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FirstCash Holdings, Inc. (FCFS) stock

FCFSNasdaqRetail-Miscellaneous RetailFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 26, 2026Score 20/3012% above fair value
$181.25−6.57 (-3.50%)

Close on Oct 30, 2026Market cap $7.86BP/E 20.7Yield 0.88%

Earnings

FirstCash's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.

Next report
Feb 4, 2027
Q4 FY2026 · estimated, during market hours
Revenue, Q3 FY2026
$1.10B
+17.7% on a year earlier
Adjusted diluted earnings per share, Q3 FY2026
$2.68
$2.26 a year earlier
Latest guidance
Issued
Oct 22, 2026 · 2 items

Quarterly results

Revenue and earnings per share from each of FirstCash's earnings releases, newest first

QuarterReportedRevenueYoYEPSAdj. EPSSource
Q4 FY2026ended Dec 31, 2026Feb 4, 2027Expected–––––
Q3 FY2026ended Sep 30, 2026Oct 22, 2026during market hours$1.10B+17.7%$2.33$2.68Release
Q2 FY2026ended Jun 30, 2026Jul 23, 2026during market hours$1.07B+29.4%$2.12$2.50Release
Q1 FY2026ended Mar 31, 2026Apr 23, 2026during market hours$1.05B+25.8%$2.43$2.69Release
Q4 FY2025ended Dec 31, 2025Feb 5, 2026during market hours––––Release
Q3 FY2025ended Sep 30, 2025Oct 30, 2025during market hours$935.58M+11.7%$1.86$2.26Release
Q2 FY2025ended Jun 30, 2025Jul 24, 2025during market hours$830.62M-0.0%––Release
Q1 FY2025ended Mar 31, 2025Apr 24, 2025during market hours$836.00M-0.0%$1.87$2.07Release
Q4 FY2024ended Dec 31, 2024Jan 30, 2025during market hours––––Release
Q3 FY2024ended Sep 30, 2024Oct 24, 2024during market hours$837.32M+6.5%–$1.67Release
Q2 FY2024ended Jun 30, 2024Jul 25, 2024during market hours$831.00M–$1.08$1.37Release
Q1 FY2024ended Mar 31, 2024Apr 25, 2024during market hours$836.37M+9.7%$1.35$1.55Release

Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.

Current guidance

FirstCash's latest outlook for periods it has not reported yet, compared with what it said before

MetricPeriodGuidanceBeforeChangeGiven
interest expenseQ4 FY2026+5%–NewOct 22, 2026
Net revenue (after depreciation of leased merchandise and lease and loan loss provisioning)FY2026-25% – -20%–NewJul 23, 2026
retail marginsFY202635%–LoweredJul 23, 2026
segment income (before administrative expenses, interest expense and taxes)FY2026$135.00M – $140.00M$125.00M – $135.00MRaisedJul 23, 2026
consolidated effective income tax rateFY202626% – 27%–NewOct 22, 2026
consolidated effective income tax rateGAAPFY202626% – 27%–NewJul 23, 2026
consolidated effective income tax rateFY202625.5% – 26.5%25% – 26%RaisedApr 23, 2026
gross transaction volumes for lease and loan originationsFY2026-10%–LoweredJul 23, 2026
growth in pawn fees on a U.S. dollar basisFY2026+20%–RaisedJul 23, 2026
interest expenseFY2026+15% – +20%–RaisedJul 23, 2026
Interest expense increaseFY2026+5% – +10%–NewFeb 5, 2026
retail merchandise salesFY2026+10% – +15%–RaisedJul 23, 2026

Guidance vs results

The last range FirstCash gave before each report, against the figure it then reported. Full years add up the four quarters.

