OPFINYSEFinance ServicesFiscal year ends December 31
OppFi Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$5.56−0.09 (-1.59%)
Close on Oct 19, 2026
- Market cap
- $478.37M
- P/E (TTM)
- 5.6
- Dividend yield
- 4.50%
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
26.3%
22M of 85M shares
Institutional holders
145
30 new, 28 sold out
Net institutional buying
3M
In Q2 2026
Insider trades, 12 months
23 buys · 13 sales
Net sold $589.84K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Todd G. Schwartz | 27,347,975 | 32.03% | 13D (active) amendment | Apr 28, 2026 |
| Wellington Management Group LLP | 2,630,168 | 9.90% | 13G (passive) amendment | Mar 31, 2026 |
| LMR PARTNERS (DIFC) Ltd | 2,330,473 | 7.70% | 13G (passive) amendment | Sep 30, 2025 |
| LMR Partners LLP | 1,897,553 | 8.20% | 13G (passive) amendment | Dec 31, 2024 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of OPFI | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Wellington Management Group Llp | 3,019,250 | 3.54% | $29.98M | +389,082 | 0.01% |
| Vanguard Capital Management LLC | 2,216,792 | 2.60% | $22.01M | +1,030,639 | 0.00% |
| BlackRock, Inc. | 2,047,243 | 2.40% | $20.33M | +111,860 | 0.00% |
| Citadel Advisors LLC | 1,066,428 | 1.25% | $10.59M | +555,452 | 0.00% |
| Corsair Capital Management, L.P. | 1,053,379 | 1.24% | $10.46M | +1,023,699 | 1.31% |
| M3F, Inc. | 764,445 | 0.90% | $7.59K | New | 1.80% |
| Geode Capital Management, LLC | 742,860 | 0.87% | $7.38M | +131,676 | 0.00% |
| Two Sigma Investments, LP | 669,257 | 0.79% | $6.65M | −427,011 | 0.00% |
| Dimensional Fund Advisors LP | 646,233 | 0.76% | $6.42M | +220,144 | 0.00% |
| Nuveen, LLC | 641,376 | 0.75% | $6.37M | −11,220 | 0.00% |
| LB Partners LLC | 632,500 | 0.74% | $6.28M | +132,500 | 4.28% |
| State Street Corp | 564,617 | 0.66% | $5.61M | +28,399 | 0.00% |
| Renaissance Technologies LLC | 533,008 | 0.63% | $5.29M | −97,300 | 0.01% |
| Goldman Sachs Group Inc | 454,143 | 0.53% | $4.51M | +125,619 | 0.00% |
| Ameriprise Financial Inc | 448,142 | 0.53% | $4.45M | +323,314 | 0.00% |
| Morgan Stanley | 415,829 | 0.49% | $4.13M | −294,479 | 0.00% |
| UBS Group AG | 355,108 | 0.42% | $3.53M | +25,892 | 0.00% |
| Millennium Management LLC | 333,114 | 0.39% | $3.31M | −108,673 | 0.00% |
| Globeflex Capital L P | 326,313 | 0.38% | $3.24M | −8,128 | 0.41% |
| Northern Trust Corp | 300,944 | 0.35% | $2.99M | +105,234 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 145 | 22M | 26.3% | 30 / 53 | 40 / 28 | 6M | 3M |
| Q1 2026 | 146 | 20M | 22.9% | 29 / 43 | 48 / 21 | 4M | 4M |
| Q4 2025 | 142 | 22M | 25.4% | 24 / 53 | 44 / 24 | 5M | 4M |
| Q3 2025 | 147 | 21M | 24.5% | 35 / 61 | 35 / 35 | 7M | 2M |
| Q2 2025 | 148 | 16M | 18.2% | 39 / 67 | 30 / 19 | 5M | 1M |
| Q1 2025 | 129 | 12M | 13.5% | 47 / 41 | 29 / 25 | 3M | 4M |
| Q4 2024 | 108 | 12M | 14.2% | 35 / 45 | 16 / 8 | 4M | 0M |
| Q3 2024 | 82 | 9M | 10.5% | 21 / 30 | 17 / 6 | 3M | 0M |
| Q2 2024 | 68 | 7M | 8.8% | 8 / 28 | 18 / 9 | 1M | 1M |
| Q1 2024 | 69 | 8M | 8.9% | 16 / 17 | 21 / 11 | 2M | 1M |
| Q4 2023 | 64 | 6M | 7.6% | 17 / 21 | 14 / 10 | 3M | 0M |
| Q3 2023 | 57 | 4M | 4.8% | 9 / 13 | 16 / 2 | 1M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of OPFI | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 1,770,057 | 2.08% | $17.58M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 708,903 | 0.83% | $7.04M | 0.01% | Jun 30, 2026 |
