OVLYNasdaqState Commercial BanksFiscal year ends December 31

Oak Valley Bancorp

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026

$33.66−0.29 (-0.85%)

Close on Oct 19, 2026

Market cap: $280.49M
P/E (TTM): 11.9
Dividend yield: 1.78%

Oak Valley Bancorp income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31
Revenue	82	77	82	66	54	50	46	43	40	36	30	29	28	28	28	28
Advertising Expenses	1.05	0.92	0.37	0.36	0.41	0.40	0.30	0.24	0.23	0.20	0.19	0.22	0.20	0.17	0.16	–
Interest Expense	–	–	4.86	1.12	0.97	1.15	1.57	1.61	1.07	0.76	0.62	0.65	0.83	1.14	1.65	2.92
Gain (Loss) on Sale of Assets	–	–	–	–	–	–	0	0.00	0.11	0.00	0.01	0.00	-0.03	0.02	0	–
Pretax Income	31	32	40	30	22	18	17	15	15	11	6.96	11	8.60	8.60	9.04	6.98
Income Tax Expense	6.74	7.24	9.46	6.79	5.34	4.06	4.20	3.81	6.15	3.47	2.05	3.57	2.71	2.81	3.18	2.35
Net Income incl. Noncontrolling Interests	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	4.63
Net Income	24	25	31	23	16	14	12	12	9.09	7.67	4.91	7.12	5.89	5.78	5.86	4.63
Net Income to Common	–	–	–	–	–	–	–	–	–	–	–	7.12	5.82	5.33	4.70	3.79
EPS (Basic)(per share)	2.90	3.04	3.76	2.80	2.01	1.68	1.54	1.43	1.13	0.95	0.61	0.90	0.75	0.69	0.61	0.49
EPS (Diluted)(per share)	2.88	3.02	3.75	2.79	2.00	1.68	1.54	1.42	1.13	0.95	0.61	0.89	0.74	0.69	0.61	0.49
Shares Outstanding (Basic, Weighted)(shares)	8.24	8.22	8.19	8.17	8.15	8.12	8.10	8.08	8.06	8.05	7.99	7.94	7.80	7.74	7.71	–
Shares Outstanding (Diluted, Weighted)(shares)	8.29	8.26	8.23	8.20	8.18	8.14	8.12	8.10	8.08	8.08	8.04	7.99	7.85	7.77	7.74	–
Dividend per Share(per share)	0.60	0.45	0.32	0.30	0.29	0.14	0.27	0.26	–	–	–	–	–	–	–	–
Total Interest Income	88	83	81	61	50	46	43	40	35	32	26	26	25	26	27	28
Net Interest Income	75	70	76	60	49	45	41	39	34	32	25	25	24	25	25	25
Non-Interest Income	7.11	6.56	6.63	5.57	5.43	4.82	5.05	4.71	5.98	4.41	4.11	3.76	3.28	3.15	2.75	2.77
Provision for Credit Losses	0.81	-1.62	0.97	-1.35	-0.64	2.17	0.55	0.56	0.35	0.48	-0.13	-1.88	0.30	1.15	1.50	4.02
Non-Interest Expense	50	46	41	37	33	30	29	27	25	24	23	20	19	18	17	17

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 28.0%
Return on equity, FY2025: 12.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 11.9
Price to sales: 3.35
Price to book: 1.29
Dividend yield: 1.78%