OVLYNasdaqState Commercial BanksFiscal year ends December 31
Oak Valley Bancorp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026
$33.66−0.29 (-0.85%)
Close on Oct 19, 2026
- Market cap
- $280.49M
- P/E (TTM)
- 11.9
- Dividend yield
- 1.78%
Oak Valley Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Market Cap | $283.17M | $679.86M |
| Enterprise Value | $88.37M | $408.94M |
| PE Ratio | 11.94 | 11.99 |
| PS Ratio | 3.38 | 3.59 |
| PB Ratio | 1.30 | 1.18 |
| P/TBV Ratio | 1.30 | 1.41 |
| P/FCF Ratio | 11.57 | 10.89 |
| P/OCF Ratio | 10.78 | 10.01 |
Enterprise value
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| EV / Sales | 1.05 | 2.76 |
| EV / FCF | 3.61 | 8.23 |
Income (trailing twelve months)
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Revenue | $83.84M | $170.85M |
| Pretax Income | $29.92M | $70.12M |
| Net Income | $23.45M | $54.33M |
| EPS (Diluted) | $2.82 | $2.91 |
Margins
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 35.7% | 36.5% |
| Profit Margin | 28.0% | 29.1% |
| FCF Margin | 29.2% | 33.2% |
Returns
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.6% | 10.6% |
| Return on Assets (ROA) | 1.20% | 1.12% |
Growth
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 7.41% | 11.8% |
| Net Income Growth (YoY) | -3.16% | 23.2% |
| EPS Growth (YoY) | -3.75% | 23.1% |
| FCF Growth (YoY) | 4.43% | 28.5% |
| Revenue Growth (3Y CAGR) | 7.58% | 5.82% |
| Revenue Growth (5Y CAGR) | 10.4% | 6.17% |
| EPS Growth (3Y CAGR) | 1.06% | 1.31% |
| EPS Growth (5Y CAGR) | 11.4% | 8.24% |
Balance sheet
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $194.80M | $205.54M |
| Net Cash (Debt) | $194.80M | $164.40M |
| Net Cash Per Share | $23.16 | $8.13 |
| Equity (Book Value) | $217.03M | $563.88M |
| Book Value Per Share | $25.80 | $28.47 |
| Tangible Book Value | $217.03M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $26.27M | $61.52M |
| Capital Expenditures | -$1.79M | -$4.08M |
| Free Cash Flow | $24.48M | $52.15M |
| FCF Per Share | $2.91 | $3.05 |
Efficiency
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $342.19K | $353.78K |
| Profits Per Employee | $95.72K | $107.28K |
| Employee Count | 245 | 489 |
Dividends and yields
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 8.28% | 8.13% |
| FCF Yield | 8.64% | 8.91% |
| Dividend Yield | 1.78% | 2.48% |
| Shareholder Yield | 1.78% | 3.13% |
| Dividend Per Share | $0.60 | $0.93 |
| Dividend Growth (YoY) | 33.3% | 4.26% |
| Years of Dividend Growth | 5 | 2 |
| Payout Ratio | 24.1% | 29.3% |
| FCF Payout Ratio | 23.1% | 26.0% |
Shares
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 8,412,710 | 18,839,100 |
| Shares Change (YoY) | 0.46% | 0.40% |
| Shares Change (QoQ) | 0.00% | 0.00% |
| Float | 6,486,030 | 17,061,900 |
| Shares Held by Insiders | 22.9% | 5.89% |
| Shares Held by Institutions | 35.0% | 61.9% |
Taxes
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Income Tax | $6.47M | $14.50M |
| Effective Tax Rate | 21.6% | 21.1% |
Scores
| Measure | Oak Valley Bancorp | Industry median |
|---|---|---|
| Graham Number | $40.46 | $45.31 |
| Graham Upside | 20.2% | 21.9% |
| Altman Z-Score | 0.28 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Oak Valley Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.