CHYMNasdaqFinance ServicesFiscal year ends December 31
Chime Financial, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$29.63−0.04 (-0.13%)
Close on Oct 19, 2026
- Market cap
- $11.66B
- P/E (TTM)
- –
- Dividend yield
- –
Chime Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Finance Services companies for comparison
Valuation
| Measure | Chime Financial | Industry median |
|---|---|---|
| Market Cap | $11.22B | $199.16M |
| Enterprise Value | $10.15B | $160.19M |
| PS Ratio | 4.57 | 2.66 |
| PB Ratio | 7.98 | 1.17 |
| P/TBV Ratio | 8.14 | 1.40 |
| P/FCF Ratio | 35.93 | 12.30 |
| P/OCF Ratio | 32.52 | 5.61 |
Enterprise value
| Measure | Chime Financial | Industry median |
|---|---|---|
| EV / Sales | 4.13 | 2.72 |
| EV / FCF | 32.53 | 11.30 |
Income (trailing twelve months)
| Measure | Chime Financial | Industry median |
|---|---|---|
| Revenue | $2.46B | $61.19M |
| Gross Profit | $2.18B | $1.92M |
| Operating Income | -$50.99M | -$13.20M |
| Pretax Income | -$17.20M | -$4.81M |
| Net Income | -$18.19M | -$5.16M |
| EBITDA | -$20.44M | -$9.49M |
Margins
| Measure | Chime Financial | Industry median |
|---|---|---|
| Gross Margin | 88.7% | 43.9% |
| Operating Margin | -2.08% | -125.1% |
| Pretax Margin | -0.70% | -25.1% |
| Profit Margin | -0.74% | -21.0% |
| EBITDA Margin | -0.83% | -67.0% |
| FCF Margin | 12.7% | -22.8% |
Returns
| Measure | Chime Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | -1.28% | -22.5% |
| Return on Assets (ROA) | -0.93% | -11.8% |
| Return on Invested Capital (ROIC) | -11.9% | -33.3% |
| Return on Capital Employed (ROCE) | -3.17% | -23.7% |
Growth
| Measure | Chime Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 26.4% | 19.7% |
Balance sheet
| Measure | Chime Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $1.06B | $20.81M |
| Net Cash (Debt) | $1.06B | $7.60M |
| Net Cash Per Share | $2.81 | $0.22 |
| Equity (Book Value) | $1.40B | $165.65M |
| Book Value Per Share | $3.71 | $3.80 |
| Tangible Book Value | $1.38B | $127.24M |
| Working Capital | $1.40B | $8.71M |
Financial position
| Measure | Chime Financial | Industry median |
|---|---|---|
| Current Ratio | 4.62 | 1.43 |
| Quick Ratio | 3.49 | 0.54 |
Cash flow (trailing twelve months)
| Measure | Chime Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $344.99M | -$5.36M |
| Capital Expenditures | -$32.82M | -$5.04M |
| Free Cash Flow | $312.18M | -$15.68M |
| FCF Per Share | $0.82 | -$0.26 |
Efficiency
| Measure | Chime Financial | Industry median |
|---|---|---|
| Asset Turnover | 1.26 | 0.16 |
Dividends and yields
| Measure | Chime Financial | Industry median |
|---|---|---|
| Earnings Yield | -0.16% | -10.6% |
| FCF Yield | 2.78% | -13.8% |
| Buyback Yield | 2.67% | 0.12% |
| Shareholder Yield | 2.67% | 0.14% |
Shares
| Measure | Chime Financial | Industry median |
|---|---|---|
| Shares Outstanding | 378,585,000 | 56,031,200 |
| Shares Change (YoY) | 377.7% | 12.9% |
| Float | 262,718,000 | 43,350,400 |
| Shares Held by Insiders | 30.6% | 18.5% |
| Shares Held by Institutions | 76.5% | 34.2% |
Taxes
| Measure | Chime Financial | Industry median |
|---|---|---|
| Income Tax | $994.00K | $82.74K |
Scores
| Measure | Chime Financial | Industry median |
|---|---|---|
| Altman Z-Score | 11.05 | 0.30 |
| Piotroski F-Score | 6 | 4 |
| Beneish M-Score | -4.78 | -2.99 |
Calculated by StockData from Chime Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.