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Capital One Financial Corp (COF) operating KPIs

COFNYSENational Commercial BanksFiscal year ends December 31Also trades as COF.PI, COF.PJ, COF.PK, COF.PL, COF.PN
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 28, 2026Score 12/30
$204.85−3.89 (-1.86%)

Close on Oct 30, 2026Market cap $125.67BP/E –Yield –

Capital One Financial operating efficiency ratio (GAAP, %) (%)

Quarterly figures from Capital One Financial's filings and investor materials

QuarterlyAnnual
Latest, Q3 2026
44.4%
Period ended Sep 30, 2026
Change on a year earlier
-0.2 pts
44.7% in Q3 2025
History
38 quarters
Since Q2 2017
Sources
34
Documents cited below

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedOperating efficiency ratio (GAAP, %) (%)Year on yearSource
Q3 2026Sep 30, 202644.4%-0.2 ptsForm 8-K EX-99.2 Financial Supplement (Q3 2026, filed 2026-10-20) ↗
Q2 2026Jun 30, 202646.6%+1.4 ptsForm 8-K EX-99.2 Financial Supplement (Q3 2026, filed 2026-10-20) ↗
Q1 2026Mar 31, 202645.7%-1.3 ptsForm 8-K EX-99.2 Financial Supplement (Q3 2026, filed 2026-10-20) ↗
Q4 2025Dec 31, 202547.5%+1.3 ptsForm 8-K EX-99.2 Financial Supplement (Q3 2026, filed 2026-10-20) ↗
Q3 2025Sep 30, 202544.7%+2.7 ptsForm 8-K EX-99.2 Financial Supplement (Q3 2026, filed 2026-10-20) ↗
Q2 2025Jun 30, 202545.2%+4.4 ptsForm 8-K EX-99.2 Financial Supplement (Q2 2026, filed 2026-07-21) ↗
Q1 2025Mar 31, 202547.0%+3.1 ptsForm 8-K EX-99.2 Financial Supplement (Q1 2026, filed 2026-04-21) ↗
Q4 2024Dec 31, 202446.3%-0.7 ptsForm 8-K EX-99.2 Financial Supplement (Q4 2025, filed 2026-01-22) ↗
Q3 2024Sep 30, 202442.0%+0.4 ptsForm 8-K EX-99.2 Financial Supplement (Q3 2025, filed 2025-10-21) ↗
Q2 2024Jun 30, 202440.8%-2.5 ptsForm 8-K EX-99.2 Financial Supplement (Q2 2025, filed 2025-07-22) ↗
Q1 2024Mar 31, 202443.9%-1.6 ptsForm 8-K EX-99.2 Financial Supplement (Q1 2025, filed 2025-04-22) ↗
Q4 2023Dec 31, 202347.0%+3.1 ptsForm 8-K EX-99.2 Financial Supplement (Q4 2024, filed 2025-01-21) ↗
Q3 2023Sep 30, 202341.5%-3.6 ptsForm 8-K EX-99.2 Financial Supplement (Q3 2024, filed 2024-10-24) ↗
Q2 2023Jun 30, 202343.4%-0.1 ptsForm 8-K EX-99.2 Financial Supplement (Q2 2024, filed 2024-07-23) ↗
Q1 2023Mar 31, 202345.5%+1.0 ptsForm 8-K EX-99.2 Financial Supplement (Q1 2024, filed 2024-04-25) ↗
Q4 2022Dec 31, 202243.8%-1.5 ptsForm 8-K EX-99.2 Financial Supplement (Q4 2023, filed 2024-01-25) ↗

Cite this data

StockData. (2026). Capital One Financial Operating efficiency ratio (GAAP, %) (%), quarterly Q2 2017–Q3 2026 [Data set]. Compiled from Capital One Financial SEC filings and investor materials. https://stockdatahq.com/stocks/cof/kpis/eff-ratio-op-gaap

See every metric in the Capital One Financial KPI table. Data updated Oct 27, 2026.