| Nuveen Quant Small Cap Equity Fund | 544,110 | 0.64% | $5.10M | 0.13% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 406,714 | 0.48% | $4.04M | 0.00% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 277,785 | 0.33% | $2.60M | 0.01% | Jul 31, 2026 |
| iShares Russell 2000 Growth ETF | 243,628 | 0.29% | $2.42M | 0.02% | Jun 30, 2026 |
| Dimensional U.S. Small Cap ETF | 176,532 | 0.21% | $1.65M | 0.01% | Jul 31, 2026 |
| Fidelity Extended Market Index Fund | 145,698 | 0.17% | $1.24M | 0.00% | May 31, 2026 |
| U.S. Small Cap Portfolio | 142,831 | 0.17% | $1.34M | 0.01% | Jul 31, 2026 |
| Vanguard Russell 2000 Index Fund | 133,838 | 0.16% | $1.14M | 0.01% | May 31, 2026 |
| U.S. Micro Cap Portfolio | 120,151 | 0.14% | $1.13M | 0.01% | Jul 31, 2026 |
| VictoryShares Small Cap Free Cash Flow ETF | 119,350 | 0.14% | $1.19M | 0.20% | Jun 30, 2026 |
| First Trust Dow Jones Select MicroCap Index Fund | 116,197 | 0.14% | $1.15M | 0.43% | Jun 30, 2026 |
| Emerald Finance & Banking Innovation Fund | 106,283 | 0.12% | $995.87K | 2.05% | Jul 31, 2026 |
| iShares Micro-Cap ETF | 87,402 | 0.10% | $867.90K | 0.06% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Todd G. Schwartz | Chief Executive Officer, Director, 10% owner | 32,050,169 | 37.61% | Sep 15, 2026 |
| Pamela D. Johnson | CFO | 151,039 | 0.18% | Sep 15, 2026 |
| Christopher J. McKay | Chief Risk & Analytics Officer | 1,431,479 | 1.68% | Aug 28, 2026 |
| David Vennettilli | Director | 438,935 | 0.52% | Aug 21, 2026 |
| Jocelyn Moore | Director | 16,843 | 0.02% | Jun 17, 2026 |
| Christina M. Favilla | Director | 186,487 | 0.22% | Jun 10, 2026 |
| Gregory T. Zeeman | Director | 166,487 | 0.20% | Jun 10, 2026 |
| Theodore G. Schwartz | Director, 10% owner | 21,917,109 | 25.72% | Jun 10, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Sep 14, 2026 | Buy | +1,940 | $7.80 | $15.13K | 641,898 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Sep 11, 2026 | Buy | +3,300 | $7.96 | $26.27K | 639,958 |
| Pamela D. Johnson CFO | Sep 11, 2026 | Sale | −8,650 | $8.02 | $69.37K | 151,039 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Sep 10, 2026 | Buy | +3,350 | $7.56 | $25.33K | 636,658 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Sep 9, 2026 | Buy | +3,450 | $7.59 | $26.19K | 633,308 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Sep 8, 2026 | Buy | +3,475 | $7.41 | $25.75K | 629,858 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Sep 4, 2026 | Buy | +3,500 | $7.35 | $25.73K | 626,383 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Sep 3, 2026 | Buy | +3,450 | $7.33 | $25.29K | 622,883 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Sep 2, 2026 | Buy | +3,550 | $7.15 | $25.38K | 619,433 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Sep 1, 2026 | Buy | +3,550 | $6.91 | $24.53K | 615,883 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 31, 2026 | Buy | +3,550 | $6.93 | $24.60K | 612,333 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 28, 2026 | Buy | +3,500 | $7.15 | $25.03K | 608,783 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 27, 2026 | Buy | +3,550 | $7.13 | $25.31K | 605,283 |
