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Chime Financial, Inc. (CHYM) stock

CHYMNasdaqFinance ServicesFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 11/30
$27.95−0.92 (-3.19%)

Close on Oct 30, 2026Market cap $10.58BP/E –Yield –

Earnings

Chime Financial's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.

Next report
Nov 4, 2026
Q3 FY2026 · estimated, after the close
Revenue, Q2 FY2026
$670.00M
+26.9% on a year earlier
EPS, Q2 FY2026
$0.07
Latest guidance
Raised
Aug 5, 2026 · 8 items

Quarterly results

Revenue and earnings per share from each of Chime Financial's earnings releases, newest first

QuarterReportedRevenueYoYEPSSource
Q3 FY2026ended Sep 30, 2026Nov 4, 2026Expected––––
Q2 FY2026ended Jun 30, 2026Aug 5, 2026after the close$670.00M+26.9%$0.07Release
Q1 FY2026ended Mar 31, 2026May 6, 2026after the close$647.00M–$0.13Release
Q4 FY2025ended Dec 31, 2025Feb 25, 2026after the close$596.00M–-$0.12Release
Q3 FY2025ended Sep 30, 2025Nov 5, 2025after the close$544.00M–-$0.15Release
Q2 FY2025ended Jun 30, 2025Aug 7, 2025after the close$528.00M––Release

Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.

Current guidance

Chime Financial's latest outlook for periods it has not reported yet, compared with what it said before

MetricPeriodGuidanceBeforeChangeGiven
RevenueQ3 FY2026$680.00M – $690.00M–NewAug 5, 2026
year-over-year revenue growthQ3 FY2026+25% – +27%–NewAug 5, 2026
Adjusted EBITDAnon-GAAPQ3 FY2026$105.00M – $110.00M–NewAug 5, 2026
adjusted EBITDA marginnon-GAAPQ3 FY202615% – 16%–NewAug 5, 2026
RevenueFY2026$2.73B – $2.75B$2.66B – $2.69BRaisedAug 5, 2026
year-over-year revenue growthFY2026+25% – +26%+22% – +23%RaisedAug 5, 2026
Adjusted EBITDAnon-GAAPFY2026$465.00M – $475.00M$416.00M – $431.00MRaisedAug 5, 2026
adjusted EBITDA marginnon-GAAPFY202617%16%RaisedAug 5, 2026

Guidance vs results

The last range Chime Financial gave before each report, against the figure it then reported. Full years add up the four quarters.

PeriodMetricGuidanceActualResult
Q2 FY2026Revenue$633.00M – $643.00M$670.00MAbove range
Q2 FY2026Revenue growth+20% – +22%+26.89%Above range
Q1 FY2026Revenue$627.00M – $637.00M$647.00MAbove range
Q4 FY2025Revenue$572.00M – $582.00M$596.00MAbove range
Q3 FY2025Revenue$525.00M – $535.00M$544.00MAbove range

Guidance history

Every forecast Chime Financial put in an earnings release, newest first

GivenMetricPeriodGuidanceChange
Aug 5, 2026Adjusted EBITDAFY2026$465.00M – $475.00MRaised
Aug 5, 2026Adjusted EBITDAQ3 FY2026$105.00M – $110.00MNew
Aug 5, 2026adjusted EBITDA marginFY202617%Raised
Aug 5, 2026adjusted EBITDA marginQ3 FY202615% – 16%New
Aug 5, 2026year-over-year revenue growthFY2026+25% – +26%Raised
Aug 5, 2026RevenueFY2026$2.73B – $2.75BRaised
Aug 5, 2026year-over-year revenue growthQ3 FY2026+25% – +27%New
Aug 5, 2026RevenueQ3 FY2026$680.00M – $690.00MNew
May 6, 2026Adjusted EBITDAFY2026$416.00M – $431.00MRaised
May 6, 2026Adjusted EBITDAQ2 FY2026$72.00M – $77.00MNew
May 6, 2026adjusted EBITDA marginFY202616%Raised
May 6, 2026adjusted EBITDA marginQ2 FY202611% – 12%New
May 6, 2026year-over-year revenue growthFY2026+22% – +23%New
May 6, 2026RevenueFY2026$2.66B – $2.69BRaised
May 6, 2026year-over-year revenue growthQ2 FY2026+20% – +22%New
May 6, 2026RevenueQ2 FY2026$633.00M – $643.00MNew
Feb 25, 2026Adjusted EBITDAFY2026$380.00M – $400.00MNew
Feb 25, 2026Adjusted EBITDAQ1 FY2026$90.00M – $95.00MNew
Feb 25, 2026adjusted EBITDA marginFY202614% – 15%New
Feb 25, 2026adjusted EBITDA marginQ1 FY202614% – 15%New

Read from the company's earnings releases; each figure links to its sentence on hover. “Raised” and “Lowered” compare with the previous range for the same metric and period.

Press releases

Releases Chime Financial filed with the SEC as exhibits to Form 8-K or 6-K

  1. Chime Announces Agreement to Acquire Stride Bank
    Update
  2. Chime Reports Second Quarter 2026 Financial Results
    Results
  3. Chime Reports First Quarter 2026 Financial Results
    Results
  4. Chime Reports Fourth Quarter and Full Year 2025 Financial Results
    Results
  5. Chime Reports Third Quarter 2025 Financial Results
    Results
  6. Chime Reports Second Quarter 2025 Financial Results
    Results