ING Groep NV (INGVF) income statement

INGVFOTCCommercial Banks, NECFiscal year ends December 31Also trades as ING

Financials through fiscal 2025, year ended Dec 31, 2025Score 6/30

$33.33+0.00 (0.00%)

Close on Oct 19, 2026Market cap $96.74BP/E 10.7Yield 3.64%

ING Groep NV income statement

AnnualQuarterlyTTM

EUR USD

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31
Revenue	28,976	22,810	19,596	31,973	23,757	19,627	19,167	21,633	20,965	19,811	19,968
General & Administrative	–	300	313	287	332	365	364	666	662	642	–
Advertising Expenses	–	477	399	348	361	382	438	475	513	447	–
Operating Income	28,976	22,810	19,596	31,973	23,757	19,627	19,167	21,633	–	–	–
Interest Expense	41,042	47,456	39,187	14,484	8,337	10,262	16,065	16,728	34,226	34,240	37,436
Income from Equity Investments	236	222	161	97	167	75	92	172	201	97	546
Asset Impairment Charges	10	38	5.41	202	3.55	268	38	3.54	-6.77	-14	-149
Pretax Income	13,305	8,407	6,528	18,245	9,914	3,873	6,327	8,248	9,118	6,987	8,133
Income Tax Expense	3,602	2,359	1,797	5,392	2,727	1,219	1,849	2,498	2,863	1,887	2,133
Income from Continuing Operations	–	6,049	4,730	12,853	7,188	2,653	4,478	5,748	6,254	5,100	5,999
Income from Discontinued Operations	–	–	–	–	–	–	–	0	0	488	-84
Net Income incl. Noncontrolling Interests	9,703	6,049	4,730	–	–	–	6,327	8,248	9,118	7,473	5,915
Minority Interest in Earnings	310	279	254	107	151	89	111	128	92	83	452
Net Income	9,393	5,770	4,477	12,746	7,036	2,563	4,369	5,621	6,162	5,505	5,462
Net Income to Common	–	–	–	–	7,188	2,653	4,478	5,748	6,254	5,588	–
EPS (Basic)(per share)	3.14	1.78	1.25	3.52	1.81	0.66	1.12	1.44	1.59	1.42	1.42
EPS (Diluted)(per share)	3.14	1.78	1.25	3.52	1.81	0.66	1.12	1.44	1.59	1.42	1.41
Shares Outstanding (Basic, Weighted)(shares)	2,990	3,229	3,563	3,619	3,889	3,899	3,895	3,889	3,883	3,875	3,865
Shares Outstanding (Diluted, Weighted)(shares)	2,990	3,229	3,565	3,624	3,891	3,901	3,895	3,890	3,886	3,879	3,870
Dividend per Share(per share)	1.23	1.15	1.20	0.59	0.73	0.14	0.27	0.80	0.76	0.73	0.72
EBITDA	29,726	23,538	20,325	32,720	24,744	20,572	20,051	22,247	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, FY2025

Gross margin: –
Operating margin: 100.0%
Net margin: 32.4%
Return on equity, FY2025: 15.6%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 10.7
Price to sales: 3.37
Price to book: 1.60
Dividend yield: 3.64%

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