| Christopher J. McKay Chief Risk & Analytics Officer | Aug 26, 2026 | Sale | −77,850 | $7.18 | $558.96K | 1,431,479 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 26, 2026 | Buy | +3,500 | $7.19 | $25.17K | 601,733 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 25, 2026 | Buy | +3,475 | $7.25 | $25.19K | 598,233 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 24, 2026 | Buy | +3,475 | $7.15 | $24.85K | 594,758 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 21, 2026 | Buy | +3,550 | $7.07 | $25.10K | 591,283 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 20, 2026 | Buy | +3,450 | $7.13 | $24.60K | 587,733 |
| David Vennettilli Director | Aug 19, 2026 | Sale | −28,485 | $7.16 | $203.95K | 154,434 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 19, 2026 | Buy | +3,500 | $7.16 | $25.06K | 584,283 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 18, 2026 | Buy | +3,550 | $7.04 | $24.99K | 580,783 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 17, 2026 | Buy | +3,500 | $7.00 | $24.50K | 577,233 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 14, 2026 | Buy | +20,000 | $7.20 | $144.00K | 573,733 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 13, 2026 | Buy | +60,000 | $7.13 | $427.80K | 553,733 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Aug 12, 2026 | Buy | +60,000 | $7.05 | $423.00K | 493,733 |
| Christopher J. McKay Chief Risk & Analytics Officer | Jul 1, 2026 | Tax withholding | −1,369 | $9.93 | $13.59K | 1,509,725 |
| Christopher J. McKay Chief Risk & Analytics Officer | Jul 1, 2026 | Tax withholding | −396 | $9.93 | $3.93K | 1,509,329 |
| Christopher J. McKay Chief Risk & Analytics Officer | Jul 1, 2026 | Tax withholding | −1,969 | $9.93 | $19.55K | 1,511,094 |
| Pamela D. Johnson CFO | Jul 1, 2026 | Tax withholding | −496 | $9.93 | $4.93K | 159,689 |
| Pamela D. Johnson CFO | Jul 1, 2026 | Tax withholding | −1,715 | $9.93 | $17.03K | 160,185 |
| Pamela D. Johnson CFO | Jul 1, 2026 | Tax withholding | −1,974 | $9.93 | $19.60K | 161,900 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Jul 1, 2026 | Tax withholding | −2,643 | $9.93 | $26.24K | 306,207 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Jul 1, 2026 | Tax withholding | −4,497 | $9.93 | $44.66K | 301,710 |
| Jocelyn Moore Director | Jun 15, 2026 | Sale | −39,076 | $8.32 | $325.11K | 16,843 |
| Christopher J. McKay Chief Risk & Analytics Officer | Jun 12, 2026 | Sale | −23,683 | $8.35 | $197.75K | 1,513,063 |
| Jocelyn Moore Director | Jun 9, 2026 | Award | +16,843 | – | – | 55,919 |
| Gregory T. Zeeman Director | Jun 9, 2026 | Award | +16,843 | – | – | 166,487 |
| Theodore G. Schwartz Director, 10% owner | Jun 9, 2026 | Award | +16,843 | – | – | 29,750 |
| David Vennettilli Director | Jun 9, 2026 | Award | +25,265 | – | – | 157,654 |
| David Vennettilli Director | Jun 9, 2026 | Award | +25,265 | – | – | 182,919 |
| Christina M. Favilla Director | Jun 9, 2026 | Award | +16,843 | – | – | 29,750 |
| Christina M. Favilla Director | Jun 8, 2026 | Sale | −30,000 | $8.14 | $244.20K | 156,737 |
| Pamela D. Johnson CFO | May 4, 2026 | Tax withholding | −469 | $9.51 | $4.46K | 163,874 |
| David Vennettilli Director | May 4, 2026 | Sale(10b5-1 plan) | −10,000 | $10.00 | $100.00K | 132,389 |
