ING Groep NV (INGVF) balance sheet

INGVFOTCCommercial Banks, NECFiscal year ends December 31Also trades as ING

Financials through fiscal 2025, year ended Dec 31, 2025Score 6/30

$33.33+0.00 (0.00%)

Close on Oct 19, 2026Market cap $96.74BP/E 10.7Yield 3.64%

ING Groep NV balance sheet

Annual Quarterly

EUR USD

Millions of EUR, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31
Cash & Equivalents	54,148	69,069	93,012	95,391	107,665	111,566	54,031	47,529	18,977	16,164	20,379	17,113
Cash & Short-Term Investments	54,148	69,069	93,012	95,391	107,665	111,566	54,031	47,529	18,977	16,164	20,379	17,113
Prepaid Expenses & Other	829	413	438	366	–	–	–	–	–	–	–	–
Property, Plant & Equipment	–	–	–	2,446	2,515	2,841	3,172	1,659	1,801	2,002	–	–
Operating Lease Right-of-Use Assets	–	–	–	–	–	–	–	1,279	–	–	–	–
Intangible Assets	–	–	–	–	–	–	1,916	1,839	1,469	1,484	–	–
Deferred Tax Assets	788	1,001	1,085	1,425	1,303	1,596	1,242	958	1,106	1,641	–	–
Total Assets	1,060,329	1,023,856	980,299	976,834	949,250	933,891	888,520	884,603	843,878	842,216	1,002,228	–
Operating Lease Liabilities	1,050	1,116	1,162	1,174	1,220	1,339	1,507	1,301	–	–	–	–
Deferred Tax Liabilities	1,896	1,209	1,447	2,652	311	343	322	180	362	624	–	–
Total Liabilities	1,004,990	970,158	924,671	919,829	896,448	881,250	836,631	834,751	794,734	794,353	–	–
Common Stock	30	31	35	37	39	39	39	39	39	39	928	925
Additional Paid-In Capital	17,116	17,116	17,116	17,116	17,105	17,089	17,078	17,050	17,006	16,950	16,054	16,046
Retained Earnings	40,016	36,243	40,299	41,538	35,462	32,149	29,866	28,339	27,022	24,371	22,231	–
Treasury Stock	-2,404	-765	-1,994	-1,205	-1,612	-4.00	-10	-11	-15	-8.00	-18	-46
Shareholders' Equity	54,083	52,703	54,684	56,500	52,066	51,619	50,996	49,049	48,429	47,257	44,972	–
Noncontrolling Interest	1,255	995	944	504	736	1,022	893	803	715	606	638	–
Total Equity	55,339	53,698	55,628	57,004	52,802	52,640	51,889	49,851	48,136	47,863	45,610	55,601
Total Liabilities & Equity	1,060,329	1,023,856	980,299	976,834	949,250	933,891	888,520	884,603	843,878	842,216	–	–
Shares Outstanding(shares)	3,022	3,147	3,498	3,727	3,904	3,901	3,897	3,892	3,886	3,878	3,870	3,859

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, FY2025

Gross margin: –
Operating margin: 100.0%
Net margin: 32.4%
Return on equity, FY2025: 15.6%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 10.7
Price to sales: 3.37
Price to book: 1.60
Dividend yield: 3.64%

See a number that looks wrong?