OppFi Inc. (OPFI) stock

OPFINYSEFinance ServicesFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 13/3073% below fair value

$5.94+0.03 (+0.51%)

Close on Nov 13, 2026Market cap $506.14MP/E –Yield 4.21%

OppFi profit margin

Profit margin (net margin) is net income as a percentage of revenue.

OppFi's profit margin for the twelve months ending Sep 30, 2026 was 26.9%. For fiscal 2025 it was 6.9%, against 2.3% the year before. The highest annual figure on record is 9.7% in fiscal 2021.

Annual profit margin

Period	Period end	Value	Change (pts)
FY2025	Dec 31, 2025	6.9%	+4.6
FY2024	Dec 31, 2024	2.3%	+2.6
FY2023	Dec 31, 2023	-0.4%	−3.6
FY2022	Dec 31, 2022	3.3%	−6.4
FY2021	Dec 31, 2021	9.7%	–

Quarterly profit margin

Change is against the same quarter a year earlier.

Period	Period end	Value	Change (pts)
Q3 FY2026	Sep 30, 2026	37.2%	−2.6
Q2 FY2026	Jun 30, 2026	17.2%	+38.0
Q1 FY2026	Mar 31, 2026	32.5%	+45.1
Q4 FY2025	Dec 31, 2025	19.7%	+26.6
Q3 FY2025	Sep 30, 2025	39.8%	+35.1
Q2 FY2025	Jun 30, 2025	-20.7%	−24.3
Q1 FY2025	Mar 31, 2025	-12.5%	−21.3
Q4 FY2024	Dec 31, 2024	-6.9%	+1.5
Q3 FY2024	Sep 30, 2024	4.7%	+1.8
Q2 FY2024	Jun 30, 2024	3.6%	+0.7
Q1 FY2024	Mar 31, 2024	8.8%	+8.3
Q4 FY2023	Dec 31, 2023	-8.5%	−14.9
Q3 FY2023	Sep 30, 2023	2.9%	+4.0
Q2 FY2023	Jun 30, 2023	2.9%	−2.4
Q1 FY2023	Mar 31, 2023	0.4%	−1.7
Q4 FY2022	Dec 31, 2022	6.5%	−12.0
Q3 FY2022	Sep 30, 2022	-1.1%	−20.5
Q2 FY2022	Jun 30, 2022	5.3%	+29.6
Q1 FY2022	Mar 31, 2022	2.1%	+7.1
Q4 FY2021	Dec 31, 2021	18.5%	+18.5
Q3 FY2021	Sep 30, 2021	19.4%	–
Q2 FY2021	Jun 30, 2021	-24.3%	–
Q1 FY2021	Mar 31, 2021	-5.0%	–
Q3 FY2020	Sep 30, 2020	-0.0%	–