PDLBNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Ponce Financial Group, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$20.03−0.10 (-0.50%)
Close on Oct 19, 2026
- Market cap
- $470.87M
- P/E (TTM)
- 14.3
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
47.9%
12M of 24M shares
Institutional holders
87
7 new, 10 sold out
Net institutional buying
-0M
In Q2 2026
Insider trades, 12 months
0 buys · 1 sales
Net sold $183.72K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Ponce Bank Employees Stock Ownership Plan with 401(k) Provisions | 1,947,667 | 8.10% | 13G (passive) | Dec 31, 2024 |
| T. Rowe Price Investment Management, Inc. | 1,896,773 | 7.90% | 13G (passive) amendment | Dec 31, 2025 |
| Ponce Bank Employees Stock Ownership Plan with 401(k) Provisions; Pentegra Trust Company, Trustee | 1,873,224 | 7.70% | 13G (passive) amendment | Mar 31, 2026 |
| M3F, Inc. | 1,855,981 | 7.73% | 13G (passive) amendment | Dec 31, 2025 |
| BlackRock, Inc. | 1,646,090 | 7.00% | 13G (passive) | Dec 31, 2023 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of PDLB | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| T. Rowe Price Investment Management, Inc. | 1,912,897 | 7.91% | $38.14K | +7,750 | 0.03% |
| BlackRock, Inc. | 1,735,395 | 7.17% | $34.60M | +113,644 | 0.00% |
| M3F, Inc. | 1,698,960 | 7.02% | $33.88K | −305,000 | 8.02% |
| Dimensional Fund Advisors LP | 954,536 | 3.95% | $19.03M | +15,436 | 0.00% |
| Vanguard Capital Management LLC | 877,782 | 3.63% | $17.50M | +7,416 | 0.00% |
| Bank Of America Corp /De/ | 508,102 | 2.10% | $10.13M | +3,544 | 0.00% |
| Geode Capital Management, LLC | 496,282 | 2.05% | $9.90M | +32,967 | 0.00% |
| State Street Corp | 380,812 | 1.57% | $7.59M | +41,893 | 0.00% |
| Alliancebernstein L.P. | 358,482 | 1.48% | $5.99M | +69,450 | 0.00% |
| American Century Companies Inc | 234,908 | 0.97% | $4.68M | +192,014 | 0.00% |
| Renaissance Technologies LLC | 231,135 | 0.96% | $4.61M | −11,000 | 0.01% |
| Mangrove Partners | 191,343 | 0.79% | $3.82M | – | 0.25% |
| First Pacific Advisors, LP | 181,562 | 0.75% | $3.62M | – | 0.04% |
| Northern Trust Corp | 162,592 | 0.67% | $3.24M | +15,211 | 0.00% |
| Marshall Wace, Llp | 151,268 | 0.63% | $3.02M | −23,124 | 0.00% |
| Vanguard Fiduciary Trust Co | 139,750 | 0.58% | $2.79M | +1,651 | 0.00% |
| Vanguard Portfolio Management LLC | 135,780 | 0.56% | $2.71M | +23,175 | 0.00% |
| Connor, Clark & Lunn Investment Management Ltd. | 130,000 | 0.54% | $2.59M | +11,244 | 0.00% |
| Empirical Finance, LLC | 114,179 | 0.47% | $2.28M | −133,210 | 0.09% |
| Algert Global LLC | 89,948 | 0.37% | $1.79M | +41,030 | 0.02% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 87 | 12M | 47.9% | 7 / 39 | 25 / 10 | 1M | 1M |
| Q1 2026 | 91 | 12M | 48.7% | 18 / 32 | 24 / 6 | 2M | 1M |
| Q4 2025 | 81 | 12M | 50.1% | 10 / 33 | 21 / 6 | 1M | 1M |
| Q3 2025 | 77 | 11M | 47.4% | 5 / 29 | 21 / 3 | 0M | 0M |
| Q2 2025 | 75 | 11M | 47.0% | 13 / 29 | 19 / 10 | 1M | 1M |
