield | −53.7% | 0.00% (better) |
| Ownership | ||
| Held by institutions | 43.7% | 47.9% |
| Held by insiders | 19.4% | 5.6% |
| Insider net buying, 12 months | $1.4M (better) | −$184K |
| Short interest, % of float | 11.0% | 2.7% |
Go deeper
- BCBP stock overview
- BCBP income statement
- BCBP valuation and score
- PDLB stock overview
- PDLB income statement
- PDLB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.