FirstCash Holdings, Inc.

FirstCash Holdings, Inc. operates retail pawn stores and provides retail point-of-sale payment solutions. The pawn operations span three regional segments in the United States, Latin America, and the United Kingdom, offering non-recourse collateralized loans and selling pre-owned merchandise such as jewelry, electronics, appliances, and tools. The retail point-of-sale payment solutions segment operates through American First Finance, providing lease-to-own plans, retail installment sales agreements, and bank-originated installment loans via traditional and e-commerce merchant partners. The company primarily serves value-conscious, unbanked, under-banked, and credit-constrained consumers.

As of December 31, 2025, the company operated 3,330 pawnshops, including 1,207 stores across 29 U.S. states and Washington, D.C., 1,837 stores across Mexico, Guatemala, El Salvador, and Colombia, and 286 stores in the United Kingdom. Its point-of-sale financing network includes approximately 16,400 active retail merchant partner locations and online platforms. The company maintains its principal executive offices in Fort Worth, Texas.

Summary of the business section of FirstCash's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, the Company had approximately 22,000 employees across seven countries (the U.S., Mexico, Guatemala, El Salvador, Colombia, Jamaica and the U.K.).”