| Q1 2025 | 73 | 12M | 48.1% | 9 / 14 | 31 / 3 | 1M | 1M |
| Q4 2024 | 68 | 12M | 47.6% | 12 / 26 | 16 / 6 | 0M | 0M |
| Q3 2024 | 62 | 11M | 46.8% | 11 / 22 | 12 / 3 | 2M | 0M |
| Q2 2024 | 55 | 11M | 45.2% | 9 / 17 | 15 / 5 | 0M | 0M |
| Q1 2024 | 51 | 11M | 45.2% | 5 / 15 | 20 / 7 | 0M | 1M |
| Q4 2023 | 53 | 11M | 46.1% | 9 / 17 | 14 / 5 | 1M | 0M |
| Q3 2023 | 49 | 11M | 44.6% | 3 / 12 | 16 / 3 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of PDLB | Value | % of fund | As of |
|---|---|---|---|---|---|
| T. Rowe Price Small-Cap Value Fund, Inc. | 1,120,150 | 4.63% | $22.34M | 0.21% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 621,846 | 2.57% | $12.40M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 510,027 | 2.11% | $10.17M | 0.01% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 235,839 | 0.98% | $4.70M | 0.00% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 209,327 | 0.87% | $4.22M | 0.01% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 194,646 | 0.80% | $3.88M | 0.03% | Jun 30, 2026 |
| U.S. Targeted Value Portfolio | 145,118 | 0.60% | $2.93M | 0.02% | Jul 31, 2026 |
| U.S. Small Cap Value Portfolio | 125,222 | 0.52% | $2.53M | 0.01% | Jul 31, 2026 |
| Dimensional U.S. Targeted Value ETF | 123,461 | 0.51% | $2.49M | 0.02% | Jul 31, 2026 |
| Avantis U.S. Small Cap Value ETF | 114,065 | 0.47% | $2.15M | 0.01% | May 31, 2026 |
| U.S. Small Cap Portfolio | 103,581 | 0.43% | $2.09M | 0.01% | Jul 31, 2026 |
| Vanguard Russell 2000 Index Fund | 101,207 | 0.42% | $1.91M | 0.01% | May 31, 2026 |
| iShares Core S&P Total U.S. Stock Market ETF | 101,085 | 0.42% | $2.02M | 0.00% | Jun 30, 2026 |
| Fidelity Extended Market Index Fund | 99,679 | 0.41% | $1.88M | 0.00% | May 31, 2026 |
| Dimensional U.S. Small Cap ETF | 80,539 | 0.33% | $1.63M | 0.01% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Steven Tsavaris | Executive Chairman, Director | 572,162 | 2.37% | Jan 26, 2026 |
| Carlos P. Naudon | President & CEO, Director | 596,379 | 2.47% | Jan 26, 2026 |
| Ioannis Kouzilos | EVP & Chief Lending Officer | 49,431 | 0.20% | Feb 13, 2026 |
| Melissa Antonia DeLeon | Chief Human Resources Officer | 11,512 | 0.05% | Feb 10, 2026 |
| Betty Yolainy Campiz | EVP and Chief Banking Officer | 25,462 | 0.11% | Feb 10, 2026 |
| Sergio Javier Vaccaro | Chief Financial Officer | 62,660 | 0.26% | Jan 26, 2026 |
| Madeline V. Marquez | Chief External Affairs Officer | 9,495 | 0.04% | Jan 26, 2026 |
| Luis Gerardo Gonzalez Jr. | Chief Operating Officer | 33,171 | 0.14% | Jan 26, 2026 |
| Marlene Cintron | Director | 3,500 | 0.01% | Mar 31, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Ioannis Kouzilos EVP & Chief Lending Officer | Feb 11, 2026 | Sale | −10,929 | $16.81 | $183.72K | 37,077 |
| Ioannis Kouzilos EVP & Chief Lending Officer | Feb 11, 2026 | Option exercise | +2,929 | $10.44 | $30.58K | 40,006 |
