OppFi Inc.
Close on Oct 19, 2026
- Market cap
- $478.37M
- P/E (TTM)
- 5.6
- Dividend yield
- 4.50%
About OppFi
Finance Services, SIC 6199
OppFi operates a digital specialty finance platform that partners with community banks to expand access to credit products. Through its primary offering, the OppLoans platform, the company provides automated underwriting, digital customer acquisition, and loan servicing to facilitate simple interest installment loans. Additionally, it offers services such as the OppFi TurnUp Program to connect applicants with lower-cost alternative lenders, along with financial literacy tools through OppU and Zogo. The platform primarily serves everyday American consumers who have bank accounts and regular employment but are often excluded by traditional lenders due to their credit scores.
OppFi operates entirely online without physical retail stores or branch locations. Through its relationships with partner banks, the platform facilitates access to credit products across 40 U.S. states. The provided text notes substantial national scale, including over 1.6 million unique customers served since inception, but does not disclose the company's headquarters location.
Summary of the business section of OppFi's latest annual report, written by StockData.
Company profile
Company
- Legal name
- OppFi Inc.
- Founded
- 2012
- Headquarters
- Chicago, IL
- Address
- 130 E. Randolph Street, Suite 3400 60601
- Phone
- (312) 212-8079
- Website
- oppfi.com
- Employees
- 410, Dec 31, 2025
- Industry
- Finance Services
- Fiscal year ends
- December 31
- Auditor
- RSM US LLP, Chicago, Illinois
Stock & identifiers
- Ticker
- OPFI
- Exchange
- NYSE
- IPO date
- Oct 1, 2020
- Shares outstanding
- 85M, Aug 6, 2026
- Public float
- $366.51M, Jun 30, 2025
- Filer category
- Accelerated filer
- SEC CIK
- 1818502
- CUSIP
- 68386H103
- ISIN
- US68386H1032
- EIN
- 85-1648122
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Todd G. Schwartz | Chief Executive Officer, Director | 32,050,169 |
| Pamela D. Johnson | CFO | 151,039 |
| Christopher J. McKay | Chief Risk & Analytics Officer | 1,431,479 |
| David Vennettilli | Director | 438,935 |
| Jocelyn Moore | Director | 16,843 |
| Christina M. Favilla | Director | 186,487 |
| Gregory T. Zeeman | Director | 166,487 |
| Theodore G. Schwartz | Director | 21,917,109 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 | $1.60M | $1.76M | $1.45M | $220 | – |
| FY2024 | $297.68K | $297.68K | $899.30K | $156 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of December 31, 2025, OppFi had approximately 410 full-time employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Jul 27, 2026 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Jul 20, 2026 | Delisting | Notice of delisting from exchange (Form 25) |
| Oct 5, 2021 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Jul 26, 2021 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Jul 21, 2021 | Delisting | Notice of delisting from exchange (Form 25) |
| Jul 20, 2021 | Name change | Name changed from FG New America Acquisition Corp. to OppFi Inc. |
| Jun 22, 2021 | Merger vote | Definitive merger proxy statement |
| Oct 1, 2020 | IPO | Initial public offering priced (424B4 prospectus) |
| Sep 23, 2020 | Listing | Registration of securities on an exchange (Form 8-A) |