| Christopher J. McKay Chief Risk & Analytics Officer | May 4, 2026 | Tax withholding | −357 | $9.51 | $3.40K | 1,536,746 |
| Christopher J. McKay Chief Risk & Analytics Officer | Apr 28, 2026 | Award | +1,350,000 | – | – | 1,537,103 |
| Christopher J. McKay Chief Risk & Analytics Officer | Apr 28, 2026 | Returned to company | −1,350,000 | – | – | 0 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Apr 28, 2026 | Option exercise | +1,949,309 | – | – | 1,949,309 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Apr 28, 2026 | Option exercise | +24,656,083 | – | – | 24,656,083 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Apr 28, 2026 | Returned to company | −54,137,072 | – | – | 4,501,169 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Apr 28, 2026 | Returned to company | −4,501,169 | – | – | 0 |
| David Vennettilli Director | Apr 28, 2026 | Option exercise | +284,501 | – | – | 284,501 |
| David Vennettilli Director | Apr 28, 2026 | Returned to company | −284,501 | – | – | 0 |
| Theodore G. Schwartz Director, 10% owner | Apr 28, 2026 | Option exercise | +3,000,000 | – | – | 3,000,000 |
| Theodore G. Schwartz Director, 10% owner | Apr 28, 2026 | Option exercise | +18,887,359 | – | – | 18,887,359 |
| Theodore G. Schwartz Director, 10% owner | Apr 28, 2026 | Returned to company | −18,887,359 | – | – | 0 |
| Theodore G. Schwartz Director, 10% owner | Apr 28, 2026 | Returned to company | −3,000,000 | – | – | 0 |
| Todd G. Schwartz Chief Executive Officer, Director, 10% owner | Apr 20, 2026 | Returned to company | −50,000 | – | – | 58,638,241 |
| Pamela D. Johnson CFO | Apr 2, 2026 | Tax withholding | −1,984 | $7.71 | $15.30K | 164,343 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Pamela D. Johnson Officer | Sep 11, 2026 | 8,650 | $69.37K | Sep 11, 2026 | Restricted Stock Vesting |
| Christopher J. McKay Officer | Aug 26, 2026 | 77,850 | $558.80K | Aug 26, 2026 | Restricted Stock Vesting |
| David Vennettilli Director | Aug 19, 2026 | 28,485 | $203.97K | Aug 19, 2026 | Restricted Stock Vesting |
| Jocelyn Moore Director | Jun 15, 2026 | 39,076 | $330.19K | Jun 15, 2026 | Restricted Stock Vesting |
| Christopher J. McKay Officer | Jun 12, 2026 | 23,683 | $197.81K | Jun 12, 2026 | Restricted Stock Vesting |
| Christina M. Favilla Director | Jun 8, 2026 | 30,000 | $244.18K | Jun 8, 2026 | Restricted Stock Vesting |
| David Vennettilli Director | May 4, 2026 | 10,000 | $100.00K | May 4, 2026 | Restricted Stock Vesting |
| Jocelyn Moore Director | Mar 12, 2026 | 8,190 | $69.86K | Mar 12, 2026 | Restricted Stock Vesting |
| Pamela D. Johnson Officer | Jan 5, 2026 | 5,084 | $52.06K | Jan 5, 2026 | Restricted Stock Vesting |
| Jocelyn Moore Director | Dec 11, 2025 | 4,464 | $48.72K | Dec 11, 2025 | Restricted Stock Vesting |
| Jocelyn Moore Director | Nov 21, 2025 | 20,200 | $186.39K | Nov 21, 2025 | Restricted Stock Vesting |
| Pamela D. Johnson Officer | Nov 3, 2025 | 1,129 | $11.29K | Nov 3, 2025 | Restricted Stock Vesting |
| Christopher J. McKay Officer | Nov 3, 2025 | 1,107 | $10.90K | Nov 3, 2025 | Restricted Stock Vesting |
| Christopher J. McKay Officer | Oct 2, 2025 | 9,030 | $101.23K | Oct 2, 2025 | Restricted Stock Vesting |
| Pamela D. Johnson Officer | Oct 2, 2025 | 5,497 | $61.62K | Oct 2, 2025 | Restricted Stock Vesting |