| Ioannis Kouzilos EVP & Chief Lending Officer | Feb 11, 2026 | Option exercise | +4,000 | $13.31 | $53.24K | 44,006 |
| Ioannis Kouzilos EVP & Chief Lending Officer | Feb 11, 2026 | Option exercise | +2,000 | $10.33 | $20.66K | 46,006 |
| Ioannis Kouzilos EVP & Chief Lending Officer | Feb 11, 2026 | Option exercise | +2,000 | $10.52 | $21.04K | 48,006 |
| Melissa Antonia DeLeon Chief Human Resources Officer | Feb 9, 2026 | Award | +5,000 | – | – | 5,000 |
| Betty Yolainy Campiz EVP and Chief Banking Officer | Feb 9, 2026 | Award | +10,000 | – | – | 17,500 |
| Luis Gerardo Gonzalez Jr. Chief Operating Officer | Jan 22, 2026 | Award | +5,000 | – | – | 30,252 |
| Steven Tsavaris Executive Chairman, Director | Jan 22, 2026 | Award | +15,000 | – | – | 531,491 |
| Ioannis Kouzilos EVP & Chief Lending Officer | Jan 22, 2026 | Award | +5,000 | – | – | 37,077 |
| Sergio Javier Vaccaro Chief Financial Officer | Jan 22, 2026 | Award | +10,000 | – | – | 60,000 |
| Carlos P. Naudon President & CEO, Director | Jan 22, 2026 | Award | +15,000 | – | – | 473,743 |
| Madeline V. Marquez Chief External Affairs Officer | Dec 7, 2025 | Tax withholding | −121 | $15.72 | $1.90K | 3,676 |
| Ioannis Kouzilos EVP & Chief Lending Officer | Feb 4, 2025 | Award | +5,000 | – | – | 32,077 |
| Luis Gerardo Gonzalez Jr. Chief Operating Officer | Feb 4, 2025 | Award | +5,000 | – | – | 25,252 |
| Sergio Javier Vaccaro Chief Financial Officer | Feb 4, 2025 | Award | +5,000 | – | – | 50,000 |
| Madeline V. Marquez Chief External Affairs Officer | Dec 9, 2024 | Tax withholding | −121 | $12.98 | $1.57K | 3,797 |
| Madeline V. Marquez Chief External Affairs Officer | Dec 4, 2024 | Tax withholding | −252 | $13.17 | $3.32K | 3,918 |
| Frank Perez Chief InvestorRelationsOfficer | Dec 7, 2023 | Award | +2,500 | $10.33 | $25.83K | 50,173 |
| Carlos P. Naudon President & CEO, Director | Dec 7, 2023 | Award | +211,476 | $10.33 | $2.18M | 458,743 |
| Nick R. Lugo Director | Dec 7, 2023 | Award | +28,530 | $10.33 | $294.71K | 127,555 |
| Sergio Javier Vaccaro Chief Financial Officer | Dec 7, 2023 | Award | +35,000 | $10.33 | $361.55K | 45,000 |
| Steven Tsavaris Executive Chairman, Director | Dec 7, 2023 | Award | +211,476 | $10.33 | $2.18M | 516,491 |
| William Feldman Director | Dec 7, 2023 | Award | +28,530 | $10.33 | $294.71K | 87,810 |
| Julio Gurman Director | Dec 7, 2023 | Award | +28,530 | $10.33 | $294.71K | 74,653 |
| James C. Demetriou Director | Dec 7, 2023 | Award | +28,530 | $10.33 | $294.71K | 131,509 |
| Luis Gerardo Gonzalez Jr. Chief Operating Officer | Dec 7, 2023 | Award | +18,333 | $10.33 | $189.38K | 20,252 |
| Ioannis Kouzilos EVP & Chief Lending Officer | Dec 7, 2023 | Award | +8,333 | $10.33 | $86.08K | 27,077 |
| Madeline V. Marquez Chief External Affairs Officer | Dec 7, 2023 | Award | +1,666 | $10.33 | $17.21K | 4,170 |
| Maria Alvarez Director | Dec 7, 2023 | Award | +28,530 | $10.33 | $294.71K | 72,593 |
| James Perez Director | Dec 7, 2023 | Award | +28,530 | $10.33 | $294.71K | 63,181 |
