CHYMNasdaqFinance ServicesFiscal year ends December 31

Chime Financial, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$29.63−0.04 (-0.13%)

Close on Oct 19, 2026

Market cap: $11.66B
P/E (TTM): –
Dividend yield: –

Chime Financial, Inc. income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31
Revenue	2,187	1,673	1,278
Cost of Revenue	263	208	220
Gross Profit	1,924	1,466	1,059
Research & Development	935	310	259
Selling, General & Admin	1,147	697	599
Selling & Marketing	635	520	444
General & Administrative	512	177	155
Advertising Expenses	510	457	395
Operating Expenses	2,964	1,528	1,295
Operating Income	-1,040	-62	-236
Other Non-Operating Income	31	39	33
Merger & Restructuring Charges	33	–	–
Asset Impairment Charges	0	1.90	0
Pretax Income	-1,009	-23	-203
Income Tax Expense	0.83	2.61	0.23
Net Income	-1,010	-25	-203
EPS (Basic)(per share)	-4.27	-0.39	-3.22
EPS (Diluted)(per share)	-4.27	-0.39	-3.22
Shares Outstanding (Basic, Weighted)(shares)	236	65	63
Shares Outstanding (Diluted, Weighted)(shares)	236	65	63
EBITDA	-1,010	-37	-223

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: 88.7%
Operating margin: -2.1%
Net margin: -0.7%
Return on equity, FY2025: 381.9%

Financial strength

Current ratio: 4.62
Debt to equity: –
Debt to assets: –
Cash to current liabilities: 138.4%

Valuation

P/E ratio: –
Price to sales: 4.74
Price to book: 8.30
Dividend yield: –