FirstCash vs TheRealReal
FCFS and REAL side by side, both in miscellaneous retail. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCFS and REAL compare
FirstCash is the larger company, worth 5.4 times as much as TheRealReal ($7.9B against $1.5B).
FirstCash grew revenue faster over the last twelve months (21.6% versus 17.7% for TheRealReal).
FirstCash keeps more of each dollar of sales as profit, with a net margin of 9.4% compared with −10.8% at TheRealReal.
FirstCash pays a dividend yielding 0.93%; TheRealReal does not pay one.
FirstCash scores higher on the StockData Score (20 against 4 for TheRealReal), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCFS | REAL |
|---|---|---|
| Size and price | ||
| Market cap | $7.9B | $1.5B |
| Share price | $181.25 | $11.96 |
| Change, 1 year | 22.4% | −2.7% |
| Change, 5 years | 110% | −12.3% |
| Beta (5Y) | 0.46 | 2.92 |
| Employees | 22K | 3,140 |
| StockData Score | ||
| Total score | 20 (better) | 4 |
| Valuation score | 1 (better) | 0 |
| Growth score | 6 (better) | 2 |
| Performance score | 4 (better) | 1 |
| Health score | 6 (better) | 1 |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/E | 20.7× | – |
| P/S | 1.9× (better) | 1.9× |
| P/B | 3.4× | – |
| EV/EBITDA | – | 56.0× |
| P/FCF | – | 40.2× |
| PEG | 1.81 | – |
| FCF yield | – | 2.5% |
| Fair value | $161.93 | – |
| Margin of safety | −11.9% | – |
| Growth | ||
| Revenue growth (TTM) | 21.6% (better) | 17.7% |
| Revenue growth, 5Y average | 17.5% | 18.2% (better) |
| Net income growth (TTM) | 33.0% | – |
| EPS growth (TTM) | 34.6% | – |
| EPS growth, 5Y average | 23.7% | – |
| Profitability | ||
| Gross margin | 50.5% | 74.5% (better) |
| Operating margin | – | −0.78% |
| Net margin | 9.4% (better) | −10.8% |
| FCF margin | – | 4.8% |
| Return on equity | 17.4% | – |
| Financial health | ||
| Debt / equity | 0.00 | – |
| Net debt / EBITDA | – | 0.95 |
| Interest coverage | – | −0.2× |
| Current ratio | 4.89 (better) | 0.83 |
| Altman Z-score | 3.06 (better) | −1.79 |
| Piotroski F-score | 8 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 0.93% | – |
| Payout ratio | 19.0% | – |
| Years of dividend growth | 10 | – |
| Dividend growth, 5Y average | 8.2% | – |
| Buyback yield | 2.2% | – |
| Shareholder yield | 3.1% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 98.5% | 93.0% |
| Held by insiders | 26.1% | 8.3% |
| Insider net buying, 12 months | −$20.6M (better) | −$115M |
| Short interest, % of float | 7.6% | 15.6% |
Go deeper
- FCFS stock overview
- FCFS income statement
- FCFS valuation and score
- REAL stock overview
- REAL income statement
- REAL valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.