Oak Valley Bancorp (OVLY) stock
OVLYNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 10, 2026Score 9/3018% above fair value
$34.57−0.05 (-0.14%)
Close on Nov 12, 2026Market cap $290.83MP/E 12.4Yield 1.74%
Oak Valley Bancorp statistics
92 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 25, 2027 (estimated, before the open)
- Last ex-dividend date
- Aug 3, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.52
- 1.52
- P/OCF Ratio
- 10.21
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 1.32
- 2.95
- EV / FCF
- 4.08
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- 0.50%
- 0.35%
- Shares Change (QoQ)
- 0.08%
- 0.00%
- Float
- 6M
- 17M
- Shares Held by Insiders
- 22.9%
- 6.05%
- Shares Held by Institutions
- 35.0%
- 61.3%
Short sellingIndustry
- Short Interest
- 64,306
- –
- Short Interest Change
- -14.3%
- -4.13%
- Short % of Float
- 0.99%
- 3.58%
- Short % of Shares Outstanding
- 0.76%
- 3.18%
- Days to Cover
- 5.46
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $36.08
- –
- 52-Week Low
- $27.21
- –
- 20-Day Moving Average
- $34.27
- –
- 50-Day Moving Average
- $34.23
- –
- 200-Day Moving Average
- $33.58
- –
- Average True Range (14)
- $0.92
- –
- Price Change (1 Week)
- 0.96%
- 0.47%
- Price Change (1 Month)
- 3.41%
- 4.83%
- Price Change (3 Months)
- 1.47%
- -3.58%
- Price Change (6 Months)
- 4.25%
- 10.8%
- Price Change (YTD)
- 15.0%
- 19.6%
- Price Change (1 Year)
- 19.4%
- 25.4%
- Price Change (3 Years)
- 38.0%
- 76.7%
- Price Change (5 Years)
- 91.0%
- 26.5%
- Price Change (10 Years)
- 207.3%
- 67.0%
- Average Volume (10 Days)
- 13,055
- –
- Average Volume (20 Days)
- 12,694
- –
- Average Volume (90 Days)
- 20,961
- –
- Relative Volume
- 0.50
- 0.66
- Relative Strength Index (14)
- 52.9
- 52.6
- Volatility (1 Year)
- 21.1%
- 24.4%
- Beta (5 Years)
- 0.37
- 0.63
MarginsIndustry
- Pretax Margin
- 35.1%
- 36.9%
- FCF Margin
- 32.3%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.9%
- 10.8%
- Return on Assets (ROA)
- 1.17%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 5.77%
- 11.8%
- Net Income Growth (YoY)
- -1.60%
- 22.7%
- EPS Growth (YoY)
- -2.46%
- 21.6%
- FCF Growth (YoY)
- 29.4%
- 27.5%
- Revenue Growth (3Y CAGR)
- 7.58%
- 5.82%
- Revenue Growth (5Y CAGR)
- 10.4%
- 6.17%
- EPS Growth (3Y CAGR)
- 1.06%
- 1.31%
- EPS Growth (5Y CAGR)
- 11.4%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $344.16K
- $359.04K
- Profits Per Employee
- $94.73K
- $110.51K
- Employee Count
- 245
- 492
- WACC
- 7.48%
- 8.00%
Income statement (TTM)Industry
- Pretax Income
- $29.58M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $179.67M
- $166.15M
- Net Cash Per Share
- $21.36
- $8.19
- Equity (Book Value)
- $191.10M
- $570.13M
- Book Value Per Share
- $22.72
- $28.22
- Tangible Book Value
- $191.10M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$1.26M
- -$4.27M
- FCF Per Share
- $3.24
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 7.98%
- 8.32%
- FCF Yield
- 9.36%
- 9.23%
- Dividend Yield
- 1.74%
- 2.44%
- Shareholder Yield
- 1.74%
- 3.22%
- Dividend Per Share
- $0.60
- $0.92
- Dividend Growth (YoY)
- 33.3%
- 4.26%
- Years of Dividend Growth
- 5
- 2
- Payout Ratio
- 27.2%
- 29.0%
- FCF Payout Ratio
- 23.1%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $6.38M
- $16.14M
- Effective Tax Rate
- 21.5%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $37.69
- $45.31
- Graham Upside
- 9.04%
- 18.8%
- Altman Z-Score
- 0.29
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $31.64
- –
- Lynch Upside
- -8.47%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | OVLY | S&P 500 | Difference | OVLY per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +1.3% | -2.7% | +4.0 pts | ||
| 3 months | +2.6% | -1.7% | +4.4 pts | ||
| Year to date | +17.7% | +11.9% | +5.8 pts | ||
| 1 year | +23.4% | +12.0% | +11.4 pts | ||
| 3 years | +45.7% | +78.2% | −32.5 pts | +13.4% | +21.2% |
| 5 years | +109.2% | +73.2% | +36.0 pts | +15.9% | +11.6% |
| 10 years | +264.2% | +309.6% | −45.5 pts | +13.8% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M OVLY shares were sold short on Oct 30, 2026, down 14.3% from the previous report, or 0.99% of the shares available to trade. At recent volumes it would take 5.5 days to buy them back. Over the last 20 sessions, 43.9% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 64,306 | -14.3% | 11,779 | 5.5 |
| Oct 15, 2026 | 75,029 | -5.9% | 13,666 | 5.5 |
| Sep 30, 2026 | 79,694 | -10.4% | 18,979 | 4.2 |
| Sep 15, 2026 | 88,922 | -2.4% | 21,225 | 4.2 |
| Aug 31, 2026 | 91,128 | -5.3% | 28,865 | 3.2 |
| Aug 14, 2026 | 96,181 | +1.9% | 24,259 | 4.0 |
| Jul 31, 2026 | 94,369 | -17.7% | 31,792 | 3.0 |
| Jul 15, 2026 | 114,673 | +14.1% | 21,690 | 5.3 |
| Jun 30, 2026 | 100,518 | +79.7% | 63,329 | 1.6 |
| Jun 15, 2026 | 55,927 | +6.5% | 79,622 | 1.0 |
| May 29, 2026 | 52,499 | +4.3% | 68,246 | 1.0 |
| May 15, 2026 | 50,314 | -1.3% | 23,972 | 2.1 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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