LXNasdaqFinance ServicesFiscal year ends December 31

LexinFintech Holdings Ltd.

Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026

$0.63−0.01 (-1.68%)

Close on Oct 19, 2026

LexinFintech Holdings Ltd. income statement

AnnualQuarterlyTTM

CNY USD

Millions of CNY, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31
Revenue	13,152	14,204	13,057	9,866	11,381	11,645	10,604	7,597	5,582	4,339	2,525
Cost of Revenue	8,683	9,177	8,544	6,831	5,631	8,012	5,609	4,585	4,262	3,737	2,597
Gross Profit	4,469	5,026	4,513	3,035	5,749	3,633	4,994	3,012	1,320	602	-72
Research & Development	595	578	513	583	549	474	416	320	235	127	40
Selling, General & Admin	2,281	2,162	2,121	2,117	2,130	1,726	1,951	870	609	464	284
Selling & Marketing	1,919	1,787	1,733	1,685	1,659	1,274	1,539	590	406	376	243
General & Administrative	362	374	387	432	471	451	412	280	204	87	41
Advertising Expenses	1,160	1,019	990	873	1,021	791	1,000	791	99	105	95
Operating Expenses	2,876	2,740	2,634	2,700	2,679	2,200	2,367	1,190	844	591	325
Interest Expense	23	9.01	50	56	63	78	39	23	76	48	1.93
Income from Equity Investments	-19	-2.42	-1.48	-4.08	-3.97	-9.03	-5.18	0	-2.03	-1.64	–
Other Non-Operating Income	19	58	7.77	61	113	146	82	1.77	28	-11	0.13
Gain (Loss) on Investments	-22	-2.42	-303	-34	-4.16	-61	52	–	–	–	–
Pretax Income	2,076	1,354	1,327	1,029	2,770	686	2,707	2,110	475	-60	-399
Income Tax Expense	399	253	261	203	435	91	412	132	234	58	-89
Net Income incl. Noncontrolling Interests	1,677	1,100	1,066	826	2,334	595	2,295	1,977	240	-118	-310
Minority Interest in Earnings	–	–	–	6.18	0.19	–	–	–	–	–	–
Net Income	–	–	–	–	–	595	2,295	1,977	240	-118	-310
Preferred Dividends	–	–	–	–	–	–	–	–	–	43	–
Net Income to Common	1,677	1,100	1,066	820	2,334	595	2,295	1,977	26	-223	-362
EPS (Basic)(per share)	–	–	–	–	–	–	–	–	0.23	-2.01	-3.27
EPS (Diluted)(per share)	4.72	3.24	3.17	2.21	5.73	1.56	6.14	5.45	0.18	-2.01	-3.27
Shares Outstanding (Basic, Weighted)(shares)	339	331	329	348	368	365	356	338	114	111	111
Shares Outstanding (Diluted, Weighted)(shares)	355	339	360	393	415	411	376	363	141	111	111
Provision for Credit Losses	–	–	–	–	–	–	–	884	612	237	68

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, FY2025

Gross margin: 34.0%
Operating margin: –
Net margin: –
Return on equity, FY2025: –

Financial strength

Current ratio: 1.89
Debt to equity: –
Debt to assets: 4.4%
Cash to current liabilities: 22.3%

Valuation

P/E ratio: –
Price to sales: –
Price to book: –
Dividend yield: –

Valuation ratios need the share price and fill in once daily prices are connected.