PeriodMetricGuidanceActualResult
Q2 FY2025Revenue growth+14% – +16%-0.05%Below range
Q1 FY2024Revenue growth+7% – +9%+9.65%Above range
Q4 FY2023Revenue growth+11% – +13%+13.7%Above range

Guidance history

Every forecast FirstCash put in an earnings release, newest first

GivenMetricPeriodGuidanceChange
Oct 22, 2026consolidated effective income tax rateFY202626% – 27%New
Oct 22, 2026interest expenseQ4 FY2026+5%New
Jul 23, 2026retail marginsFY202635%Lowered
Jul 23, 2026retail marginsFY202642% – 43%New
Jul 23, 2026segment income (before administrative expenses, interest expense and taxes)FY2026$135.00M – $140.00MRaised
Jul 23, 2026growth in pawn fees on a U.S. dollar basisFY2026+20%Raised
Jul 23, 2026retail merchandise salesFY2026+10% – +15%Raised
Jul 23, 2026consolidated effective income tax rateFY202626% – 27%New
Jul 23, 2026gross transaction volumes for lease and loan originationsFY2026-10%Lowered
Jul 23, 2026interest expenseFY2026+15% – +20%Raised
Jul 23, 2026Net revenue (after depreciation of leased merchandise and lease and loan loss provisioning)FY2026-25% – -20%New
Apr 23, 2026segment income (before administrative expenses, interest expense and taxes)FY2026$125.00M – $135.00MRaised
Apr 23, 2026consolidated effective income tax rateFY202625.5% – 26.5%Raised
Feb 5, 2026segment income (before administrative expenses, interest expense and taxes)FY2026$115.00M – $125.00MNew
Feb 5, 2026consolidated effective income tax rateFY202625% – 26%New
Feb 5, 2026Interest expense increaseFY2026+5% – +10%New
Oct 30, 2025proforma EBITDAFY2025$65.00M – $70.00MNew
Oct 30, 2025H&T earnings accretionQ4 FY2025$0.18 – $0.20New
Oct 30, 2025origination volumesFY2025+15% – +20%Raised
Oct 30, 2025origination volumeFY2025-10% – -7%New

Read from the company's earnings releases; each figure links to its sentence on hover. “Raised” and “Lowered” compare with the previous range for the same metric and period.

Press releases

Releases FirstCash filed with the SEC as exhibits to Form 8-K or 6-K

  1. FirstCash Announces $200 Million Increase to Share Repurchase Program
    News
  2. FirstCash Reports Record Third Quarter Operating Results;
    Results
  3. FirstCash Upsizes and Extends Term of Unsecured
    Update
  4. INVESTOR PRESENTATION — AUGUST 2026 1 NASDAQ: FCFS EXHIBIT 99.1
    Update
  5. FirstCash Reports Record Second Quarter Operating Results;
    Results
  6. Acquire Ramsdens, a Leading Pawn, Retail and Financial Services Operator in the United Kingdom
    Update
  7. INVESTOR PRESENTATION — MAY 2026 F IRSTCASH HOLDINGS , INC . 1 NASDAQ: FCFS EXHIBIT 99.1
    Update
  8. FirstCash Announces Upsize and Pricing of $750 Million Senior Notes Due 2034
    Update
  9. FirstCash Announces Commencement of Offering of Senior Notes
    Update
  10. INVESTOR PRESENTATION — APRIL 2026 F IRSTCASH HOLDINGS , INC . 1 NASDAQ: FCFS EXHIBIT 99.1
    Update
  11. FirstCash Reports Record First Quarter Operating Results;
    Results
  12. INVESTOR PRESENTATION — MARCH 2026 F IRSTCASH HOLDINGS , INC . 1 NASDAQ: FCFS EXHIBIT 99.1
    Update
  13. FirstCash Reports Record Fourth Quarter and Full-Year Operating Results;
    Results
  14. 1PAGEFIRSTCASH HOLDINGS, INC. NASDAQ: FCFS I n v e s t o r P r e s e n t a t i o n — N o v e m b e r 2 0 2 5 EXHIBIT 99.1
    Update
  15. FirstCash Reports Record Third Quarter Operating Results Across All Segments;
    Results