UVSPNasdaqState Commercial BanksFiscal year ends December 31
UNIVEST FINANCIAL Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 28, 2026
$41.02−0.23 (-0.56%)
Close on Oct 19, 2026
- Market cap
- $1.15B
- P/E (TTM)
- 11.9
- Dividend yield
- 2.12%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
27.7%
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +9.6% | +3.5% | – | – | |
| Net income | +19.5% | +5.1% | +14.1% | +12.8% | |
| EPS, diluted | +21.3% | +5.8% | +14.4% | +8.5% | |
| Free cash flow | +34.6% | -2.4% | +15.4% | +11.2% | |
| Dividend per share | +3.6% | +1.6% | +7.7% | +0.8% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 4.5% | 6.9% | 9.9% | |
| Return on assets | 0.5% | 0.8% | 1.1% | |
| Capex to revenue | – | – | 1.4% | |
| Diluted shares | 23M | 29M | 29M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Univest Financial generated $478.15M from operations and spent $214.57M on capital expenditure, dividends and share buybacks. 12% of that went back into the business.
Generated
$478.15M
Used
$214.57M
Capital expenditure$25.51M12%Dividends$123.41M58%Share buybacks$65.65M31%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin27.7%
×Asset turnover0.04×
×Equity multiplier9.05×
=Return on equity, FY20259.9%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 27.7% | 0.04× | 9.05× | 9.9% |
| FY2024 | 25.4% | 0.04× | 9.21× | 8.8% |
| FY2023 | 24.0% | 0.04× | 9.29× | 8.8% |
| FY2022 | 26.4% | 0.04× | 9.25× | 10.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
6of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$90.76M
- Cash generatingOperating cash flow above zero$101.51M
- Return on assets improvedROA up on the prior year1.0% → 1.1%
- Earnings backed by cashOperating cash flow above net income$101.51M vs $90.76M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise29M → 29M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.04 → 0.04