OppFi Inc. (OPFI) stock

OPFINYSEFinance ServicesFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 13/3073% below fair value

$5.94+0.03 (+0.51%)

Close on Nov 13, 2026Market cap $506.14MP/E –Yield 4.21%

OppFi ebitda

EBITDA is earnings before interest, taxes, depreciation and amortization, a rough measure of cash profit from operations.

OppFi's ebitda for the twelve months ending Sep 30, 2026 was $132.50M, down 20.6% year over year. For fiscal 2025 it was $171.84M, up 65.0% from the year before. The highest annual figure on record is $171.84M in fiscal 2025.

Annual ebitda

Period	Period end	Value	Change
FY2025	Dec 31, 2025	$171.84M	+65.0%
FY2024	Dec 31, 2024	$104.16M	+76.3%
FY2023	Dec 31, 2023	$59.09M	+716.3%
FY2022	Dec 31, 2022	$7.24M	-89.3%
FY2021	Dec 31, 2021	$67.56M	-19.8%
FY2020	Dec 31, 2020	$84.22M	+125.8%
FY2019	Dec 31, 2019	$37.30M	–

Quarterly ebitda

Change is against the same quarter a year earlier.

Period	Period end	Value	Change
Q3 FY2026	Sep 30, 2026	$38.99M	-21.4%
Q2 FY2026	Jun 30, 2026	$25.86M	-44.2%
Q1 FY2026	Mar 31, 2026	$35.95M	-18.8%
Q4 FY2025	Dec 31, 2025	$31.70M	+18.3%
Q3 FY2025	Sep 30, 2025	$49.58M	+32.7%
Q2 FY2025	Jun 30, 2025	$46.31M	+44.8%
Q1 FY2025	Mar 31, 2025	$44.25M	+452.5%
Q4 FY2024	Dec 31, 2024	$26.80M	+130.1%
Q3 FY2024	Sep 30, 2024	$37.37M	+100.1%
Q2 FY2024	Jun 30, 2024	$31.98M	+47.8%
Q1 FY2024	Mar 31, 2024	$8.01M	+12.3%
Q4 FY2023	Dec 31, 2023	$11.65M	–
Q3 FY2023	Sep 30, 2023	$18.68M	+638.1%
Q2 FY2023	Jun 30, 2023	$21.63M	+120.7%
Q1 FY2023	Mar 31, 2023	$7.13M	+586.2%
Q4 FY2022	Dec 31, 2022	-$6.13M	-196.1%
Q3 FY2022	Sep 30, 2022	$2.53M	-82.2%
Q2 FY2022	Jun 30, 2022	$9.80M	-51.9%
Q1 FY2022	Mar 31, 2022	$1.04M	-96.1%
Q4 FY2021	Dec 31, 2021	$6.39M	-64.7%
Q3 FY2021	Sep 30, 2021	$14.22M	-32.7%
Q2 FY2021	Jun 30, 2021	$20.39M	–
Q1 FY2021	Mar 31, 2021	$26.58M	–
Q4 FY2020	Dec 31, 2020	$18.08M	–
Q3 FY2020	Sep 30, 2020	$21.14M	–