| Madeline V. Marquez Chief External Affairs Officer | Dec 4, 2023 | Tax withholding | −246 | $9.15 | $2.25K | 2,504 |
| Michael J. Lagoudis Senior Vice President | Jul 24, 2023 | Tax withholding | −321 | $9.40 | $3.02K | 18,876 |
| Carlos P. Naudon President & CEO, Director | May 2, 2023 | Buy | +5,000 | $6.82 | $34.10K | 89,659 |
| Carlos P. Naudon President & CEO, Director | Mar 13, 2023 | Buy | +7,500 | $7.23 | $54.23K | 84,659 |
| Steven Tsavaris Executive Chairman, Director | Mar 10, 2023 | Buy | +4,700 | $8.58 | $40.33K | 305,015 |
| Carlos P. Naudon President & CEO, Director | Mar 10, 2023 | Buy | +5,000 | $8.23 | $41.15K | 77,159 |
| Luis Gerardo Gonzalez Jr. Chief Operating Officer | Mar 10, 2023 | Buy | +612.75 | $8.16 | $5.00K | 1,919 |
| Carlos P. Naudon President & CEO, Director | Mar 7, 2023 | Buy | +5,000 | $8.99 | $44.95K | 72,159 |
| Luis Gerardo Gonzalez Jr. Chief Operating Officer | Feb 9, 2023 | Buy | +1,081.3 | $9.25 | $10.00K | 1,306 |
| Carlos P. Naudon President & CEO, Director | Feb 3, 2023 | Buy | +10,000 | $9.42 | $94.20K | 67,159 |
| Carlos P. Naudon President & CEO, Director | Feb 3, 2023 | Buy | +5,000 | $9.39 | $46.95K | 57,159 |
| David Rodriguez Chief Relationship Officer | Dec 8, 2022 | Sale | −323 | $9.84 | $3.18K | 3,111 |
| Madeline V. Marquez Chief External Affairs Officer | Dec 5, 2022 | Tax withholding | −245 | $9.86 | $2.42K | 2,750 |
| Michael J. Lagoudis Senior Vice President | Jul 23, 2022 | Tax withholding | −1,731 | $9.31 | $16.12K | 19,197 |
| Maria Alvarez Director | Jun 13, 2022 | Buy | +1,091 | $9.16 | $9.99K | 44,063 |
| Nick R. Lugo Director | Jun 6, 2022 | Buy | +1,046 | $9.55 | $9.99K | 99,025 |
| Sergio Javier Vaccaro Chief Financial Officer | Jun 6, 2022 | Buy | +10,000 | $9.24 | $92.40K | 10,000 |
| Steven Tsavaris Executive Chairman, Director | Jun 3, 2022 | Buy | +2,000 | $9.56 | $19.12K | 300,315 |
| Carlos P. Naudon President & CEO, Director | Jun 2, 2022 | Buy | +1,500 | $9.53 | $14.29K | 247,267 |
| Luis Gerardo Gonzalez Jr. Chief Operating Officer | Jun 2, 2022 | Buy | +225.18 | $9.51 | $2.14K | 225 |
| Luis Gerardo Gonzalez Jr. Chief Operating Officer | May 9, 2022 | Sale | −107 | $9.26 | $991 | 0 |
| Luis Gerardo Gonzalez Jr. Chief Operating Officer | May 9, 2022 | Buy | +107 | $9.29 | $994 | 107 |
| Nick R. Lugo Director | Apr 1, 2022 | Award | +4,651 | – | – | 97,979 |
| James C. Demetriou Director | Apr 1, 2022 | Award | +4,651 | – | – | 102,979 |
| Julio Gurman Director | Apr 1, 2022 | Award | +4,651 | – | – | 46,123 |
| James Perez Director | Apr 1, 2022 | Award | +4,651 | – | – | 34,651 |
| Frank Perez Chief Financial Officer | Apr 1, 2022 | Award | +7,906 | – | – | 47,673 |
| Steven Tsavaris Executive Chairman, Director | Apr 1, 2022 | Award | +16,277 | – | – | 298,315 |
| William Feldman Director | Apr 1, 2022 | Award | +4,651 | – | – | 59,280 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.