Ponce Financial Group, Inc.
Close on Oct 19, 2026
- Market cap
- $470.87M
- P/E (TTM)
- 14.3
- Dividend yield
- –
About Ponce Financial
Savings Institution, Federally Chartered, SIC 6035
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank, National Association. The institution provides retail and commercial banking products, such as demand, savings, money market, and certificate of deposit accounts. Its principal lending activities center on real estate financing, encompassing construction and land loans, multifamily residential mortgages, nonresidential property loans, and one-to-four family residential mortgages, alongside commercial, industrial, and consumer loans. Ponce Bank is certified as a Community Development Financial Institution, a Minority Depository Institution, and a Small Business Administration lender, serving immigrant communities, local laborers, businesses, and real estate developers.
Headquartered in the Bronx, New York, the company focuses its operations within the New York City metropolitan area. Its physical network comprises an administrative office, 13 full-service branch offices, two mortgage loan offices, one standalone ATM location, and an out-of-state representative office. Specifically, banking branches and the standalone ATM are distributed across the Bronx, Queens, Brooklyn, Manhattan, and Union City, New Jersey, supplemented by mortgage offices in Queens and Bergenfield, New Jersey, and a representative office in Coral Gables, Florida.
Summary of the business section of Ponce Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Ponce Financial Group, Inc.
- Founded
- 1960
- Headquarters
- Bronx, NY
- Address
- 2244 Westchester Ave 10462
- Phone
- 718-931-9000EXT.1168
- Website
- poncebank.com
- Employees
- 216, Dec 31, 2025
- Industry
- Savings Institution, Federally Chartered
- Incorporated in
- Maryland
- Fiscal year ends
- December 31
- Auditor
- Forvis Mazars, LLP, New York, New York, USA
Stock & identifiers
- Ticker
- PDLB
- Exchange
- Nasdaq
- Shares outstanding
- 24M, Aug 4, 2026
- Public float
- $311.89M, Jun 30, 2025
- Filer category
- Accelerated filer
- SEC CIK
- 1874071
- CUSIP
- 732344106
- ISIN
- US7323441060
- LEI
- 549300VUVEHMJWOD0Y07
- EIN
- 00-0000000
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Steven Tsavaris | Executive Chairman, Director | 572,162 |
| Carlos P. Naudon | President & CEO, Director | 596,379 |
| Ioannis Kouzilos | EVP & Chief Lending Officer | 49,431 |
| Melissa Antonia DeLeon | Chief Human Resources Officer | 11,512 |
| Betty Yolainy Campiz | EVP and Chief Banking Officer | 25,462 |
| Sergio Javier Vaccaro | Chief Financial Officer | 62,660 |
| Madeline V. Marquez | Chief External Affairs Officer | 9,495 |
| Luis Gerardo Gonzalez Jr. | Chief Operating Officer | 33,171 |
| Marlene Cintron | Director | 3,500 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Mr. Naudon | $1.55M | $2.09M | $1.03M | $217 | – |
| FY2024 Mr. Naudon | $1.19M | $1.88M | $842.01K | $173 | – |
| FY2023 Mr. Naudon | $3.66M | $3.83M | $2.24M | $130 | – |
| FY2022 Mr. Naudon | $1.32M | $1.31M | $830.61K | $124 | – |
| FY2021 Mr. Naudon | $1.19M | $1.63M | $754.42K | $138 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of December 31, 2025, the Company had 216 full-time equivalent employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Jun 4, 2024 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Jan 27, 2022 | Listing | Registration of securities on an exchange (Form 8-A) |