Chime Financial, Inc. (CHYM) stock
CHYMNasdaqFinance ServicesFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 12/30573% above fair value
$33.03−0.05 (-0.15%)
Close on Nov 12, 2026Market cap $12.50BP/E –Yield –
Chime Financial gross margin
Gross margin is gross profit as a percentage of revenue.
Chime Financial's gross margin for the twelve months ending Sep 30, 2026 was 89.4%. For fiscal 2025 it was 88.0%, against 87.6% the year before.
Annual gross margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 88.0% | +0.4 |
| FY2024 | Dec 31, 2024 | 87.6% | +4.8 |
| FY2023 | Dec 31, 2023 | 82.8% | – |
Quarterly gross margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 90.0% | +2.7 |
| Q2 FY2026 | Jun 30, 2026 | 88.8% | +1.5 |
| Q1 FY2026 | Mar 31, 2026 | 89.6% | +1.3 |
| Q4 FY2025 | Dec 31, 2025 | 88.9% | +0.7 |
| Q3 FY2025 | Sep 30, 2025 | 87.2% | −0.1 |
| Q2 FY2025 | Jun 30, 2025 | 87.3% | +0.4 |
| Q1 FY2025 | Mar 31, 2025 | 88.4% | – |
| Q4 FY2024 | Dec 31, 2024 | 88.2% | – |
| Q3 FY2024 | Sep 30, 2024 | 87.3% | – |
| Q2 FY2024 | Jun 30, 2024 | 86.9% | – |
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